Current as of: 2010 1. Notice to consumer required. A person may not procure or cause to be prepared an investigative consumer report on any consumer, unless: A. That person has provided the consumer with a clear and conspicuous written notice as required by subsection 2 and delivered to the consumer either at the time of the application or any time not less than 3 business days before the date on which the requested investigation is begun, provided that delivery shall be accomplished personally or by mail and, if by mail, shall be sufficient upon compliance with Title 9-A, section 5-110, subsection 1. [ 1981, c. 610, §6 (RPR) .] B. [ 1981, c. 610, §6 (RP) .] [ 1981, c. 610, §6 (RPR) .] 2. Contents of notice. The notice to the consumer, which is required by the preceding subsection , must clearly and conspicuously: A. Disclose to the consumer that an investigative consumer report including information as to the consumer's character, general reputation, personal characteristics and mode of living, whichever is applicable, may be made; [ RR 2009, c. 2, §11 (COR) .] B. Inform the consumer that the consumer may request and receive from the person who intends to procure such a report, within 5 business days of that person's receipt of the consumer's request, the name, address and telephone number of the nearest unit designated to handle inquiries of each consumer reporting agency issuing an investigative consumer report about the consumer; and [ RR 2009, c. 2, §11 (COR) .] C. Inform the consumer that the consumer may request and promptly receive from all such consumer reporting agencies copies of any such investigative consumer reports. [ RR 2009, c. 2, §11 (COR) .] [ RR 2009, c. 2, §11 (COR) .] SECTION HISTORY 1977, c. 514, (NEW) . 1977, c. 677, §4 (RPR) . 1981, c. 610, §§6,7 (AMD) . RR 2009, c. 2, §11 (COR) . ________________________________________________________________________
Questions & Answers: Credit ReportingSee also:U.S. Code Provisions: Credit ReportingFederal Regulations: Credit Reporting |
