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Credit Reporting


 
 

Credit reporting systems are a critical part of a modern economy. They help reduce costs of credit by reducing the uncertainties to lenders, and make credit easier to access for borrowers. For legal information on specific topics relating to credit reporting, use the search tool, the Topics A-Z list, or the navigation on the left of each page. Or just click below:

Credit Report Accuracy

Credit Scores

Security Freezes

 

Credit Reporting - U.S. Code Provisions

U.S. Code Title 15 > Chapter 41 > Subchapter III - Credit Reporting Agencies
 

Credit Reporting - C.F.R. Provisions

CFR > Title 12 > Chapter III > Part 334 - Fair credit reporting
CFR > Title 12 > Chapter V > Part 571 - Fair Credit Reporting
CFR > Title 12 > Chapter VII > Part 717 - Fair credit reporting
CFR > Title 16 > Chapter I > Part 602 - Fair and Accurate Credit Transactions Act of 2003
CFR > Title 16 > Chapter I > Part 603 - Definitions
CFR > Title 16 > Chapter I > Part 604 - Fair Credit Reporting Act rules
CFR > Title 16 > Chapter I > Part 610 - Free annual file disclosures
CFR > Title 16 > Chapter I > Part 611 - Prohibition against circumventing treatment as a nationwide consumer reporting agency
CFR > Title 16 > Chapter I > Part 613 - Duration of active duty alerts
CFR > Title 16 > Chapter I > Part 614 - Appropriate proof of identity
CFR > Title 16 > Chapter I > Part 642 - Prescreen opt-out notice
CFR > Title 16 > Chapter I > Part 680 - Affiliate marketing
 

Credit Reporting - State Laws

ArizonaArizona Laws > Title 44 > Chapter 11 > Article 6 - Consumer Reporting Agencies and Fair Credit Reporting
HawaiiHawaii Revised Statutes > Chapter 489P - Consumer Credit Reporting Agencies
IdahoIdaho Code Title 28 > Chapter 52 - Credit Report Protection Act
KansasKansas Statutes > Chapter 50 > Article 7 - Fair Credit Reporting
MaineMaine Revised Statutes > Title 10 > Chapter 210 - Fair Credit Reporting Act
MichiganMichigan Laws > Chapter 445 > Act 211 of 1989 - Reporting Adverse Information About Cosigner
NevadaNevada Revised Statutes > Chapter 598C - Consumer Reporting
New HampshireNew Hampshire Revised Statutes > Chapter 359-B - Consumer Credit Reporting
New MexicoNew Mexico Statutes Chapter 56 > Article 3 - Credit Bureaus
New Mexico Statutes Chapter 56 > Article 3A - Credit Report Security Act
New YorkNew York Laws - General Business > Article 25 - Fair Credit Reporting Act
New York Laws - Insurance > Article 28 - Use of Credit Infomation
New YorkNew York Laws > General Business > Article 25 - Fair Credit Reporting Act
New York Laws > Insurance > Article 28 - Use Of Credit Infomation
TexasTexas Business And Commerce Code > Title 2 > Chapter 20 - Regulation Of Consumer Credit Reporting Agencies
Texas Finance Code > Title 5 > Chapter 391 - Furnishing False Credit Information
UtahUtah Code > Title 7 > Chapter 14 - Credit Information Exchange

 

Questions & Answers: Credit Reporting

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Nationwide Consumer Rights

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City of Virginia Beach
Virgina Beach, VA Consumer Affairs and Victim Witness Program Attorneys

1800 College Crescent, Room H161
Virginia Beach, Virginia 23453
Practice Areas: Consumer Protection
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City of Virginia Beach

Consumer Affairs 2425 Nimmo Pkwy. Judicial Center, Bldg. 10B
Virginia Beach, Virginia 23456
Practice Areas: Consumer Protection
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