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Credit Reporting
 
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Credit reporting systems are a critical part of a modern economy. They help reduce costs of credit by reducing the uncertainties to lenders, and make credit easier to access for borrowers. For legal information on specific topics relating to credit reporting, use the search tool, the Topics A-Z list, or the navigation on the left of each page. Or just click below:

Credit Report Accuracy

Credit Scores

Security Freezes
 

Credit Reporting - C.F.R. Provisions

CFR > Title 12 > Chapter III > Part 334 - Fair credit reporting
CFR > Title 12 > Chapter V > Part 571 - Fair Credit Reporting
CFR > Title 12 > Chapter VII > Part 717 - Fair credit reporting
CFR > Title 16 > Chapter I > Part 602 - Fair and Accurate Credit Transactions Act of 2003
CFR > Title 16 > Chapter I > Part 603 - Definitions
CFR > Title 16 > Chapter I > Part 604 - Fair Credit Reporting Act rules
CFR > Title 16 > Chapter I > Part 610 - Free annual file disclosures
CFR > Title 16 > Chapter I > Part 611 - Prohibition against circumventing treatment as a nationwide consumer reporting agency
CFR > Title 16 > Chapter I > Part 613 - Duration of active duty alerts
CFR > Title 16 > Chapter I > Part 614 - Appropriate proof of identity
CFR > Title 16 > Chapter I > Part 642 - Prescreen opt-out notice
CFR > Title 16 > Chapter I > Part 680 - Affiliate marketing
 
Notice of Negative Credit Report Information
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 Furnisher of information must notify a consumer when negative information is provided to a consumer reporting agency.
 
 Only federal law applies
 
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