Discover Card discloses the existence of an arbitration requirement in its credit card applications, as well as the applicant’s right to reject arbitration:

ARBITRATION: The Cardmember Agreement provides that we may choose to resolve a claim relating to your account by binding arbitration, in which case you will not have the right to have that claim resolved by a judge or jury. You may reject the arbitration provision with respect to your new account within 30 days after receiving your Card.¹ For restrictions and details, write to us at PO Box 15192, Wilmington, DE 19886-1020.

^{Sample: 11/2005}

NOTES

¹ The existence of this opt-out right has enabled Discover to defeat class certification in at least one case.