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Missouri Laws > Title XXIX > Chapter 443 - Mortgages, Deeds of Trust and Mortgage Brokers

Missouri Laws > Title XXIX > Chapter 443 - Mortgages, Deeds of Trust and Mortgage Brokers


Current as of: 2009
§ 443.005Security instrument defined
§ 443.010Mortgage, assumption of upon purchase not construed to extend mortgage to other lands, when
§ 443.020Claim of such extension barred, when
§ 443.030Prior acknowledgment of deed of trust deemed valid
§ 443.035Recording of instrument required--failure to record, effect on persons subsequently obtaining interest or lien
§ 443.055Future advances may be secured, how--definitions--requirements--limitations--priorities--termination procedure, exceptions
§ 443.060Acknowledgment of satisfaction and release, how made
§ 443.070Affidavit required with deed of release, when--penalty for failure
§ 443.080Satisfaction of mortgage, deed of trust or security instrument of railroad or utility, when entered
§ 443.090Part of property may be released, how
§ 443.100Payment of one or more notes, how canceled--memorandum on record--affidavit required, content, to be presented to recorder
§ 443.110Partial release of certain mortgages, deeds of trust or security instruments made how--conditions--requirements
§ 443.120Penalty for making false affidavit
§ 443.130Liability for failing to satisfy--demand by certified mail required
§ 443.140Attorney in fact may enter satisfaction
§ 443.150Acknowledgment and satisfaction--how made by a corporation
§ 443.160Personal representative may satisfy and deliver deed or release
§ 443.170Penalty for failing to acknowledge satisfaction and deliver deed of release
§ 443.180Sections 443.160 and 443.170 construed
§ 443.185Releases of mortgages or deeds of trust defective--deemed valid, when
§ 443.190Petition to foreclose, where filed
§ 443.200Petition, where filed
§ 443.210Proceedings to be as in civil actions
§ 443.220Who may be made parties
§ 443.230Judgment on constructive notice
§ 443.240Judgment on personal service
§ 443.250Proceedings where mortgagee, secured party, mortgagor or debtor dies
§ 443.260Judgment when personal representative is party defendant
§ 443.270Execution to be a special fieri facias
§ 443.280Title which purchaser acquires
§ 443.290Mortgages and security agreements with power of sale
§ 443.300Death of debtor, foreclosure stayed
§ 443.310Sales, where made--number of days' notice
§ 443.320Notice, contents--how published
§ 443.325Individual notice of foreclosure sale--form of request for--recorder's duty--foreclosing part to give notice--release of security instrument, effect of--notice deemed given, when
§ 443.327Sale by trustee exercising powers under security instrument--times when sale may be held--places where sale may be held
§ 443.330Trustee failing to execute trust, parties interested may proceed, how
§ 443.340Court to appoint sheriff or other suitable person, when--power and duties of trustee
§ 443.350Foreign corporation or person not to act as trustee, unless domestic corporation or resident trustee be named as cotrustee--domestic corporation under no disability because articles do not contain specific power
§ 443.355Continuance of sale by trustee without readvertisement, manner--restrictions
§ 443.360Compensation of trustees under trust deeds
§ 443.370Penalty for overcharging
§ 443.380Recitals in deed prima facie evidence
§ 443.390Trustee's deed not to be accepted by recorder in certain cities or counties unless unpaid notes are produced--duties of recorder
§ 443.400Redemption before sale
§ 443.410Foreclosures by trustee's sale--how made--redemption
§ 443.415Mortgage may be insured for certain buyers, amount, requirements
§ 443.420Notice of redemption--how given, rights
§ 443.430Motion for approval of bond for redemption--hearing--receiver--additional bond
§ 443.440Certificate of sale--upon failure to redeem, deed to be executed
§ 443.451Mortgage or deed of trust securing payment of bonds issued by interstate gas pipeline company or public utility, filing in office of secretary of state--notice--lien--refiling, effect--satisfaction, release, or cancellation, duties of secretary of state--
§ 443.453Financial institutions to pay property tax, how
§ 443.701Citation of law
§ 443.703Definitions
§ 443.706Licensure required, when--effective date--exemptions
§ 443.707Loan processors and underwriters, license required
§ 443.709Rulemaking authority--expedited review and licensing procedures permitted, when
§ 443.711Application for licensure, form--records and fees--modification of licensure requirements permitted, when--use of NMLSR as an agent, when
§ 443.713Findings required for licensure
§ 443.717Prelicensing education requirements
§ 443.719Written test required, test measures--minimum competency requirements
§ 443.721Renewal of licensure, minimum standards
§ 443.723Continuing education requirements
§ 443.725Duties of director--rule requirements authorized
§ 443.727Challenge of information in NMLSR
§ 443.729Supervision and enforcement--civil penalty
§ 443.731Surety bond requirements
§ 443.733Supervisory information sharing--confidentiality requirements
§ 443.735Investigations and examinations, authority of director
§ 443.737Violations
§ 443.739Reports of condition required
§ 443.741Violations, director required to report
§ 443.743Nonfederally insured credit unions, registration of employed loan originators required
§ 443.745Unique identifier to be shown on applications, solicitations, or advertisements
§ 443.747Severability clause--rulemaking authority
§ 443.805License required to broker residential mortgage, exceptions
§ 443.807Director, power to request injunction, when
§ 443.809Examination, powers of director to inspect records of licensed persons
§ 443.810Penalty for violations
§ 443.812One license issued to each broker--record required of locations where any business is conducted--supervision requirements--waiver of licensure, when
§ 443.816Residential mortgage board created--members, appointment, qualification, terms, vacancies, compensation, duties
§ 443.817Board members to file business transactions with ethics commission--rules authorized to avoid conflict of interest
§ 443.819Brokerage business to be operated under actual names of persons or corporations, violation, penalties
§ 443.821License to be issued on completion of requirements--notice of denial of license to contain reasons--appeal procedure
§ 443.823Licenses to be issued in duplicate, effective when
§ 443.825Application content, oath and form
§ 443.827Applicant for license must agree to maintain certain requirements as to methods of conducting business
§ 443.830License refused--grounds
§ 443.833Renewal of license, date, procedure, fee--failure to renew, license becomes inactive, reactivation--expires, when
§ 443.835Broker ceasing activity and not desiring to be licensed, procedure--director to cancel license
§ 443.839Application by broker to open additional full-service offices, fee--certificate to be issued and posted
§ 443.841License to be displayed
§ 443.843Fees to be established by director--rules authorized for assessment and collection
§ 443.845Residential mortgage licensing fund created--purpose--fees to be deposited in interest-bearing account to credit of fund--amount in fund subject to lapse into general revenue
§ 443.849Bonding requirements
§ 443.855Advertising policies may be established by director--standards required
§ 443.857Licensee shall maintain at least one full-service office with staff, duties to handle matters relating to mortgage--waiver, when
§ 443.861Transfer or sale of residential mortgage, notice to be given to mortgagor, contents
§ 443.863Unlawful discrimination for refusal to loan or vary terms of the loan
§ 443.865Escrow accounts, placement by brokers--authority for rules
§ 443.867Disclosure statement required of brokers, content--fee--compensation
§ 443.869Powers and duties of director--rulemaking authority
§ 443.871Director may issue subpoenas and subpoenas duces tecum--authority to administer oaths
§ 443.873Failure to comply with subpoenas, director may petition circuit court for compliance order, injunctive relief and other remedies authorized
§ 443.875Bond may be required, conditioned on compliance with subpoena, when
§ 443.877Writ of attachment authorized on failure to comply with subpoena
§ 443.879Reports required, failure to comply, penalty
§ 443.881Suspension or revocation of license, grounds--procedure, penalties
§ 443.883Director to maintain a staff capable of investigations--licensees to open record for investigators
§ 443.885Report to be filed with director annually, contents
§ 443.887General rulemaking powers of director
§ 443.889Court action to recover compensation for services, proof that services performed by valid licensee required, exception
§ 443.891Charge in support of removal or prohibition notice issued on certain findings of conduct
§ 443.893Receiver or conservator to be appointed by court, when--attorney general's duty
§ 443.901Reverse mortgage act--definitions
§ 443.903Reverse mortgage regulations
§ 443.906Reverse mortgage may be made regardless of certain other transactions
§ 443.909Treatment of payments for certain purposes
§ 443.912Statement regarding counseling services on reverse mortgages
§ 443.930Prohibited acts--constitutes mortgage fraud--no private right of action created

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