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Ohio Code > Title 13 > Chapter 1321 - Small Loans

Ohio Code > Title 13 > Chapter 1321 - Small Loans


Current as of: 2009
§ 1321.01Small loan definitions
§ 1321.02Exceptions to license requirement
§ 1321.03Application for license - fee
§ 1321.04Investigation by division - notice of filing of application - notice to licensees - license issued - denial of application
§ 1321.05Contents of license - annual fee and assessment - current assets
§ 1321.06Additional licenses - change of place of business
§ 1321.07Annual examination of licensee - fees and mileage of sheriff and witnesses - subpoena
§ 1321.08Suspension or revocation of license
§ 1321.09Licensee to preserve books - annual report
§ 1321.10Rules and orders - procedure in case of violation - certified statements - prima-facie evidence
§ 1321.11Prohibited statements and representations
§ 1321.12Licensee prohibited from certain acts
§ 1321.13Maximum interest rate - prepayment - insurance
§ 1321.131Agreement or consent for alternative interest rate
§ 1321.14Duties of licensee - prohibited activities
§ 1321.15Limitation of charges - determination of indebtedness
§ 1321.16Open-end loans by licensee - interest - charges
§ 1321.17Provisions applicable to all loans
§ 1321.18Complaint for reversal, rescission, or modification of order of division - procedure
§ 1321.19Cancellation or alteration of license
§ 1321.20Annual license or certificate of registration fee
§ 1321.21Division of consumer finance fund
§ 1321.31Assignment of personal earnings - limitations - priority
§ 1321.32Assignment of wages invalid - exception
§ 1321.33Wage assignments for support of spouse or children
§ 1321.35Short-term lenders definitions
§ 1321.36Short term lender license required - out-of-state transactions
§ 1321.37Application for license - investigation - bond
§ 1321.38License contents - place of business
§ 1321.39Short-term loan requirements and restrictions
§ 1321.40Permissible short-term loan fees
§ 1321.41Short-term loan prohibitions
§ 1321.42Refusal, suspension, or revocation of license - fines
§ 1321.421Examination of licensee's records
§ 1321.422Required licensee records and reports
§ 1321.43Implementing rules and enforcement orders
§ 1321.44Violations as unfair or deceptive acts - criminal proceedings
§ 1321.45Prohibited debt collector communications and conduct
§ 1321.46Statewide database used to determine borrower eligibility
§ 1321.461Alternative borrower database
§ 1321.47Additional duties of licensees - civil action by borrower
§ 1321.48Reports by superintendent - confidentiality of information
§ 1321.51Second mortgage loan definitions
§ 1321.52Registering second mortgage lenders and brokers
§ 1321.53Application for certificate of registration
§ 1321.54Rules - investigations
§ 1321.541Actions to enforce second mortgage loan provisions
§ 1321.55Records and reports
§ 1321.551Evading second mortgage loan requirements
§ 1321.56Forfeiting interest
§ 1321.57Computation of interest
§ 1321.571Agreement or consent for alternative interest rate
§ 1321.58Open-end loans by registrant - interest - charges
§ 1321.59Prohibited acts
§ 1321.60Advertising for loans
§ 1321.71Insurance premium finance company definitions
§ 1321.72Exemptions from provisions
§ 1321.73License - annual fee - proof of net worth
§ 1321.74Application for license as premium finance company
§ 1321.75Revoking or suspending license
§ 1321.76Records
§ 1321.77Administrative rules
§ 1321.78Premium finance agreement - notice of financing to insurer
§ 1321.79Finance charge limits
§ 1321.791Agreement or consent for alternative finance charges
§ 1321.80Delinquency, cancellation and check collection charges
§ 1321.81Cancellation of insurance contract - procedure
§ 1321.82Return of gross unearned premium upon cancellation of contract
§ 1321.83Secured transactions filing provisions not applicable
§ 1321.84Effect of child support default on license, certificate or permit
§ 1321.99Penalty

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Ohio Laws: Lending

Ohio Code > Title 13 > Chapter 1319 - Miscellaneous Credit Transactions
Ohio Code > Title 13 > Chapter 1321 - Small Loans

U.S. Code Provisions: Lending

U.S. Code > Title 12 > Chapter 7B - Regional Agricultural Credit Corporations
U.S. Code > Title 12 > Chapter 8 - Adjustment And Cancellation Of Farm Loans
U.S. Code > Title 12 > Chapter 10 - Local Agricultural-Credit Corporations, Livestock-Loan Companies And Like Organizations; Loans To Individuals To Aid In Formation Or To Increase Capital Stock
U.S. Code > Title 12 > Chapter 11 - Federal Home Loan Banks
U.S. Code > Title 12 > Chapter 23 - Farm Credit System
U.S. Code > Title 12 > Chapter 40 - International Lending Supervision
U.S. Code > Title 12 > Chapter 42 - Low-Income Housing Preservation And Resident Homeownership
U.S. Code > Title 15 > Chapter 45 - Emergency Loan Guarantees To Business Enterprises

Federal Regulations: Lending

U.S. Code > Title 12 > Chapter 7B - Regional Agricultural Credit Corporations
U.S. Code > Title 12 > Chapter 8 - Adjustment And Cancellation Of Farm Loans
U.S. Code > Title 12 > Chapter 10 - Local Agricultural-Credit Corporations, Livestock-Loan Companies And Like Organizations; Loans To Individuals To Aid In Formation Or To Increase Capital Stock
U.S. Code > Title 12 > Chapter 11 - Federal Home Loan Banks
U.S. Code > Title 12 > Chapter 23 - Farm Credit System
U.S. Code > Title 12 > Chapter 40 - International Lending Supervision
U.S. Code > Title 12 > Chapter 42 - Low-Income Housing Preservation And Resident Homeownership
U.S. Code > Title 15 > Chapter 45 - Emergency Loan Guarantees To Business Enterprises
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