As used in this Part, in addition to the definitions in N.C. Gen. Stat. § 58-39-15:

(1)        “Customer” means an applicant with or policyholder of a licensee.

(2)        “Customer information” means nonpublic personal information about a customer, whether in paper, electronic, or other form that is maintained by or on behalf of the licensee.

(3)        “Customer information systems” means the electronic or physical methods used to access, collect, store, use, transmit, protect, or dispose of customer information.

(4)        “Licensee” means any producer, as defined in N.C. Gen. Stat. § 58-33-10(7), insurer, MEWA, HMO, or service corporation governed by this Chapter. “Licensee” does not mean:

a.         An insurance-support organization.

b.         A licensee who is a natural person operating within the scope of the licensee’s employment by or affiliation with an insurer or producer.

c.         A surplus lines insurer or licensee under Article 21 of this Chapter.

(5)        “Service provider” means a person that maintains, processes, or otherwise is permitted access to customer information through its provision of services directly to the licensee and includes an insurance support organization. (2003-262, s. 4.)

Terms Used In North Carolina General Statutes 58-39-140

  • Applicant: means any person who seeks to contract for insurance coverage other than a person seeking group insurance that is not individually underwritten. See North Carolina General Statutes 58-39-15
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Insurance-support organization: means any person who regularly engages, in whole or in part, in the practice of assembling or collecting information about natural persons for the primary purpose of providing the information to an insurance institution or agent for insurance transactions, including: (i) the furnishing of consumer reports or investigative consumer reports to an insurance institution or agent for use in connection with an insurance transaction; or (ii) the collection of personal information from insurance institutions, agents, or other insurance-support organizations for the purpose of detecting or preventing fraud, material misrepresentation, or material nondisclosure in connection with insurance underwriting or insurance claim activity; provided, however, the following persons shall not be considered "insurance-support organizations" for purposes of this Article: agents, governmental institutions, insurance institutions, medical-care institutions, and medical professionals. See North Carolina General Statutes 58-39-15
  • Personal information: includes an individual's name and address and medical-record information, but does not include privileged information. See North Carolina General Statutes 58-39-15
  • Policyholder: means any person who: