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U.S. Code > Title 12 > Chapter 39 - Alternative Mortgage Transactions

U.S. Code > Title 12 > Chapter 39 - Alternative Mortgage Transactions


Current as of: February 2010
§ 3801Findings and purpose
§ 3802Definitions
§ 3803Alternative mortgage authority
§ 3804Applicability of preemption provisions
§ 3805Applicability of consumer protection provisions
§ 3806Adjustable rate mortgage caps

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Questions & Answers: Mortgage Lending

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U.S. Code Provisions: Mortgage Lending

U.S. Code > Title 12 > Chapter 11A - Federal Home Loan Mortgage Corporation
U.S. Code > Title 12 > Chapter 27 - Real Estate Settlement Procedures
U.S. Code > Title 12 > Chapter 28 - Emergency Mortgage Relief
U.S. Code > Title 12 > Chapter 29 - Home Mortgage Disclosure
U.S. Code > Title 12 > Chapter 39 - Alternative Mortgage Transactions
U.S. Code Title 12 > Chapter 42 > Subchapter I - Prepayment Of Mortgages Insured Under National Housing Act
U.S. Code > Title 12 > Chapter 49 - Homeowners Protection
U.S. Code > Title 12 > Chapter 51 - Secure And Fair Enforcement For Mortgage Licensing

State Laws: Mortgage Lending

AlabamaAlabama Code > Title 35 > Chapter 10 - Mortgages
Alabama Code > Title 35 > Chapter 10A - Asset-Backed Securities Facilitation Act
AlaskaAlaska Statutes Chapter 06.60 - Mortgage Lending Regulation Act
ArizonaArizona Laws > Title 6 > Chapter 9 - Mortgage Brokers, Mortgage Bankers And Loan Originators
Arizona Laws > Title 33 > Chapter 6 - Mortgages
CaliforniaCalifornia Financial Code > Division 11.5 - National Housing Act Loans
California Financial Code > Division 20 - California Residential Mortgage Lending Act
ConnecticutConnecticut General Statutes > Title 49 > Chapter 846 - Mortgages
DelawareDelaware Code Title 5 > Chapter 24 - Mortgage Loan Originators
Delaware Code Title 25 > Chapter 21 - Mortgages On Real Estate
FloridaFlorida Statutes > Chapter 494 - Loan Originators and Mortgage Brokers
Florida Regulations Chapter 69V-40 - Mortgage Brokerage
IdahoIdaho Code Title 26 > Chapter 28 - Mortgage Companies
Idaho Code Title 26 > Chapter 31 - Idaho Residential Mortgage Practices Act
IllinoisIllinois Compiled Statutes > 205 ILCS 635 - Residential Mortgage License Act of 1987
Illinois Compiled Statutes > Chapter 765 > Mortgages
IndianaIndiana Code > Title 24 > Article 4.4 - First Lien Mortgage Lending
Indiana Code > Title 24 > Article 9 - Home Loan Practices
Indiana Code > Title 32 > Article 29 - Mortgages
IowaIowa Code Chapter 528 - Alternative mortgage loans
Iowa Code Chapter 535B - Mortgage bankers and brokers
Iowa Code Chapter 655 - Satisfaction of mortgages
KansasKansas Statutes > Chapter 9 > Article 22 - Mortgage Business
Kansas Statutes > Chapter 58 > Article 23 - Mortgages Of Real Property
LouisianaLouisiana Revised Statutes > Title 6 > Chapter 14 - Residential Mortgage Brokers And Lenders
Louisiana Civil Code > Book III > Title XXII - Mortgages
MaineMaine Revised Statutes Title 33 > Chapter 9 - Mortgages Of Real Property
MassachusettsMassachusetts General Laws > Part III > Title IV > Chapter 255E - Licensing Of Certain Mortgage Lenders And Brokers
Massachusetts General Laws > Part III > Title IV > Chapter 255F - Licensing Of Mortgage Loan Originators
MichiganMichigan Laws > Chapter 12 > Act 3 of 1952 - Service Fees On Real Estate Mortgages
Michigan Laws > Chapter 445 > Act 67 of 2012 - Nonrecourse Mortgage Loan Act
Michigan Laws > Chapter 445 > Act 135 of 1977 - Mortgage Lending Practices
Michigan Laws > Chapter 445 > Act 351 of 1984 - Due-On-Sale Clauses
Michigan Laws > Chapter 445 > Act 660 of 2002 - Consumer Mortgage Protection Act
Michigan Laws > Chapter 445 > Act 173 of 1987 - Mortgage Brokers, Lenders, and Servicers Licensing Act
Michigan Laws > Chapter 493 > Act 125 of 1981 - The Secondary Mortgage Loan Act
Michigan Laws > Chapter 493 > Act 75 of 2009 - Mortgage Loan Originator Licensing Act
MinnesotaMinnesota Statutes Chapter 58 - Mortgage Originator and Service Licensing
Minnesota Statutes Chapter 58A - Individual Mortgage Licensing
Minnesota Statutes Chapter 583 - Farmer-lender Mediation
MontanaMontana Code Title 32 > Chapter 9 - Residential Mortgage Brokers, Lenders, And Loan Originators
Montana Code Title 71 - Mortgages, Pledges, And Liens
NevadaNevada Revised Statutes > Chapter 106 - Real Mortgages
Nevada Revised Statutes > Chapter 107 - Deeds of Trust
Nevada Revised Statutes > Chapter 645E - Mortgage Bankers
Nevada Revised Statutes > Chapter 645F - Mortgage Lending and Related Professions
New HampshireNew Hampshire Revised Statutes > Chapter 397-A - Licensing Of Nondepository First Mortgage Bankers And Brokers
New Hampshire Revised Statutes > Chapter 397-B - Regulation Of Mortgage Loan Servicers
New MexicoNew Mexico Statutes Chapter 58 > Article 8 - National Housing Act Loans and Obligations
New Mexico Statutes Chapter 58 > Article 18 - Mortgage Finance Authority
New Mexico Statutes Chapter 58 > Article 18A - Municipal Mortgage Finance
New Mexico Statutes Chapter 58 > Article 21A - Home Loan Protection
New Mexico Statutes Chapter 58 > Article 21B - New Mexico Mortgage Loan Originator Licensing
New YorkNew York Laws - Banking > Article 12-D - Licensed Mortgage Bankers
New York Laws - Banking > Article 12-E - Licensed Mortgage Loan Originators
New YorkNew York Laws > Banking > Article 12-D - Licensed Mortgage Bankers
New York Laws > Banking > Article 12-E - Authorized Mortgage Loan Originators
North CarolinaNorth Carolina General Statutes Chapter 24 > Article 2 - Loans Secured by Secondary or Junior Mortgages
North Carolina General Statutes Chapter 45 - Mortgages and Deeds of Trust
North Carolina General Statutes > Chapter 45A - Good Funds Settlement Act
North Carolina General Statutes Chapter 53 > Article 19B - The Secure and Fair Enforcement Mortgage Licensing Act
North DakotaNorth Dakota Code > Chapter 13-10 - Mortgage Loan Originators
North Dakota Code > Chapter 32-19.2 - Trustees for Commercial Buildings During Foreclosures
North Dakota Code > Chapter 35-03 - Mortgage of Real Property
North Dakota Code > Chapter 35-05 - Crop Mortgages
North Dakota Code > Chapter 47-29 - Recording Master Mortgage
OhioOhio Code > Title 13 > Chapter 1322 - Mortgage Brokers, Loan Officers
OregonOregon Statutes > Chapter 86 - Mortgages; Trust Deeds
Oregon Statutes > Chapter 86A - Mortgage Lending
Rhode IslandRhode Island General Laws > Chapter 19-14.10. An Act Adopting the Federal Secure and Fair Enforcement for Mortgage Licensing Act of 2009
Rhode Island General Laws > Chapter 34-23. Mortgages of Real Property
Rhode Island General Laws > Chapter 34-25.1. Reverse Mortgages
Rhode Island General Laws > Chapter 34-25.2. Rhode Island Home Loan Protection Act
Rhode Island General Laws > Chapter 34-26. Redemption, Release, and Transfer of Mortgages
Rhode Island General Laws > Chapter 34-27.1. Payment of Proceeds of Mortgage Loans to Subcontractors and Materialmen
South CarolinaSouth Carolina Code > Title 29 - Mortgages and Other Liens
South Carolina Code > Title 37 > Chapter 22 - Mortgage Lending
South DakotaSouth Dakota Laws > Title 44 > Chapter 8 - Real Estate Mortgages
TennesseeTennessee Code > Title 7 > Chapter 60 - Home Mortgages
Tennessee Code > Title 45 > Chapter 13 - Tennessee Residential Lending, Brokerage and Servicing Act
Tennessee Code > Title 45 > Chapter 20 - Tennessee Home Loan Protection Act
Tennessee Code > Title 47 > Chapter 15 - Interest on Home Loans
Tennessee Code > Title 47 > Chapter 23 - Duties of Mortgagee or Lender
Tennessee Code > Title 47 > Chapter 28 - Open-End Mortgages and Mortgages Securing Future Advances
Tennessee Code > Title 47 > Chapter 30 - Home Equity Conversion Mortgages
UtahUtah Code > Title 7 > Chapter 17 - Interest on Mortgage Loan Reserve Accounts
Utah Code > Title 70D - Financial Institution Mortgage Financing Regulation Act
VirginiaVirginia Code Title 6.2 > Chapter 16 - Mortgage Lenders and Mortgage Brokers
Virginia Code Title 6.2 > Chapter 17 - Mortgage Loan Originators
West VirginiaWest Virginia Code > Chapter 31 > Article 17 - West Virginia Residential Mortgage Lender, Broker And Servicer Act
West Virginia Code > Chapter 31 > Article 17A - West Virginia Safe Mortgage Licensing Act
West Virginia Code > Chapter 47 > Article 24 - The Reverse Mortgage Enabling Act
WisconsinWisconsin Statutes > Chapter 224 > Subchapter III - Mortgage Bankers, Loan Originators And Mortgage Brokers
Wisconsin Statutes > Chapter 428 > Subchapter I - First Lien Real Estate Loans

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Virginia Beach, Virginia 23455
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