§ 21.57.010 Purpose
§ 21.57.020 Applicability
§ 21.57.030 Authorized types of consumer credit insurance
§ 21.57.040 Amount of consumer credit insurance
§ 21.57.050 Duration of coverage
§ 21.57.055 Disclosure to debtors
§ 21.57.060 Provisions of policies and certificates of insurance
§ 21.57.070 Requirements for evidence of insurance
§ 21.57.080 Filing of forms and rates
§ 21.57.090 Premiums and refunds
§ 21.57.100 Issuance of policies
§ 21.57.120 Selection rights of insured
§ 21.57.125 Duties of an insurer
§ 21.57.130 Enforcement
§ 21.57.140 Judicial review
§ 21.57.150 Penalties
§ 21.57.160 Definitions

Terms Used In Alaska Statutes > Title 21 > Chapter 57 - Consumer Credit Insurance

  • Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
  • Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it.
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • Deed: The legal instrument used to transfer title in real property from one person to another.
  • Finance charge: The total cost of credit a customer must pay on a consumer loan, including interest. The Truth in Lending Act requires disclosure of the finance charge. Source: OCC
  • Interest rate: The amount paid by a borrower to a lender in exchange for the use of the lender's money for a certain period of time. Interest is paid on loans or on debt instruments, such as notes or bonds, either at regular intervals or as part of a lump sum payment when the issue matures. Source: OCC
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • property: includes real and personal property. See Alaska Statutes 01.10.060
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • Service of process: The service of writs or summonses to the appropriate party.