Security Freezes 

The Indiana AG Office announced that the state's credit freeze law will reflect changes effective on January 1, 2009. Residents will now be able to place a freeze on credit via email requests, which formerly were required to be sent via classified mail.

The credit reporting agencies will be required to provide a secure electronic connection through which consumers may request a freeze, as well as accepting requests by phone. Indiana was the first state to enact a credit freeze law which charges no fee to consumers, and now 40 states enforce a similar law.

Requesting a credit freeze will still be a no-cost option to residents who wish to restrict access to their personal credit report. Agencies such as insurance companies, law enforcement, and current creditors will still be allowed to access a frozen report.

Comments (0)