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Massachusetts General Laws > Part I > Title XX > Chapter 140D - Consumer Credit Cost Disclosure

Massachusetts General Laws > Part I > Title XX > Chapter 140D - Consumer Credit Cost Disclosure


Current as of: 2009
§ 1Definitions
§ 2Consumer credit cost disclosure; exempt transactions
§ 3Rules and regulations
§ 4Finance charge; determination
§ 5Annual percentage rate; determination
§ 6Inaccurate disclosure of finance charge or annual percentage rate; adjustment
§ 7Disclosure of information; multiple creditors or obligors; estimates
§ 8Disclosure of information; clear and conspicuous statements
§ 9Information rendered inaccurate
§ 10Security interest in property used as dwelling; rescission; liability; application
§ 11Disclosure; open end credit plans; statement; contents
§ 12Disclosure; other than open-end-credit plans; statement; contents
§ 13Publication of information regarding annual percentage rates
§ 14Multiple-page advertisements; contents; open-end-credit plan
§ 15Advertisements; other than open-end-credit plans; contents
§ 15AApplication form or pre-approved written solicitation for open-end credit plan; contents
§ 16Liability of owner or personnel of advertising medium
§ 17Oral response to cost of credit inquiry
§ 18Model disclosure forms and clauses
§ 19Time for sending statement; noncompliance; finance charge
§ 20Sale of goods or services at retail; finance charge under open-end-credit plan; computation
§ 21Application of credit cardholder's funds held by issuer; authorization; agreement statement
§ 22Credit balance exceeding one dollar; periodic statement disclosure; contents
§ 23Transfer of funds following default of debt; written notice; applicability
§ 24Guaranty of obligations of other persons; notice of additional obligations
§ 25Issuance of credit cards
§ 26Cardholder liability for unauthorized use
§ 27Unauthorized use of credit cards
§ 28Liability of business for unauthorized use of credit cards
§ 28ACardholder discounts; surcharges; finance charge
§ 28BParticipation in credit card plans; conditions
§ 29Rules and regulations; consistency with federal fair credit billing act
§ 30Inspection of records
§ 31Prohibited acts; penalty
§ 32Creditor's failure to comply with law; damages
§ 33Civil actions against subsequent assignees of creditor; written acknowledgement; rescission
§ 34Unfair trade practices; violations
§ 35Limitations on creditors' liability and consumer rescission rights

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Massachusetts Laws: Consumer Credit Generally

Massachusetts General Laws > Part I > Title XX > Chapter 140D - Consumer Credit Cost Disclosure
Massachusetts General Laws > Part I > Title XX > Chapter 140E - Consumer Account Disclosure

U.S. Code Provisions: Consumer Credit Generally

U.S. Code > Title 15 > Chapter 41 - Consumer Credit Protection

Federal Regulations: Consumer Credit Generally

U.S. Code > Title 15 > Chapter 41 - Consumer Credit Protection
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