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Home > For the Public > Consumer Debt and Bankruptcy > Credit Counseling |
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Credit Counseling
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When their debts become too much to manage, many people find themselves turning to a credit counseling service for help. Credit counseling services will provide advice on managing household debt. They can help consumers to develop a budget if they do not already have one. Many will also provide consumers with free education materials, workshops or seminars. A counseling service will review a consumer's entire financial situation with them and help them personalize a plan that can help save money and begin paying off their debts. A typical session will last about an hour but generally the individual may also elect to have follow-up sessions. |
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If you are considering working with a credit counselor for the first time, asking questions like these can help you find the best counselor for you. |
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September 16, 2008 |
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The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 launched a new era: With limited exceptions, people who plan to file for bankruptcy protection must get credit counseling from a government-approved organization within 180 days before they file. They also must complete a debtor education course to have their debts discharged. |
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Cynthia L. Gibson, Attorney-at-Law |
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Orange County & Los Angeles, California, Bankruptcy Lawyer |
879 West 190th Street, 4th Floor
Los Angeles, California 90248-4223 |
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Practice Areas: Business Debt & Bankruptcy, Consumer Debt and Bankruptcy
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www.cgibsonlaw.com/
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Diamond, Burt & Akhkashian, LLP |
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Los Angeles Full Service Law Firm |
1055 Wilshire Boulevard Suite 1996
Los Angeles, California 90017 |
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Practice Areas: Criminal Law, Family Law, Real Estate, Consumer Debt and Bankruptcy, Personal Injury, Business Litigation, Commercial Real Estate, Divorce, Driving While Intoxicated, Child Support, Child Custody, Domestic Violence, Alimony, Immigration
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www.dba-law.com/
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Law Office Of Mark J. Markus |
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California Bankruptcy Attorney |
11684 Ventura Blvd. PMB 403
Studio City, California 91604 |
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Practice Areas: Consumer Debt and Bankruptcy
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www.bklaw.com/
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