Current as of: Jan. 2010
Subpart A_General ProvisionsSec.571.1 Purpose and scope.571.2 Examples.571.3 Definitions.Subpart B [Reserved]
Subpart C_Affiliate Marketing571.20 Coverage and definitions.571.21 Affiliate marketing opt-out and exceptions.571.22 Scope and duration of opt-out.571.23 Contents of opt-out notice; consolidated and equivalent notices.571.24 Reasonable opportunity to opt out.571.25 Reasonable and simple methods of opting out.571.26 Delivery of opt-out notices.571.27 Renewal of opt-out.571.28 Effective date, compliance date, and prospective application.
Subpart D_Medical information571.30 Obtaining or using medical information in connection with a
determination of eligibility for credit.571.31 Limits on redisclosure of information.571.32 Sharing medical information with affiliates. Subparts E-H [Reserved]
Subpart I_Duties of Users of Consumer Reports Regarding Address
Discrepancies and Records Disposal571.80-81 [Reserved]571.82 Duties of users regarding address discrepancies.571.83 Disposal of consumer information.
Subpart J to Part 571_Identity Theft Red Flags571.90 Duties regarding the detection, prevention, and mitigation of
identity theft.571.91 Duties of card issuers regarding changes of address.Appendices A-B to Part 571 [Reserved]Appendix C to Part 571--Model Forms for Opt-Out NoticesAppendices D-I to Part 571 [Reserved]Appendix J to Part 571--Interagency Guidelines on Identity Theft
Detection, Prevention, and Mitigation
Authority: 12 U.S.C. 1462a, 1463, 1464, 1467a, 1828, 1831p-1, and 1881-1884; 15 U.S.C. 1681b, 1681c, 1681m, 1681s, 1681s-1, 1681t and 1681w; 15 U.S.C. 6801 and 6805; Sec. 214 Pub. L. 108-159, 117 Stat. 1952.
Source: 69 FR 77621, Dec. 28, 2004, unless otherwise noted.
(a) Purpose. The purpose of this part is to establish standards regarding consumer report information. In addition, the purpose of this part is to specify the extent to which you may obtain, use, or share certain information. This part also contains a number of measures you must take to combat consumer fraud and related crimes, including identity theft.
(b) Scope. (1)-(2) [Reserved]
(3) The scope of Subpart C of this part is stated in Sec. 571.20(a) of this part.
(4) The scope of Subpart D of this part is stated in Sec. Sec. 571.30(a), 571.31(a), and 571.32(a) of this part.
(9)(i) The scope of Sec. 571.82 of Subpart I of this part is stated in Sec. 571.82(a) of this part.
(ii) The scope of Sec. 571.83 of Subpart I of this part is stated in Sec. 571.83(a) of this part.
(10)(i) The scope of Sec. 571.90 of Subpart J of this part is stated in Sec. 571.90(a) of this part.
(ii) The scope of Sec. 571.91 of Subpart J of this part is stated in Sec. 571.91(a) of this part.
[69 FR 77621, Dec. 28, 2004, as amended at 70 FR 70689, Nov. 22, 2005; 72 FR 62972, Nov. 7, 2007; 72 FR 63764, Nov. 9, 2007]
Questions & Answers: Credit Reporting
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