§ 1005.1 Authority and purpose
§ 1005.2 Definitions
§ 1005.3 Coverage
§ 1005.4 General disclosure requirements; jointly offered services
§ 1005.5 Issuance of access devices
§ 1005.6 Liability of consumer for unauthorized transfers
§ 1005.7 Initial disclosures
§ 1005.8 Change in terms notice; error resolution notice
§ 1005.9 Receipts at electronic terminals; periodic statements
§ 1005.10 Preauthorized transfers
§ 1005.11 Procedures for resolving errors
§ 1005.12 Relation to other laws
§ 1005.13 Administrative enforcement; record retention
§ 1005.14 Electronic fund transfer service provider not holding consumer’s account
§ 1005.15 Electronic fund transfer of government benefits
§ 1005.16 Disclosures at automated teller machines
§ 1005.17 Requirements for overdraft services
§ 1005.18 Requirements for financial institutions offering prepaid accounts
§ 1005.19 Internet posting of prepaid account agreements
§ 1005.20 Requirements for gift cards and gift certificates

Terms Used In CFR > Title 12 > Chapter X > Part 1005 > Subpart A - General

  • Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
  • Appropriation: The provision of funds, through an annual appropriations act or a permanent law, for federal agencies to make payments out of the Treasury for specified purposes. The formal federal spending process consists of two sequential steps: authorization
  • Baseline: Projection of the receipts, outlays, and other budget amounts that would ensue in the future without any change in existing policy. Baseline projections are used to gauge the extent to which proposed legislation, if enacted into law, would alter current spending and revenue levels.
  • Complaint: A written statement by the plaintiff stating the wrongs allegedly committed by the defendant.
  • Conference report: The compromise product negotiated by the conference committee. The "conference report" is submitted to each chamber for its consideration, such as approval or disapproval.
  • Deed: The legal instrument used to transfer title in real property from one person to another.
  • Dependent: A person dependent for support upon another.
  • Entitlement: A Federal program or provision of law that requires payments to any person or unit of government that meets the eligibility criteria established by law. Entitlements constitute a binding obligation on the part of the Federal Government, and eligible recipients have legal recourse if the obligation is not fulfilled. Social Security and veterans' compensation and pensions are examples of entitlement programs.
  • Freedom of Information Act: A federal law that mandates that all the records created and kept by federal agencies in the executive branch of government must be open for public inspection and copying. The only exceptions are those records that fall into one of nine exempted categories listed in the statute. Source: OCC
  • Litigation: A case, controversy, or lawsuit. Participants (plaintiffs and defendants) in lawsuits are called litigants.
  • notification of potential rupture: refers to the notification of, or observation by, an operator (e. See 49 CFR 192.635
  • Personal property: All property that is not real property.
  • Preauthorized electronic fund transfers: An EFT authorized in advance to recur at substantially regular intervals. Source: OCC
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • return to work: as used in this subpart is not limited to returning to work at the employee's normal worksite or usual position, but may include returning to work at other locations and in other positions. See 20 CFR 10.505
  • Testify: Answer questions in court.
  • Tort: A civil wrong or breach of a duty to another person, as outlined by law. A very common tort is negligent operation of a motor vehicle that results in property damage and personal injury in an automobile accident.
  • Truth in Lending Act: The Truth in Lending Act is a federal law that requires lenders to provide standardized information so that borrowers can compare loan terms. In general, lenders must provide information on Source: OCC
  • Venue: The geographical location in which a case is tried.