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President Obama signs Credit Card Accountability, Responsibility, and Disclosure Act

Last Updated June 5, 2009
President Obama signed the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009 on May 22nd. "With this new law, consumers will have the strong and reliable protections they deserve. We will continue to press for reform that is built on transparency, accountability, and mutual responsibility - values fundamental to the new foundation we seek to build for our economy," President Obama said.
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Unsolicited Credit Cards Overview

Last Updated March 7, 2009
Credit card issuers are prohibited by the Truth in Lending Act from sending unsolicited credit cards to consumers. There are exceptions, however, and these exceptions have been at the heart of some recent controversies.
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Credit Card Billing Disputes

Last Updated March 7, 2009
Credit card customers have special protections under federal law in the event of billing disputes. For these protections to apply, however, consumers must follow dispute procedures and meet deadlines set by the Fair Credit Billing Act and Regulation Z.
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Credit Cards - State Laws

Alabama	Alabama Code > Title 5 > Chapter 20 - Alabama Credit Card Act
	Alabama Code > Title 5 > Chapter 23 - State Sponsorship Of Financial Institution Credit Card
Delaware	Delaware Code Title 5 > Chapter 15 - Credit Card Institutions
Rhode Island	Rhode Island General Laws > Chapter 6-26.1. Credit Card Lending
	Rhode Island General Laws > Chapter 6-30. Distribution of Credit Cards
Iowa	Iowa Code Chapter 536C - Lender credit cards
Maine	Maine Revised Statutes > Title 10 > Chapter 202-B - Prohibited Credit Card Practices Involving Providers Of Travel Services
Michigan	Michigan Laws > Chapter 493 > Act 379 of 1984 - Credit Card Arrangements
Nevada	Nevada Revised Statutes > Chapter 97A - Debt Evidenced by Credit Card
New Hampshire	New Hampshire Revised Statutes > Chapter 358-N - Prohibited Credit Card Practices In Travel Services
New Mexico	New Mexico Statutes Chapter 56 > Article 4 - Credit Cards
New York	New York Laws - General Business > Article 29-AAA - Credit Card Registration Services
	New York Laws - General Business > Article 29-B - Prohibited Credit Card Practices Involving Providers of Travel Services
	New York Laws - General Business > Article 34-A - Consumer Credit Balances
	New York Laws - General Business > Article 34-B - Annual Credit Interest Statements
New York	New York Laws > General Business > Article 29-AAA - Credit Card Registration Services
	New York Laws > General Business > Article 29-B - Prohibited Credit Card Practices Involving Providers Of Travel Services
	New York Laws > General Business > Article 34-A - Consumer Credit Balances
	New York Laws > General Business > Article 34-B - Annual Credit Interest Statements
North Dakota	North Dakota Code > Chapter 51-14 - Revolving Charge Accounts
	North Dakota Code > Chapter 51-14.1 - Credit Cards
South Dakota	South Dakota Laws > Title 54 > Chapter 11 - Credit Cards And Revolving Charge Accounts
Tennessee	Tennessee Code > Title 47 > Chapter 22 - Credit Cards
Vermont	Vermont Statutes > Title 9 > Chapter 105 - Credit Cards

Questions & Answers: Credit Cards

Nobody must read this, since there are no comments, so Ill write to myself. In April, I got a stray call early aft from BOA saying did you just use yo...

Thanks for stopping by and sharing your experience with credit card fraud and your ideas. You make some very valid points, it seems to me. As a matt...

Okay, here is the deal. Most people do not check the little amounts. That 1.95-, 9.95- etc. just look like another nusance. If we were to check all...

They don't care because they get paid by the insurance company which we pay for. It would be very easy to just require a pin number like they do on d...

Same Sex Marriage in the States

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Marriage restricted to man and woman

Issues marriage licenses to same-sex couples

No prohibition of same-sex marriages

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