Arizona Laws 20-1651. Application; types of risks
This article shall apply to policies of insurance, other than motor vehicle insurance and workers’ compensation insurance, on risks located or resident in this state which insure any of the following contingencies:
Terms Used In Arizona Laws 20-1651
- including: means not limited to and is not a term of exclusion. See Arizona Laws 1-215
- Person: includes a corporation, company, partnership, firm, association or society, as well as a natural person. See Arizona Laws 1-215
- Personal property: All property that is not real property.
- Personal property: includes money, goods, chattels, things in action and evidences of debt. See Arizona Laws 1-215
- Property: includes both real and personal property. See Arizona Laws 1-215
- Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
1. Loss of or damage to real property which is used predominantly for residential purposes and which consists of not more than four dwelling units.
2. Loss of or damage to personal property in which natural persons resident in specifically described real property of the kind described in paragraph 1 have an insurable interest, except personal property used in the conduct of a commercial or industrial enterprise.
3. Legal liability of a natural person for loss, damage or injury to persons or property, but not including policies primarily insuring risks arising from the conduct of a commercial or industrial enterprise.