Every lender shall, on or before April thirtieth of each year, and upon a form prescribed by the director, file with the director a written report under oath containing the following information pertaining to the supervised business conducted by the lender during the preceding calendar year:

 (1)  The name of the lender, and the address of each office in the state of Missouri, and the principal office if it is outside the state of Missouri;

Terms Used In Missouri Laws 367.150

  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Fiscal year: The fiscal year is the accounting period for the government. For the federal government, this begins on October 1 and ends on September 30. The fiscal year is designated by the calendar year in which it ends; for example, fiscal year 2006 begins on October 1, 2005 and ends on September 30, 2006.
  • following: when used by way of reference to any section of the statutes, mean the section next preceding or next following that in which the reference is made, unless some other section is expressly designated in the reference. See Missouri Laws 1.020
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Oath: A promise to tell the truth.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • State: when applied to any of the United States, includes the District of Columbia and the territories, and the words "United States" includes such district and territories. See Missouri Laws 1.020

 (2)  The names and addresses of all officers and directors of the lender, and where a partnership the names and addresses of all partners, giving their respective interests;

 (3)  A balance sheet showing the financial condition of the lender as of the end of the lender’s previous fiscal year, including a statement of the total assets used and useful in conducting the business, both tangible and intangible.  Where any item of assets or liabilities is involved both in the consumer loan business and in additional loan or other business of the lender, the latter shall indicate on the balance sheet the proportion of each item properly attributable to the consumer loan business in accordance with formulae and regulations prescribed by the director.  In the event the lender is a corporation, in addition to the statement of assets and liabilities normally included in balance sheets, a detailed statement of the lender’s capitalization shall be given, including:

 (a)  Total of each class of securities authorized and outstanding;

 (b)  Capital or paid-in surplus;

 (c)  Earned surplus at beginning of period;

 (d)  Dividends paid during period;

 (e)  Earned surplus at end of period;

 (4)  A profit and loss statement covering operations of the supervised business during the previous fiscal year, including a statement of gross earnings, a detailed statement of expenses and the amount paid or reserved for federal, state and other taxes.  Where any item of income or expenses arises in connection with both the consumer loan business and some additional loan or other business of the lender the latter shall indicate on the profit and loss statement the proportion of each item properly attributable to the consumer loan business, in accordance with formulae and regulations prescribed by the director;

 (5)  The total aggregate number and principal amount of loans made by the lender in the following categories:

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(a) $ 1 $ 100
(b) $ 100 $ 200
(c) $ 200 $ 400
(d) $ 400 $ 600
(e) $ 600 $ 1000
(f) $ 1000 or higher

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 (6)  The number of garnishments, attachments and other suits filed and judgments obtained;

 (7)  The number of security agreements foreclosed and the amount received from such sales and from the resale;

 (8)  Any other additional and relevant information relating to loans that the director may from time to time prescribe by regulation.