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Credit Report Accuracy
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What To Do About an Inaccurate Credit Report
Last Updated August 5, 2008
An inaccurate credit report can be very costly. The consequences range from higher interest rates on loans to denial of a job application. One study estimates that as many as 25% of credit reports contain inaccurate information. Here is a step by step guide to fixing an inaccurate credit report.
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How to Get a Free Copy of Your Credit Report
Last Updated August 4, 2008
Your credit report is the key tool companies use to determine your creditworthiness. An excellent credit report helps you to get approval for financing as well as the best possible rates and terms. Obtaining a copy of your credit report can allow you to correct any errors and ensure that you have not become a victim of identity theft.

Free Annual Credit Report

The 2003 Fair and Accurate Credit Transactions Act allows you to obtain a free copy of your credit reports each year. There are three major credit bureaus: Equifax, TransUnion and Experian, each of which prepares its own report. It is important to obtain your free annual copy of each report, as they may differ.
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Alivizatos P.C.
Baltimore MD Elderlaw, Estate Planner and Asset Protection Attorneys

111 South Calvert Street, 27th Floor
Baltimore, Maryland 21202
Practice Areas: Wills and Estates, For the Public
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Notice of Negative Credit Report Information
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 Furnisher of information must notify a consumer when negative information is provided to a consumer reporting agency.
 
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