A. Except as otherwise provided in this article, this article applies to all long-term care insurance policies delivered or issued for delivery in this state. This article does not supersede the obligations of any person subject to this article to comply with other applicable insurance laws in this title that do not conflict with this article, except that laws applicable to medicare supplement insurance policies do not apply to long-term care insurance policies.

Terms Used In Arizona Laws 20-1691.01

  • Long-term care insurance: means an individual or group insurance policy or rider issued by insurers, fraternal benefit societies, nonprofit health, hospital and medical service corporations, prepaid health plans, health care services organizations or any similar organization and advertised, marketed, offered or designed to provide coverage for each covered person on an expense-incurred, indemnity, prepaid or other basis for one or more necessary or medically necessary diagnostic, preventive, therapeutic, rehabilitative, maintenance, personal or custodial care services provided in a setting other than an acute care unit of a hospital. See Arizona Laws 20-1691
  • Person: includes a corporation, company, partnership, firm, association or society, as well as a natural person. See Arizona Laws 1-215
  • Policy: means an individual or group policy, contract, subscriber agreement, rider or endorsement delivered or issued for delivery in this state by an insurer, fraternal benefit society, nonprofit health, hospital or medical service corporation, prepaid health plan or health care services organization or any similar organization. See Arizona Laws 20-1691

B. A long-term care insurance policy and any product that is advertised, marketed or offered as long-term care insurance must comply with the applicable requirements of this article.

 

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