Home > For Everyone > Consumer Protection > Credit Reporting > Credit Report Accuracy 

Notice of Negative Credit Report Information
This map shows which states require creditors to notify consumers whenever negative credit information is reported to a credit reporting agency. California was the first state, Utah the second (2007). Federal law requires notice of negative information for "financial institutions."
 
Click on a State for More Information

Learn More
What To Do About an Inaccurate Credit Report
How to Get a Free Copy of Your Credit Report

 
 Furnisher of information must notify a consumer when negative information is provided to a consumer reporting agency.
 
 
   Only federal law applies
 



monotone-frail