§ 38a-305 Additional powers of fire insurance companies
§ 38a-306 Standard form of fire insurance policy; designation; penalty
§ 38a-307 Standard form
§ 38a-307a Terrorism exclusion in condominium association master policy prohibited. Conditions re terrorism exclusion in other commercial risk insurance policy
§ 38a-308 Provisions of policy or contract
§ 38a-309 Binders for temporary insurance. Written binder as evidence of insurance on mortgaged property
§ 38a-310 Combination standard form of fire insurance policy
§ 38a-311 Forms of supplemental contracts or extended coverage endorsements
§ 38a-312 Renewal certificates
§ 38a-313 Replacement insurance
§ 38a-313a Notice to insured and contract or document re repair, remediation or mitigation work under a personal or commercial risk policy
§ 38a-313b Coverage for perishable food donated by certain food establishments
§ 38a-313c Coverage for canned or perishable food donated by food relief organization or supermarket
§ 38a-314 Conditions to be stated in body of policy
§ 38a-315 Form of policies in other states
§ 38a-316 Premium notes subject to set-off
§ 38a-316a Failure to install or have on premises storm shutters prohibited as sole basis for refusal to renew or issue homeowners insurance policy. Imposition of hurricane deductibles
§ 38a-316b Premium discount on homeowners insurance policies for installation of permanent storm shutters or impact-resistant glass
§ 38a-316c Coastal market assistance program established to assist coastal area residents to obtain homeowners insurance. Regulations
§ 38a-316d Prohibitions on declination, cancellation and nonrenewal of homeowners insurance policies
§ 38a-316e Matching of adjacent items under real property covered loss
§ 38a-316f Flood insurance coverage offering
§ 38a-316g Cancellation of homeowners insurance policies. Notice refund of excess premium
§ 38a-317 Owner of mobile home eligible for homeowners policy
§ 38a-318 Information to be furnished relative to fire or explosion losses. Limitation on liability. Confidentiality of information. Testimony concerning information given authorized agencies
§ 38a-318a Information to be furnished to Commissioner of Administrative Services re filed liability insurance claims. Confidentiality of information. Costs and reimbursement. Immunity from liability
§ 38a-319 Agreement of indemnification for injury from future accident to constitute contract
§ 38a-320 Home warranty contract or home warranty service agreement. Definition. Constitutes insurance contract
§ 38a-321 Liability of insurer under liability policy
§ 38a-322 Binders for personal and commercial risk insurance
§ 38a-322a Certificate of insurance. Prohibitions. Investigation
§ 38a-323 Notice of nonrenewal, conditional renewal and premium billing for personal and commercial risk policies
§ 38a-323a Designation of a third party to receive nonrenewal and cancellation notices. Option available for automobile and homeowners policies
§ 38a-323b Written notice of personal risk claim denial. Notice to include Insurance Department contact information
§ 38a-323c Notice of late fee amount and applicability re personal risk insurance policies
§ 38a-324 Cancellation of commercial risk insurance policies. Notice requirements. Applicable to surplus lines insurers
§ 38a-325 Notice of cancellation or discontinuation of professional liability insurance to covered employees
§ 38a-326 History report provided upon nonrenewal or cancellation of commercial risk policy. Claim information provided upon request. Regulations
§ 38a-327 Regulations on claims-made policies
§ 38a-328 Adoption of a fire, liability and allied lines underwriting facility
§ 38a-329 Residual market mechanism for property and casualty insurance
§ 38a-330 Transfer of policy to affiliate due to merger or acquisition. Notice
§ 38a-331 Healthy Homes Fund. Surcharge
§ 38a-334 Minimum provisions in automobile liability policies
§ 38a-335 Minimum coverages. Applicability. Statement of coverage for rented motor vehicle
§ 38a-335a Disclosure of automobile insurance policy limits
§ 38a-336 Uninsured and underinsured motorist coverage
§ 38a-336a Underinsured motorist conversion coverage
§ 38a-336b Subrogation against owner or operator of underinsured motor vehicle prohibited
§ 38a-336c Claims for uninsured or underinsured motorist benefits
§ 38a-337 Apportionment of risks
§ 38a-338 Policies deemed to provide coverage in accordance with regulations
§ 38a-339 Comprehensive automobile coverage to include optional coverage for repair or replacement of damaged safety glass without deductible or minimum amount
§ 38a-340 Binders, renewal endorsements and evidences of renewal
§ 38a-341 Cancellation of motor vehicle liability policy: Definitions
§ 38a-342 Bases for cancellation
§ 38a-343 Receipt of cancellation notice. Reason for cancellation. Notice of cancellation. Requirements. Cancellation fee limited
§ 38a-343a Notice of policy cancellation, addition or issuance and policy information provided to Commissioner of Motor Vehicles
§ 38a-344 Proof of notice
§ 38a-345 Notice of possible eligibility for assigned risk plan
§ 38a-346 Liability of persons furnishing information to insured
§ 38a-347 Safe driver classification plans for motor vehicle insurance. Review
§ 38a-348 Mandatory medical examination; cost to be paid by insurer
§ 38a-349 Insurer to file automobile liability policy underwriting rules and regulations with commissioner. Approval procedure
§ 38a-350 Automobile liability policy information to be filed with commissioner
§ 38a-351 Automobile liability insurance for volunteer firemen and members of volunteer ambulance companies. Nonrenewal and surcharge prohibited
§ 38a-351a Collision deductible included in subrogation demand
§ 38a-352 Motor vehicle claims to be paid by check, electronic transfer or other immediately accessible means
§ 38a-353 Calculation of settlement amount on totalled motor vehicle. Disclosures required
§ 38a-354 Automobile appraisers and insurers prohibited from requiring where repairs should be made or making certain statements. Notice required on appraisals or estimates
§ 38a-354a Automobile appraisers and insurers prohibited from requiring where automotive glass work should be performed or making certain statements. Statement required during initial contact with insured
§ 38a-355 Notice required concerning parts used to repair damaged private passenger motor vehicles
§ 38a-356 Disclosure of information by insurance company re motor vehicle losses or fraudulent claims. Insurance company reports to commissioner. Immunity from liability. Confidentiality
§ 38a-357 Insurer to report motor vehicle theft or fire loss to National Insurance Crime Bureau. Bureau to establish central index file
§ 38a-358 Declination, cancellation or nonrenewal of private passenger nonfleet auto insurance policies prohibited for certain reasons
§ 38a-363 Definitions
§ 38a-364 Insurance identification cards. Temporary card to be issued with binder
§ 38a-370 Residual liability insurance
§ 38a-371 Mandatory security requirements
§ 38a-372 Insurers required to declare that policies deemed to provide required security
§ 38a-379 Civil action to enforce rights and obligations
§ 38a-385 Assigned risk plan
§ 38a-386 Submission of data to commissioner. Plan for allocation and compilation of claims and loss experience data
§ 38a-387 Special surety or guaranty filings. Order to suspend or modify filing requirements
§ 38a-388 Conflict with chapters 246, 247, 248
§ 38a-389 Filing of rates to reflect premium savings. Prior rate approval
§ 38a-393 Record of cancellation of professional liability policies. Regulations
§ 38a-394 Mandatory provisions for professional liability insurance policies issued on a claims-made basis. Additional requirements for certain claims-made medical malpractice policies
§ 38a-395 Medical malpractice data: Closed claims reports. Database. Annual report
§ 38a-397 Portable electronics insurance
§ 38a-398 Travel Insurance
§ 38a-398a Travel insurance and suicide. Prohibition on coverage exclusion

Terms Used In Connecticut General Statutes > Chapter 700 - Property and Casualty Insurance

  • Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
  • Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it.
  • another: may extend and be applied to communities, companies, corporations, public or private, limited liability companies, societies and associations. See Connecticut General Statutes 1-1
  • Answer: The formal written statement by a defendant responding to a civil complaint and setting forth the grounds for defense.
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Appraisal: A determination of property value.
  • Attachment: A procedure by which a person's property is seized to pay judgments levied by the court.
  • Attorney-at-law: A person who is legally qualified and licensed to practice law, and to represent and act for clients in legal proceedings.
  • Commissioner: means the Insurance Commissioner. See Connecticut General Statutes 38a-1
  • Contract: A legal written agreement that becomes binding when signed.
  • Conviction: A judgement of guilt against a criminal defendant.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Defendant: In a civil suit, the person complained against; in a criminal case, the person accused of the crime.
  • Dependent: A person dependent for support upon another.
  • Discovery: Lawyers' examination, before trial, of facts and documents in possession of the opponents to help the lawyers prepare for trial.
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • farming: include cultivation of the soil, dairying, forestry, raising or harvesting any agricultural or horticultural commodity, including the raising, shearing, feeding, caring for, training and management of livestock, including horses, bees, the production of honey, poultry, fur-bearing animals and wildlife, and the raising or harvesting of oysters, clams, mussels, other molluscan shellfish or fish. See Connecticut General Statutes 1-1
  • Fiduciary: A trustee, executor, or administrator.
  • Fraud: Intentional deception resulting in injury to another.
  • Indemnification: In general, a collateral contract or assurance under which one person agrees to secure another person against either anticipated financial losses or potential adverse legal consequences. Source: FDIC
  • insolvent: means , for any insurer, that it is unable to pay its obligations when they are due, or when its admitted assets do not exceed its liabilities plus the greater of: (A) Capital and surplus required by law for its organization and continued operation. See Connecticut General Statutes 38a-1
  • Insurance: means any agreement to pay a sum of money, provide services or any other thing of value on the happening of a particular event or contingency or to provide indemnity for loss in respect to a specified subject by specified perils in return for a consideration. See Connecticut General Statutes 38a-1
  • insurance company: includes any person or combination of persons doing any kind or form of insurance business other than a fraternal benefit society, and shall include a receiver of any insurer when the context reasonably permits. See Connecticut General Statutes 38a-1
  • Insured: means a person to whom or for whose benefit an insurer makes a promise in an insurance policy. See Connecticut General Statutes 38a-1
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Lawsuit: A legal action started by a plaintiff against a defendant based on a complaint that the defendant failed to perform a legal duty, resulting in harm to the plaintiff.
  • Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). Source: OCC
  • month: means a calendar month, and the word "year" means a calendar year, unless otherwise expressed. See Connecticut General Statutes 1-1
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mortgagee: The person to whom property is mortgaged and who has loaned the money.
  • Mortgagor: The person who pledges property to a creditor as collateral for a loan and who receives the money.
  • nonadmitted insurer: means an insurer that has not been granted a certificate of authority by the commissioner to transact the business of insurance in this state or an insurer transacting business not authorized by a valid certificate. See Connecticut General Statutes 38a-1
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Ordinance: means an enactment under the provisions of §. See Connecticut General Statutes 1-1
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • Person: means an individual, a corporation, a partnership, a limited liability company, an association, a joint stock company, a business trust, an unincorporated organization or other legal entity. See Connecticut General Statutes 38a-1
  • Personal property: All property that is not real property.
  • Policy: means any document, including attached endorsements and riders, purporting to be an enforceable contract, which memorializes in writing some or all of the terms of an insurance contract. See Connecticut General Statutes 38a-1
  • Power of attorney: A written instrument which authorizes one person to act as another's agent or attorney. The power of attorney may be for a definite, specific act, or it may be general in nature. The terms of the written power of attorney may specify when it will expire. If not, the power of attorney usually expires when the person granting it dies. Source: OCC
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • Service of process: The service of writs or summonses to the appropriate party.
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • State: means any state, district, or territory of the United States. See Connecticut General Statutes 38a-1
  • Testify: Answer questions in court.
  • Trial: A hearing that takes place when the defendant pleads "not guilty" and witnesses are required to come to court to give evidence.
  • United States: means the United States of America, its territories and possessions, the Commonwealth of Puerto Rico and the District of Columbia. See Connecticut General Statutes 38a-1
  • Venue: The geographical location in which a case is tried.