Part 1 General Provisions 31A-23a-101 – 31A-23a-118
Part 2 Producers and Consultants 31A-23a-201 – 31A-23a-208
Part 3 Agencies 31A-23a-301 – 31A-23a-302
Part 4 Marketing Practices 31A-23a-401 – 31A-23a-417
Part 5 Compensation of Producers and Consultants 31A-23a-501 – 31A-23a-505
Part 6 Managing General Agents 31A-23a-601 – 31A-23a-605
Part 7 Producer Controlled Insurers 31A-23a-701 – 31A-23a-704
Part 8 Reinsurance Intermediaries 31A-23a-801 – 31A-23a-809
Part 9 Travel Insurance Act 31A-23a-901 – 31A-23a-912
Part 10 Affiliated Business in Title Insurance 31A-23a-1001 – 31A-23a-1007

Terms Used In Utah Code > Title 31A > Chapter 23a - Insurance Marketing - Licensing Producers, Consultants, and Reinsurance Intermediaries

  • Accident and health insurance: means insurance to provide protection against economic losses resulting from:
    (i) a medical condition including:
    (A) a medical care expense; or
    (B) the risk of disability;
    (ii) accident; or
    (iii) sickness. See Utah Code 31A-1-301
  • Action settlement agreement: includes a stipulation, consent decree, settlement agreement, or any other legally binding document or representation that resolves a threatened or pending lawsuit between the state and another party by requiring the state to take legally binding action. See Utah Code 63G-10-102
  • Actuary: is a s defined by the commissioner by rule, made in accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act. See Utah Code 31A-1-301
  • Adjourn: A motion to adjourn a legislative chamber or a committee, if passed, ends that day's session.
  • Adjudicative proceeding: means :Utah Code 68-3-12.5
  • Administrator: means the same as that term is defined in Subsection (182). See Utah Code 31A-1-301
  • Advice and consent: Under the Constitution, presidential nominations for executive and judicial posts take effect only when confirmed by the Senate, and international treaties become effective only when the Senate approves them by a two-thirds vote.
  • Affected area: means :
    (a) the area that is designated in statute, county ordinance, or municipal ordinance as the area for which public notice must be provided;
    (b) in relation to a statute, if no affected area is designated in the statute, the affected area is the state;
    (c) in relation to a county ordinance, if no affected area is designated in the county ordinance, the affected area is the county; or
    (d) in relation to a municipal ordinance, if no affected area is designated in the municipal ordinance, the affected area is the municipality. See Utah Code 63G-30-101
  • Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
  • Affiliate: means a person who controls, is controlled by, or is under common control with, another person. See Utah Code 31A-1-301
  • Affiliated business: means the gross transaction revenue of a title entity's title insurance business in the state that is the result of an affiliated business arrangement. See Utah Code 31A-23a-1001
  • Affiliated business arrangement: means the same as that term is defined in 12 U. See Utah Code 31A-23a-1001
  • Affiliation: means association with an entity, including association in the form of employment, ownership, shareholdership, or financial interest. See Utah Code 63G-24-102
  • Affirmed: In the practice of the appellate courts, the decree or order is declared valid and will stand as rendered in the lower court.
  • Agency: includes the legislative branch, the judicial branch, the attorney general's office, the State Board of Education, the Utah Board of Higher Education, the institutional councils of each higher education institution, and each higher education institution. See Utah Code 63G-10-102
  • Agency: means :
    (a) the House of Representatives;
    (b) the Senate;
    (c) a staff office of the Legislature;
    (d) a department in the executive branch of state government;
    (e) the Judicial Council; or
    (f) a state institution of higher education. See Utah Code 63G-17-102
  • Agency: means the same as that term is defined in Section 63G-4-103. See Utah Code 63G-24-102
  • Agency: means :
    (a) a person other than an individual, including a sole proprietorship by which an individual does business under an assumed name; and
    (b) an insurance organization licensed or required to be licensed under Section 31A-23a-301, 31A-25-207, or 31A-26-209. See Utah Code 31A-1-301
  • agency: means any state authority, board, commission, department, division, office, or other agency, and the statute that established it. See Utah Code 63I-1-102
  • Agency head: means a cabinet officer, an elected official, an executive director, or a board or commission vested with responsibility to administer or make policy for a state agency. See Utah Code 63I-5-102
  • Aggregator site: means a website that provides access to information regarding insurance products from more than one insurer, including product and insurer information, for use in comparison shopping. See Utah Code 31A-23a-902
  • Alien insurer: means an insurer domiciled outside the United States. See Utah Code 31A-1-301
  • Allegation: something that someone says happened.
  • Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it.
  • Annuity: A periodic (usually annual) payment of a fixed sum of money for either the life of the recipient or for a fixed number of years. A series of payments under a contract from an insurance company, a trust company, or an individual. Annuity payments are made at regular intervals over a period of more than one full year.
  • Annuity: means an agreement to make periodical payments for a period certain or over the lifetime of one or more individuals if the making or continuance of all or some of the series of the payments, or the amount of the payment, is dependent upon the continuance of human life. See Utah Code 31A-1-301
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Applicable percentage: means :
    (a) on February 1, 2020, through January 31, 2021, 0. See Utah Code 31A-23a-1001
  • Application: means a document:
    (a) 
    (i) completed by an applicant to provide information about the risk to be insured; and
    (ii) that contains information that is used by the insurer to evaluate risk and decide whether to:
    (A) insure the risk under:
    (I) the coverage as originally offered; or
    (II) a modification of the coverage as originally offered; or
    (B) decline to insure the risk; or
    (b) used by the insurer to gather information from the applicant before issuance of an annuity contract. See Utah Code 31A-1-301
  • Appointed board member: means an individual appointed by the governor, with the consent of the Senate, to serve on a rulemaking board. See Utah Code 63G-24-102
  • Appointing authority: means :
    (a) the governor, for state agencies other than the State Tax Commission;
    (b) the Judicial Council, for judicial branch agencies;
    (c) the Utah Board of Higher Education, for higher education entities;
    (d) the State Board of Education, for entities administered by the State Board of Education; or
    (e) the four tax commissioners, for the State Tax Commission. See Utah Code 63I-5-102
  • Appraisal: A determination of property value.
  • Appropriation: The provision of funds, through an annual appropriations act or a permanent law, for federal agencies to make payments out of the Treasury for specified purposes. The formal federal spending process consists of two sequential steps: authorization
  • Armed forces: means the United States Army, Navy, Air Force, Marine Corps, Space Force, and Coast Guard. See Utah Code 68-3-12.5
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Associate: means the same as that term is defined in 12 U. See Utah Code 31A-23a-1001
  • Attorney-in-fact: A person who, acting as an agent, is given written authorization by another person to transact business for him (her) out of court.
  • Audit committee: means a standing committee composed of members who:
    (a) are appointed by an appointing authority;
    (b) 
    (i) do not have administrative responsibilities within the agency; and
    (ii) are not an agency contractor or other service provider; and
    (c) have the expertise to provide effective oversight of and advice about internal audit activities and services. See Utah Code 63I-5-102
  • Authority: means the Military Installation Development Authority, created under Section 63H-1-201. See Utah Code 63H-1-102
  • Authority: means the Utah Communications Authority created in Section 63H-7a-201. See Utah Code 63H-7a-103
  • authorized insurer: means an insurer:
    (i) holding a valid certificate of authority to do an insurance business in this state; and
    (ii) transacting business as authorized by a valid certificate. See Utah Code 31A-1-301
  • Backhaul network: means the portion of a public safety communications network that consists primarily of microwave paths, fiber lines, or ethernet circuits. See Utah Code 63H-7a-103
  • Bail: Security given for the release of a criminal defendant or witness from legal custody (usually in the form of money) to secure his/her appearance on the day and time appointed.
  • Base taxable value: means :
    (a) for military land or other land that was exempt from a property tax at the time that a project area was created that included the military land or other land, a taxable value of zero; or
    (b) for private property that is included in a project area, the taxable value of the property within any portion of the project area, as designated by board resolution, from which the property tax allocation will be collected, as shown upon the assessment roll last equalized:
    (i) before the year in which the authority creates the project area; or
    (ii) before the year in which the project area plan is amended, for property added to a project area by an amendment to a project area plan. See Utah Code 63H-1-102
  • Basic health insurance plan: means a health plan that is actuarially equivalent to a federally qualified high deductible health plan. See Utah Code 63G-12-102
  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • biotechnology: is:
    (a) the modification of living organisms by recombinant DNA techniques; and
    (b) a means to accomplish, through genetic engineering, the same kinds of modifications accomplished through traditional genetic techniques such as crossbreeding. See Utah Code 63G-19-101
  • Blanket travel insurance: means a travel insurance policy that:
    (a) an insurer issues to an eligible group; and
    (b) covers:
    (i) a specific class of persons defined in the policy; and
    (ii) all members of the eligible group without a separate charge to an individual member of the eligible group. See Utah Code 31A-23a-902
  • Board: means the governing body of the authority created under Section 63H-1-301. See Utah Code 63H-1-102
  • Board: means the Utah Communications Authority Board created in Section 63H-7a-203. See Utah Code 63H-7a-103
  • board of directors: means the group of persons with responsibility over, or management of, a corporation, however designated. See Utah Code 31A-1-301
  • Boycott action: means refusing to deal, terminating business activities, or limiting commercial relations. See Utah Code 63G-27-102
  • Boycotted company: means a company that:
    (a) engages in the exploration, production, utilization, transportation, sale, or manufacture of fossil fuel-based energy, timber, mining, or agriculture;
    (b) engages in, facilitates, or supports the manufacture, distribution, sale, or use of firearms;
    (c) does not meet or commit to meet environmental standards, including standards for eliminating, reducing, offsetting, or disclosing greenhouse gas-emissions, beyond applicable state and federal law requirements; or
    (d) does not facilitate or commit to facilitate access to abortion or sex characteristic surgical procedures. See Utah Code 63G-27-102
  • Business entity: means :
    (a) a corporation;
    (b) an association;
    (c) a partnership;
    (d) a limited liability company;
    (e) a limited liability partnership; or
    (f) another legal entity. See Utah Code 31A-1-301
  • business of insurance: includes :
    (a) providing health care insurance by an organization that is or is required to be licensed under this title;
    (b) providing a benefit to an employee in the event of a contingency not within the control of the employee, in which the employee is entitled to the benefit as a right, which benefit may be provided either:
    (i) by a single employer or by multiple employer groups; or
    (ii) through one or more trusts, associations, or other entities;
    (c) providing an annuity:
    (i) including an annuity issued in return for a gift; and
    (ii) except an annuity provided by a person specified in Subsections 31A-22-1305(2) and (3);
    (d) providing the characteristic services of a motor club;
    (e) providing another person with insurance;
    (f) making as insurer, guarantor, or surety, or proposing to make as insurer, guarantor, or surety, a contract or policy offering title insurance;
    (g) transacting or proposing to transact any phase of title insurance, including:
    (i) solicitation;
    (ii) negotiation preliminary to execution;
    (iii) execution of a contract of title insurance;
    (iv) insuring; and
    (v) transacting matters subsequent to the execution of the contract and arising out of the contract, including reinsurance;
    (h) transacting or proposing a life settlement; and
    (i) doing, or proposing to do, any business in substance equivalent to Subsections (95)(a) through (h) in a manner designed to evade this title. See Utah Code 31A-1-301
  • CAD-to-CAD: means standardized connectivity between PSAPs or between a PSAP and a dispatch center for the transmission of data between CADs. See Utah Code 63H-7a-103
  • Cancellation fee waiver: means a contractual agreement that:
    (a) is between a supplier of a travel assistance service and the supplier's customer; and
    (b) waives a non-refundable cancellation fee provision of the supplier's underlying travel contract, with or without regard to:
    (i) the reason for the cancellation; or
    (ii) the form of reimbursement. See Utah Code 31A-23a-902
  • Casualty insurance: means liability insurance. See Utah Code 31A-1-301
  • Certificate: means evidence of insurance given to:
    (a) an insured under a group insurance policy; or
    (b) a third party. See Utah Code 31A-1-301
  • Child placing: means the same as that term is defined in Section 62A-2-101. See Utah Code 63G-20-102
  • Child-placing agency: means a private person that is engaged in child placing related to a child who is not in the custody of the state. See Utah Code 63G-20-102
  • City: includes , depending on population, a metro township as defined in Section 10-3c-102. See Utah Code 68-3-12.5
  • Common law: The legal system that originated in England and is now in use in the United States. It is based on judicial decisions rather than legislative action.
  • Company: includes any wholly-owned subsidiary, majority-owned subsidiary, parent company, or affiliate of an entity described in Subsection (4)(a). See Utah Code 63G-27-102
  • Complaint: A written statement by the plaintiff stating the wrongs allegedly committed by the defendant.
  • consultant: means a person who:
    (a) advises another person about insurance needs and coverages;
    (b) is compensated by the person advised on a basis not directly related to the insurance placed; and
    (c) except as provided in Section 31A-23a-501, is not compensated directly or indirectly by an insurer or producer for advice given. See Utah Code 31A-1-301
  • Controlled insurer: means a licensed insurer that is either directly or indirectly controlled by a producer. See Utah Code 31A-1-301
  • Controlling person: means a person that directly or indirectly has the power to direct or cause to be directed, the management, control, or activities of a reinsurance intermediary. See Utah Code 31A-1-301
  • Controlling producer: means a producer who directly or indirectly controls an insurer. See Utah Code 31A-1-301
  • Conviction: A judgement of guilt against a criminal defendant.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Corporation: means an insurance corporation, except when referring to:
    (i) a corporation doing business:
    (A) as:
    (I) an insurance producer;
    (II) a surplus lines producer;
    (III) a limited line producer;
    (IV) a consultant;
    (V) a managing general agent;
    (VI) a reinsurance intermediary;
    (VII) a third party administrator; or
    (VIII) an adjuster; and
    (B) under:
    (I) Chapter 23a, Insurance Marketing - Licensing Producers, Consultants, and Reinsurance Intermediaries;
    (II) Chapter 25, Third Party Administrators; or
    (III) Chapter 26, Insurance Adjusters; or
    (ii) a noninsurer that is part of a holding company system under Chapter 16, Insurance Holding Companies. See Utah Code 31A-1-301
  • Corporation: means the Utah Housing Corporation created by Section 63H-8-201, which, prior to July 1, 2001, was named the Utah Housing Finance Agency. See Utah Code 63H-8-103
  • County executive: means :Utah Code 68-3-12.5
  • County legislative body: means :Utah Code 68-3-12.5
  • Credit insurance: includes :
    (i) credit accident and health insurance;
    (ii) credit life insurance;
    (iii) credit property insurance;
    (iv) credit unemployment insurance;
    (v) guaranteed automobile protection insurance;
    (vi) involuntary unemployment insurance;
    (vii) mortgage accident and health insurance;
    (viii) mortgage guaranty insurance; and
    (ix) mortgage life insurance. See Utah Code 31A-1-301
  • Credit Score: A number, roughly between 300 and 800, that measures an individual's credit worthiness. The most well-known type of credit score is the FICO score. This score represents the answer from a mathematical formula that assigns numerical values to various pieces of information in your credit report. Source: OCC
  • Customer service representative: means a person that provides an insurance service and insurance product information:
    (i) for the customer service representative's:
    (A) producer;
    (B) surplus lines producer; or
    (C) consultant employer; and
    (ii) to the customer service representative's employer's:
    (A) customer;
    (B) client; or
    (C) organization. See Utah Code 31A-1-301
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Deadline: means a final date or time:
    (a) imposed by:
    (i) statute;
    (ii) rule; or
    (iii) order; and
    (b) by which a required filing or payment must be received by the department. See Utah Code 31A-1-301
  • Dedicated tax collections: means the property tax that remains after the authority is paid the property tax allocation the authority is entitled to receive under Subsection 63H-1-501(1), for a property tax levied by:
    (i) a county, including a district the county has established under Subsection 17-34-3(2) to levy a property tax under Title 17, Chapter 34, Municipal-Type Services to Unincorporated Areas; or
    (ii) an included municipality. See Utah Code 63H-1-102
  • Deed: The legal instrument used to transfer title in real property from one person to another.
  • Department: means the Department of Public Safety created in Section 53-1-103. See Utah Code 63G-12-102
  • Department: means the Insurance Department. See Utah Code 31A-1-301
  • Dependent: A person dependent for support upon another.
  • Designated agency: means :
    (a) the Governor's Office of Economic Opportunity;
    (b) the Division of Wildlife Resources;
    (c) the Department of Public Safety;
    (d) the Division of Technology Services; or
    (e) the Department of Workforce Services. See Utah Code 63G-21-102
  • Designated county: means :
    (a) Salt Lake County;
    (b) Davis County;
    (c) Utah County;
    (d) Weber County;
    (e) Box Elder County;
    (f) Cache County;
    (g) Duchesne County; or
    (h) Uintah County. See Utah Code 63G-17-102
  • Designated home state: means the state or territory of the United States or the District of Columbia:
    (a) in which an insurance producer, limited lines producer, consultant, managing general agent, or reinsurance intermediary licensee does not maintain the licensee's principal:
    (i) place of residence; or
    (ii) place of business;
    (b) if the resident state, territory, or District of Columbia of the licensee does not license for the line of authority sought, the licensee has qualified for the license as if the person were a resident in the state, territory, or District of Columbia described in Subsection (2)(a), including an applicable:
    (i) examination requirement;
    (ii) fingerprint background check requirement; and
    (iii) continuing education requirement; and
    (c) if the licensee has designated the state, territory, or District of Columbia as the designated home state. See Utah Code 31A-23a-102
  • Develop: means to engage in development. See Utah Code 63H-1-102
  • Development: includes the demolition, construction, reconstruction, modification, expansion, maintenance, operation, or improvement of a building, facility, utility, landscape, parking lot, park, trail, or recreational amenity. See Utah Code 63H-1-102
  • Development project: means a project to develop land within a project area. See Utah Code 63H-1-102
  • Director: means a member of the board of directors of a corporation. See Utah Code 31A-1-301
  • Disability: means a physiological or psychological condition that partially or totally limits an individual's ability to:
    (a) perform the duties of:
    (i) that individual's occupation; or
    (ii) an occupation for which the individual is reasonably suited by education, training, or experience; or
    (b) perform two or more of the following basic activities of daily living:
    (i) eating;
    (ii) toileting;
    (iii) transferring;
    (iv) bathing; or
    (v) dressing. See Utah Code 31A-1-301
  • Discovery: Lawyers' examination, before trial, of facts and documents in possession of the opponents to help the lawyers prepare for trial.
  • Dispatch center: means an entity that receives and responds to an emergency or nonemergency communication transferred to the entity from a public safety answering point. See Utah Code 63H-7a-103
  • Division: means the Division of Real Estate created in Section 61-2-201. See Utah Code 31A-23a-1001
  • Division: means the Division of Facilities Construction and Management created in Section 63A-5b-301. See Utah Code 63G-28-301
  • Donor: The person who makes a gift.
  • E-verify program: means the electronic verification of the work authorization program of the Illegal Immigration Reform and Immigration Responsibility Act of 1996, 8 U. See Utah Code 63G-12-102
  • Economic boycott: means , without an ordinary business purpose:
    (a) engaging in a boycott action targeting:
    (i) a boycotted company; or
    (ii) another company because the company does business with a boycotted company; or
    (b) taking an action intended to penalize, inflict economic harm to, or change or limit the activities of:
    (i) a boycotted company; or
    (ii) another company because the company does business with a boycotted company. See Utah Code 63G-27-102
  • Electronic funds transfer: The transfer of money between accounts by consumer electronic systems-such as automated teller machines (ATMs) and electronic payment of bills-rather than by check or cash. (Wire transfers, checks, drafts, and paper instruments do not fall into this category.) Source: OCC
  • Eligible group: includes :
    (i) an entity engaged in the business of providing travel or a travel service in which, with regard to the particular travel or travel service or type of travel or travelers, all members or customers of the group have common exposure to risk attendant to that travel, including:
    (A) a tour operator;
    (B) a lodging provider;
    (C) a vacation property owner;
    (D) a hotel or resort;
    (E) a travel club;
    (F) a travel agency;
    (G) a property manager;
    (H) a cultural exchange program;
    (I) a common carrier; and
    (J) the operator, owner, or lessor of a means of transportation of passengers, including an airline, a cruise line, a railroad, a steamship company, and a public bus carrier;
    (ii) a college, school, or other institution of learning, covering students, teachers, employees, or volunteers;
    (iii) an employer covering employees, volunteers, contractors, a board of directors, dependents, or guests;
    (iv) a sports team, camp, or a sponsor of a sports team or camp, covering participants, members, campers, employees, officials, supervisors, or volunteers;
    (v) a religious, charitable, recreational, educational, or civic organization, or a branch of a religious, charitable, recreational, educational, or civic organization, covering members, participants, or volunteers;
    (vi) a financial institution, a financial institution vendor, or a parent holding company, trustee, or agent of or designated by a financial institution or a financial institution vendor, covering accountholders, credit card holders, debtors, guarantors, or purchasers;
    (vii) an incorporated or unincorporated association, including a labor union, that:
    (A) has a common interest, constitution, and bylaws;
    (B) is organized and maintained in good faith for a purpose other than to cover members or participants of the association; and
    (C) covers members of the association;
    (viii) an entertainment production company covering participants, volunteers, audience members, contestants, or workers;
    (ix) a volunteer fire department, ambulance, rescue, police, or court or a volunteer first aid, civil defense, or other volunteer group similar to first aid or civil defense, covering members, participants, or volunteers;
    (x) a preschool, a daycare institution for children or adults, or a senior citizen club, covering attendees or participants;
    (xi) an automobile or truck rental or leasing company:
    (A) covering individuals who may become renters, lessees, or passengers depending on the travel status of the individual on a rented or leased vehicle; and
    (B) if the common carrier, operator, owner or lessor of the means of transportation, or the automobile or truck rental or leasing company is the policyholder; and
    (xii) a group not described in Subsections (4)(b)(i) through (xi), if the commissioner determines that:
    (A) the members of the group are engaged in a common enterprise, or have an economic, educational, or social affinity or relationship; and
    (B) issuance of the policy would not be contrary to the public interest. See Utah Code 31A-23a-902
  • Employee: means an individual employed by an employer under a contract for hire. See Utah Code 63G-12-102
  • Employee: means :
    (a) an individual employed by an employer; or
    (b) an individual who meets the requirements of Subsection (53)(b). See Utah Code 31A-1-301
  • Employee benefits: means one or more benefits or services provided to:
    (a) an employee; or
    (b) a dependent of an employee. See Utah Code 31A-1-301
  • Employee of the corporation: means an individual who is employed by the corporation but who is not a trustee of the corporation. See Utah Code 63H-8-103
  • Employer: means a person who has one or more employees employed in the same business, or in or about the same establishment, under any contract of hire, express or implied, oral or written. See Utah Code 63G-12-102
  • Endorsement: means a written agreement attached to a policy or certificate to modify the policy or certificate coverage. See Utah Code 31A-1-301
  • Enrollee: includes an insured. See Utah Code 31A-1-301
  • Entitlement: A Federal program or provision of law that requires payments to any person or unit of government that meets the eligibility criteria established by law. Entitlements constitute a binding obligation on the part of the Federal Government, and eligible recipients have legal recourse if the obligation is not fulfilled. Social Security and veterans' compensation and pensions are examples of entitlement programs.
  • Escrow: Money given to a third party to be held for payment until certain conditions are met.
  • Escrow: means :
    (i) a transaction that effects the sale, transfer, encumbering, or leasing of real property, when a person not a party to the transaction, and neither having nor acquiring an interest in the title, performs, in accordance with the written instructions or terms of the written agreement between the parties to the transaction, any of the following actions:
    (A) the explanation, holding, or creation of a document; or
    (B) the receipt, deposit, and disbursement of money;
    (ii) a settlement or closing involving:
    (A) a mobile home;
    (B) a grazing right;
    (C) a water right; or
    (D) other personal property authorized by the commissioner. See Utah Code 31A-1-301
  • Escrow agent: means an agency title insurance producer meeting the requirements of Sections 31A-4-107, 31A-14-211, and 31A-23a-204, who is acting through an individual title insurance producer licensed with an escrow subline of authority. See Utah Code 31A-1-301
  • Exclusion: means for the purposes of accident and health insurance that an insurer does not provide insurance coverage, for whatever reason, for one of the following:
    (a) a specific physical condition;
    (b) a specific medical procedure;
    (c) a specific disease or disorder; or
    (d) a specific prescription drug or class of prescription drugs. See Utah Code 31A-1-301
  • Executive: when used to describe the powers, duties, or functions of a person or body elected as the county executive or a person appointed as the county manager or administrative officer, refers to:
    (a) the power and duty to carry laws and ordinances into effect and secure their due observance; and
    (b) those powers, duties, and functions that, under constitutional and statutory provisions and through long usage and accepted practice and custom at the federal and state level, have come to be regarded as belonging to the executive branch of government. See Utah Code 17-50-101
  • Executive director: means the individual appointed under Section 63A-1-105 as the executive director of the Department of Government Operations, created in Section 63A-1-104. See Utah Code 63G-10-501
  • Fair market value: The price at which an asset would change hands in a transaction between a willing, informed buyer and a willing, informed seller.
  • Family member: means for an undocumented individual:
    (a) a member of the undocumented individual's immediate family;
    (b) the undocumented individual's grandparent;
    (c) the undocumented individual's sibling;
    (d) the undocumented individual's grandchild;
    (e) the undocumented individual's nephew;
    (f) the undocumented individual's niece;
    (g) a spouse of an individual described in this Subsection (6); or
    (h) an individual who is similar to one listed in this Subsection (6). See Utah Code 63G-12-102
  • Federal Reserve System: The central bank of the United States. The Fed, as it is commonly called, regulates the U.S. monetary and financial system. The Federal Reserve System is composed of a central governmental agency in Washington, D.C. (the Board of Governors) and twelve regional Federal Reserve Banks in major cities throughout the United States. Source: OCC
  • Fee simple: Absolute title to property with no limitations or restrictions regarding the person who may inherit it.
  • Fiduciary: A trustee, executor, or administrator.
  • Filed: means that a filing is:
    (i) submitted to the department as required by and in accordance with applicable statute, rule, or filing order;
    (ii) received by the department within the time period provided in applicable statute, rule, or filing order; and
    (iii) accompanied by the appropriate fee in accordance with:
    (A) Section 31A-3-103; or
    (B) rule. See Utah Code 31A-1-301
  • Filing: when used as a noun, means an item required to be filed with the department including:
    (a) a policy;
    (b) a rate;
    (c) a form;
    (d) a document;
    (e) a plan;
    (f) a manual;
    (g) an application;
    (h) a report;
    (i) a certificate;
    (j) an endorsement;
    (k) an actuarial certification;
    (l) a licensee annual statement;
    (m) a licensee renewal application;
    (n) an advertisement;
    (o) a binder; or
    (p) an outline of coverage. See Utah Code 31A-1-301
  • Financial assistance: includes :
    (a) a loan, whether interest or noninterest bearing, secured or unsecured;
    (b) a loan that converts to a grant upon the occurrence of specified conditions;
    (c) a development loan;
    (d) a grant;
    (e) an award;
    (f) a subsidy;
    (g) a guarantee;
    (h) a warranty;
    (i) a lease;
    (j) a payment on behalf of a borrower of an amount usually paid by a borrower, including a down payment;
    (k) any other form of financial assistance that helps provide affordable housing for low and moderate income persons; or
    (l) any combination of Subsections (5)(a) through (k). See Utah Code 63H-8-103
  • Financial settlement agreement: includes a stipulation, consent decree, settlement agreement, and any other legally binding document or representation that resolves a dispute between the state and another party exclusively by requiring the payment of money from one party to the other. See Utah Code 63G-10-102
  • First-time homebuyer: means an individual who qualifies for assistance under 42 U. See Utah Code 63H-8-501
  • FirstNet: means the federal First Responder Network Authority established in 47 U. See Utah Code 63H-7a-103
  • Fiscal year: The fiscal year is the accounting period for the government. For the federal government, this begins on October 1 and ends on September 30. The fiscal year is designated by the calendar year in which it ends; for example, fiscal year 2006 begins on October 1, 2005 and ends on September 30, 2006.
  • Foreclosure: A legal process in which property that is collateral or security for a loan may be sold to help repay the loan when the loan is in default. Source: OCC
  • Form: means one of the following prepared for general use:
    (i) a policy;
    (ii) a certificate;
    (iii) an application;
    (iv) an outline of coverage; or
    (v) an endorsement. See Utah Code 31A-1-301
  • Fraud: Intentional deception resulting in injury to another.
  • Fulfillment material: means documentation that:
    (a) is sent to the purchaser of a travel protection plan;
    (b) confirms the purchase of the travel protection plan; and
    (c) provides the travel protection plan's coverage and assistance details. See Utah Code 31A-23a-902
  • Fund: means the Olympic and Paralympic Venues Grant Fund. See Utah Code 63G-28-301
  • Games: means the 2030 or 2034 Olympic and Paralympic Winter Games. See Utah Code 63G-28-101
  • Games committee: means the Olympic and Paralympic Winter Games Coordination Committee created in Section 63G-28-201. See Utah Code 63G-28-101
  • Gift: A voluntary transfer or conveyance of property without consideration, or for less than full and adequate consideration based on fair market value.
  • Government entities: means the state and its political subdivisions. See Utah Code 63G-10-102
  • Government entity: means the state and its political subdivisions as both are defined in this section. See Utah Code 63G-15-102
  • Government official: means an individual elected or appointed to a state office, county office, municipal office, school board, school district office, special district office, or special service district office. See Utah Code 63G-30-101
  • Government retaliation: means an action by a state or local government or an action by a state or local government official that:
    (a) is taken in response to a person's exercise of a protection contained in Section 17-20-4, 63G-20-201, 63G-20-203. See Utah Code 63G-20-102
  • Group insurance policy: means a policy covering a group of persons that is issued:
    (i) to a policyholder on behalf of the group; and
    (ii) for the benefit of a member of the group who is selected under a procedure defined in:
    (A) the policy; or
    (B) an agreement that is collateral to the policy. See Utah Code 31A-1-301
  • Guest worker: means an undocumented individual who holds a guest worker permit. See Utah Code 63G-12-102
  • Guest worker permit: means a permit issued in accordance with Section 63G-12-207 to an undocumented individual who meets the eligibility criteria of Section 63G-12-205. See Utah Code 63G-12-102
  • Health benefit plan: means a policy, contract, certificate, or agreement offered or issued by an insurer to provide, deliver, arrange for, pay for, or reimburse any of the costs of health care, including major medical expense coverage. See Utah Code 31A-1-301
  • Health care: means any of the following intended for use in the diagnosis, treatment, mitigation, or prevention of a human ailment or impairment:
    (a) a professional service;
    (b) a personal service;
    (c) a facility;
    (d) equipment;
    (e) a device;
    (f) supplies; or
    (g) medicine. See Utah Code 31A-1-301
  • health insurance: means insurance providing:
    (i) a health care benefit; or
    (ii) payment of an incurred health care expense. See Utah Code 31A-1-301
  • Highway: includes :Utah Code 68-3-12.5
  • Home equity amount: means the difference between:
    (a) 
    (i) in the case of a sale, the sales price for which the qualifying residential unit is sold by the recipient in a bona fide sale to a third party with no right to repurchase; or
    (ii) in the case of a refinance, the current appraised value of the qualifying residential unit; and
    (b) the total payoff amount of any qualifying mortgage loan that was used to finance the purchase of the qualifying residential unit. See Utah Code 63H-8-501
  • Home state: means :
    (a) a state or territory of the United States or the District of Columbia in which an insurance producer, limited lines producer, consultant, managing general agent, or reinsurance intermediary licensee:
    (i) maintains the licensee's principal:
    (A) place of residence; or
    (B) place of business; and
    (ii) is licensed to act as a resident licensee; or
    (b) if the resident state, territory, or the District of Columbia described in Subsection (3)(a) does not license for the line of authority sought, a state, territory, or the District of Columbia:
    (i) in which the licensee is licensed;
    (ii) in which the licensee is in good standing; and
    (iii) that the licensee has designated as the licensee's designated home state. See Utah Code 31A-23a-102
  • Host agreement: means an agreement with a site selection committee that is made in connection with the selection of the state for the location of the games. See Utah Code 63G-28-101
  • Host assurance: means a written assurance to a site selection committee that is made in connection with the selection of the state for the location of the games. See Utah Code 63G-28-101
  • Host committee: means a nonprofit corporation, including a successor in interest, that may:
    (a) provide an application and bid to a site selection committee for selection of the state as the location of the games; and
    (b) execute an agreement with the United States Olympic and Paralympic Committee regarding a bid and the bid process to host the games. See Utah Code 63G-28-101
  • Housing development: means a residential housing project, which includes residential housing for low and moderate income persons. See Utah Code 63H-8-103
  • Housing sponsor: includes a person who constructs, develops, rehabilitates, purchases, or owns a housing development that is or will be subject to legally enforceable restrictive covenants that require the housing development to provide, at least in part, residential housing to low and moderate income persons, including a local public body, a nonprofit, limited profit, or for profit corporation, a limited partnership, a limited liability company, a joint venture, a subsidiary of the corporation, or any subsidiary of the subsidiary, a cooperative, a mutual housing organization, or other type of entity or arrangement that helps provide affordable housing for low and moderate income persons. See Utah Code 63H-8-103
  • Immediate family: means for an undocumented individual:
    (a) the undocumented individual's spouse; or
    (b) a child of the undocumented individual if the child is:
    (i) under 21 years old; and
    (ii) unmarried. See Utah Code 63G-12-102
  • Immediate family permit: means a permit issued in accordance with Section 63G-12-207 to an undocumented individual who meets the eligibility criteria of Section 63G-12-206. See Utah Code 63G-12-102
  • improvements: means the replacement or addition to infrastructure, buildings, building components, or facility equipment. See Utah Code 63G-28-301
  • Included municipality: means a municipality, some or all of which is included within a project area. See Utah Code 63H-1-102
  • Indemnity: means the payment of an amount to offset all or part of an insured loss. See Utah Code 31A-1-301
  • Individual: means a natural person. See Utah Code 31A-1-301
  • Inland marine insurance: includes insurance covering:
    (a) property in transit on or over land;
    (b) property in transit over water by means other than boat or ship;
    (c) bailee liability;
    (d) fixed transportation property such as bridges, electric transmission systems, radio and television transmission towers and tunnels; and
    (e) personal and commercial property floaters. See Utah Code 31A-1-301
  • insolvent: means that:
    (a) an insurer is unable to pay the insurer's obligations as the obligations are due;
    (b) an insurer's total adjusted capital is less than the insurer's mandatory control level RBC under Subsection 31A-17-601(8)(c); or
    (c) an insurer's admitted assets are less than the insurer's liabilities. See Utah Code 31A-1-301
  • Insurance: includes :
    (i) a risk distributing arrangement providing for compensation or replacement for damages or loss through the provision of a service or a benefit in kind;
    (ii) a contract of guaranty or suretyship entered into by the guarantor or surety as a business and not as merely incidental to a business transaction; and
    (iii) a plan in which the risk does not rest upon the person who makes an arrangement, but with a class of persons who have agreed to share the risk. See Utah Code 31A-1-301
  • insurance company: means a person doing an insurance business as a principal including:
    (i) a fraternal benefit society;
    (ii) an issuer of a gift annuity other than an annuity specified in Subsections 31A-22-1305(2) and (3);
    (iii) a motor club;
    (iv) an employee welfare plan;
    (v) a person purporting or intending to do an insurance business as a principal on that person's own account; and
    (vi) a health maintenance organization. See Utah Code 31A-1-301
  • Insured: means a person to whom or for whose benefit an insurer makes a promise in an insurance policy and includes:
    (i) a policyholder;
    (ii) a subscriber;
    (iii) a member; and
    (iv) a beneficiary. See Utah Code 31A-1-301
  • Insurer: is a s defined in Section 31A-1-301, except that the following persons or similar persons are not insurers for purposes of 7:
    (a) a risk retention group as defined in:
    (i) the Superfund Amendments and Reauthorization Act of 1986, Pub. See Utah Code 31A-23a-102
  • Interest rate: The amount paid by a borrower to a lender in exchange for the use of the lender's money for a certain period of time. Interest is paid on loans or on debt instruments, such as notes or bonds, either at regular intervals or as part of a lump sum payment when the issue matures. Source: OCC
  • Interest rate contract: means an interest rate exchange contract, an interest rate floor contract, an interest rate ceiling contract, or another similar contract authorized in a resolution or policy adopted or approved by the trustees. See Utah Code 63H-8-103
  • Internal audit: means an independent appraisal activity established within a state agency as a control system to examine and evaluate the adequacy and effectiveness of other internal control systems within the agency. See Utah Code 63I-5-102
  • Internal audit program: means an audit function that:
    (a) is conducted by an agency, division, bureau, or office, independent of the agency, division, bureau, or office operations;
    (b) objectively evaluates the effectiveness of agency, division, bureau, or office governance, risk management, internal controls, and the efficiency of operations; and
    (c) is conducted in accordance with the current:
    (i) International Standards for the Professional Practice of Internal Auditing; or
    (ii) The Government Auditing Standards, issued by the Comptroller General of the United States. See Utah Code 63I-5-102
  • Joint resolution: A legislative measure which requires the approval of both chambers.
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Lawsuit: A legal action started by a plaintiff against a defendant based on a complaint that the defendant failed to perform a legal duty, resulting in harm to the plaintiff.
  • Lease: means any lease, lease purchase, sublease, operating, management, or similar agreement. See Utah Code 63H-7a-103
  • Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). Source: OCC
  • Legislative: when used to describe the powers, duties, or functions of a county commission or council, refers to:
    (a) the power and duty to enact ordinances, levy taxes, and establish budgets; and
    (b) those powers, duties, and functions that, under constitutional and statutory provisions and through long usage and accepted practice and custom at the federal and state level, have come to be regarded as belonging to the legislative branch of government. See Utah Code 17-50-101
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Liability insurance: includes :
    (i) vehicle liability insurance;
    (ii) residential dwelling liability insurance; and
    (iii) making inspection of, and issuing a certificate of inspection upon, an elevator, boiler, machinery, or apparatus of any kind when done in connection with insurance on the elevator, boiler, machinery, or apparatus. See Utah Code 31A-1-301
  • License: includes a certificate of authority issued to an insurer. See Utah Code 31A-1-301
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Life insurance: means :
    (i) insurance on a human life; and
    (ii) insurance pertaining to or connected with human life. See Utah Code 31A-1-301
  • Limited lines producer: means a person who sells, solicits, or negotiates limited lines insurance. See Utah Code 31A-1-301
  • Limited lines travel insurance producer: means one of the following designated by an insurer as the travel insurance supervising entity as provided in Subsection 31A-23a-905(4):
    (a) a licensed managing general agent or third party administrator; or
    (b) a licensed insurance producer, including a limited lines producer. See Utah Code 31A-23a-902
  • Local public body: means the state, a municipality, county, district, or other subdivision or instrumentality of the state, including a redevelopment agency and a housing authority created under 4. See Utah Code 63H-8-103
  • Long-term care insurance: includes :
    (i) any of the following that provide directly or supplement long-term care insurance:
    (A) a group or individual annuity or rider; or
    (B) a life insurance policy or rider;
    (ii) a policy or rider that provides for payment of benefits on the basis of:
    (A) cognitive impairment; or
    (B) functional capacity; or
    (iii) a qualified long-term care insurance contract. See Utah Code 31A-1-301
  • Low and moderate income persons: means individuals, irrespective of race, religion, creed, national origin, or sex, as determined by the corporation to require such assistance as is made available by this chapter on account of insufficient personal or family income taking into consideration factors, including:
    (a) the amount of income that persons and families have available for housing needs;
    (b) the size of family;
    (c) whether a person is a single head of household;
    (d) the cost and condition of available residential housing; and
    (e) the ability of persons and families to compete successfully in the normal private housing market and to pay the amounts at which private enterprise is providing decent, safe, and sanitary housing. See Utah Code 63H-8-103
  • Managing general agent: means a person that:
    (i) manages all or part of the insurance business of an insurer, including the management of a separate division, department, or underwriting office;
    (ii) acts as an agent for the insurer whether it is known as a managing general agent, manager, or other similar term;
    (iii) produces and underwrites an amount of gross direct written premium equal to, or more than, 5% of the policyholder surplus as reported in the last annual statement of the insurer in any one quarter or year:
    (A) with or without the authority;
    (B) separately or together with an affiliate; and
    (C) directly or indirectly; and
    (iv) 
    (A) adjusts or pays claims in excess of an amount determined by the commissioner; or
    (B) negotiates reinsurance on behalf of the insurer. See Utah Code 31A-23a-102
  • Member: means a person having membership rights in an insurance corporation. See Utah Code 31A-1-301
  • MIDA accommodations tax: means the tax imposed under Section 63H-1-205. See Utah Code 63H-1-102
  • MIDA energy tax: means the tax levied under Section 63H-1-204. See Utah Code 63H-1-102
  • Military: includes , in relation to property, property that is occupied by the military and is owned by the government of the United States or the state. See Utah Code 63H-1-102
  • Military land: means land or a facility, including leased land or a leased facility, that is part of or affiliated with a base, camp, post, station, yard, center, or installation under the jurisdiction of the United States Department of Defense, the United States Department of Veterans Affairs, or the Utah National Guard. See Utah Code 63H-1-102
  • Mitigation efforts: means measures taken to reduce the emission of air pollutants, including:
    (a) flexible work schedules to reduce driving during peak times;
    (b) telecommuting;
    (c) electronic communication, including teleconferencing;
    (d) encouraging ride sharing;
    (e) encouraging use of public or alternative forms of transportation;
    (f) energy conservation;
    (g) using alternative energy sources;
    (h) recycling and using recycled products;
    (i) using non-aerosol products;
    (j) reducing idling;
    (k) low-maintenance landscaping; or
    (l) other technology that may be used, or measures that may be taken, to reduce the emission of air pollutants. See Utah Code 63G-17-102
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mortgage: means a mortgage, deed of trust, or other instrument securing a mortgage loan and constituting a lien on real property (the property being held in fee simple or on a leasehold under a lease having a remaining term, at the time the mortgage is acquired, of not less than the term for repayment of the mortgage loan secured by the mortgage) improved or to be improved by residential housing, creating a lien that may be first priority or subordinate. See Utah Code 63H-8-103
  • Mortgage loan: A loan made by a lender to a borrower for the financing of real property. Source: OCC
  • Mortgage loan: means a loan secured by a mortgage, which loan may bear interest at either a fixed or variable rate or which may be noninterest bearing, the proceeds of which are used for the purpose of financing the construction, development, rehabilitation, purchase, or refinancing of residential housing for low and moderate income persons. See Utah Code 63H-8-103
  • Mortgagor: The person who pledges property to a creditor as collateral for a loan and who receives the money.
  • Motor club: means a person:
    (a) licensed under:
    (i) Chapter 5, Domestic Stock and Mutual Insurance Corporations;
    (ii) Chapter 11, Motor Clubs; or
    (iii) Chapter 14, Foreign Insurers; and
    (b) that promises for an advance consideration to provide for a stated period of time one or more:
    (i) legal services under Subsection 31A-11-102(1)(b);
    (ii) bail services under Subsection 31A-11-102(1)(c); or
    (iii) 
    (A) trip reimbursement;
    (B) towing services;
    (C) emergency road services;
    (D) stolen automobile services;
    (E) a combination of the services listed in Subsections (126)(b)(iii)(A) through (D); or
    (F) other services given in Subsections 31A-11-102(1)(b) through (f). See Utah Code 31A-1-301
  • Municipal energy tax: means a municipal energy sales and use tax under 3. See Utah Code 63H-1-102
  • Municipal services revenue: means revenue that the authority:
    (a) collects from the authority's:
    (i) levy of a municipal energy tax;
    (ii) levy of a MIDA energy tax;
    (iii) levy of a telecommunications tax;
    (iv) imposition of a transient room tax; and
    (v) imposition of a resort communities tax;
    (b) receives under Subsection 59-12-205(2)(a)(ii)(B); and
    (c) receives as dedicated tax collections. See Utah Code 63H-1-102
  • Negotiate: means the act of conferring directly with or offering advice directly to a purchaser or prospective purchaser of a particular contract of insurance concerning a substantive benefit, term, or condition of the contract if the person engaged in that act:
    (a) sells insurance; or
    (b) obtains insurance from insurers for purchasers. See Utah Code 31A-23a-102
  • New or newly affiliated title entity: means a title entity that:
    (a) is licensed as a title entity for the first time on or after May 14, 2019; or
    (b) 
    (i) is licensed as a title entity before May 14, 2019; and
    (ii) enters into an affiliated business arrangement for the first time on or after May 14, 2019. See Utah Code 31A-23a-1001
  • Nolo contendere: No contest-has the same effect as a plea of guilty, as far as the criminal sentence is concerned, but may not be considered as an admission of guilt for any other purpose.
  • Nominee: means a person selected by the governor to fill a rulemaking board vacancy subject to the advice and consent of the Senate. See Utah Code 63G-24-102
  • Notice summary statement: means a statement that includes the following in relation to a public notice:
    (a) a title that accurately describes the purpose or subject of the public notice;
    (b) the name of the public body, or the name and title of the government official, that provides the public notice;
    (c) a statement that clearly describes the matter for which the public notice is given;
    (d) a general description of the area to which the public notice relates;
    (e) the dates and deadlines applicable to the matter for which the public notice is given; and
    (f) information specifying where a person may obtain a copy of the complete public notice, including:
    (i) the web address for the Utah Public Notice Website;
    (ii) if the public body or government official maintains a public website, the web address where the public notice is located;
    (iii) the address of a physical location where a copy of the public notice may be viewed or obtained; and
    (iv) a telephone number that an individual may call to request a copy of the public notice. See Utah Code 63G-30-101
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Offer and disseminate: means :
    (a) providing general information, including a description of the coverage and price;
    (b) processing an application;
    (c) collecting a premium; and
    (d) performing activities that the state permits to be done by a person who is not licensed. See Utah Code 31A-23a-902
  • Order: means an order of the commissioner. See Utah Code 31A-1-301
  • Ordinary business purpose: means a purpose that is related to business operations. See Utah Code 63G-27-102
  • Oversight: Committee review of the activities of a Federal agency or program.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • Permit: means a permit issued under 2, and includes:
    (a) a guest worker permit; and
    (b) an immediate family permit. See Utah Code 63G-12-102
  • Permit holder: means an undocumented individual who holds a permit. See Utah Code 63G-12-102
  • Person: means :Utah Code 68-3-12.5
  • Person: includes :
    (a) an individual;
    (b) a partnership;
    (c) a corporation;
    (d) an incorporated or unincorporated association;
    (e) a joint stock company;
    (f) a trust;
    (g) a limited liability company;
    (h) a reciprocal;
    (i) a syndicate; or
    (j) another similar entity or combination of entities acting in concert. See Utah Code 31A-1-301
  • Personal information: means a record or other compilation of data that identifies a person as a donor to an entity exempt from federal income tax under Section 501(c) of the Internal Revenue Code. See Utah Code 63G-26-102
  • Personal property: includes :Utah Code 68-3-12.5
  • Personal property: All property that is not real property.
  • Plaintiff: The person who files the complaint in a civil lawsuit.
  • Plan year: means :
    (a) the year that is designated as the plan year in:
    (i) the plan document of a group health plan; or
    (ii) a summary plan description of a group health plan;
    (b) if the plan document or summary plan description does not designate a plan year or there is no plan document or summary plan description:
    (i) the year used to determine deductibles or limits;
    (ii) the policy year, if the plan does not impose deductibles or limits on a yearly basis; or
    (iii) the employer's taxable year if:
    (A) the plan does not impose deductibles or limits on a yearly basis; and
    (B) 
    (I) the plan is not insured; or
    (II) the insurance policy is not renewed on an annual basis; or
    (c) in a case not described in Subsection (144)(a) or (b), the calendar year. See Utah Code 31A-1-301
  • Plea: In a criminal case, the defendant's statement pleading "guilty" or "not guilty" in answer to the charges, a declaration made in open court.
  • Policy: includes a service contract issued by:
    (i) a motor club under Chapter 11, Motor Clubs;
    (ii) a service contract provided under Chapter 6a, Service Contracts; and
    (iii) a corporation licensed under:
    (A) Chapter 7, Nonprofit Health Service Insurance Corporations; or
    (B) Chapter 8, Health Maintenance Organizations and Limited Health Plans. See Utah Code 31A-1-301
  • Policyholder: means a person who controls a policy, binder, or oral contract by ownership, premium payment, or otherwise. See Utah Code 31A-1-301
  • Political subdivision: means any county, city, town, school district, community reinvestment agency, special improvement or taxing district, special district, special service district, an entity created by an interlocal agreement adopted under Title 11, Chapter 13, Interlocal Cooperation Act, or other governmental subdivision or public corporation. See Utah Code 63G-9-201
  • Political subdivision: means :
    (a) a county;
    (b) a municipality, as defined in Section 10-1-104;
    (c) a special district;
    (d) a special service district;
    (e) an interlocal entity, as defined in Section 11-13-103;
    (f) a community reinvestment agency;
    (g) a local building authority; or
    (h) a conservation district. See Utah Code 63G-22-102
  • Precedent: A court decision in an earlier case with facts and law similar to a dispute currently before a court. Precedent will ordinarily govern the decision of a later similar case, unless a party can show that it was wrongly decided or that it differed in some significant way.
  • Premium: includes , however designated:
    (i) an assessment;
    (ii) a membership fee;
    (iii) a required contribution; or
    (iv) monetary consideration. See Utah Code 31A-1-301
  • Presiding officer: A majority-party Senator who presides over the Senate and is charged with maintaining order and decorum, recognizing Members to speak, and interpreting the Senate's rules, practices and precedents.
  • Private employer: means an employer who is not the federal government or a public employer. See Utah Code 63G-12-102
  • Probation: A sentencing alternative to imprisonment in which the court releases convicted defendants under supervision as long as certain conditions are observed.
  • Proceeding: includes an action or special statutory proceeding. See Utah Code 31A-1-301
  • producer: means a person licensed or required to be licensed under the laws of this state to sell, solicit, or negotiate insurance. See Utah Code 31A-1-301
  • Producer: means the same as the term "person who is in a position to refer settlement service business" is defined in 12 C. See Utah Code 31A-23a-1001
  • Producer for the insured: means a producer who:
    (A) is compensated directly and only by an insurance customer or an insured; and
    (B) receives no compensation directly or indirectly from an insurer for selling, soliciting, or negotiating an insurance product of that insurer to an insurance customer or insured. See Utah Code 31A-1-301
  • Producer for the insurer: means a producer who is compensated directly or indirectly by an insurer for selling, soliciting, or negotiating an insurance product of that insurer. See Utah Code 31A-1-301
  • Program: means the Guest Worker Program described in Section 63G-12-201. See Utah Code 63G-12-102
  • Program: means the First-Time Homebuyer Assistance Program created in Section 63H-8-502. See Utah Code 63H-8-501
  • Program funds: means money appropriated for the program. See Utah Code 63H-8-501
  • Program start date: means the day on which the department is required to implement the program under Subsection 63G-12-202(3). See Utah Code 63G-12-102
  • Project area: means the land, including military land, whether consisting of a single contiguous area or multiple noncontiguous areas, described in a project area plan or draft project area plan, where the development project set forth in the project area plan or draft project area plan takes place or is proposed to take place. See Utah Code 63H-1-102
  • Project area budget: means a multiyear projection of annual or cumulative revenues and expenses and other fiscal matters pertaining to a project area that includes:
    (a) the base taxable value of property in the project area;
    (b) the projected property tax allocation expected to be generated within the project area;
    (c) the amount of the property tax allocation expected to be shared with other taxing entities;
    (d) the amount of the property tax allocation expected to be used to implement the project area plan, including the estimated amount of the property tax allocation to be used for land acquisition, public improvements, infrastructure improvements, and loans, grants, or other incentives to private and public entities;
    (e) the property tax allocation expected to be used to cover the cost of administering the project area plan;
    (f) if the property tax allocation is to be collected at different times or from different portions of the project area, or both:
    (i) 
    (A) the tax identification numbers of the parcels from which the property tax allocation will be collected; or
    (B) a legal description of the portion of the project area from which the property tax allocation will be collected; and
    (ii) an estimate of when other portions of the project area will become subject to collection of the property tax allocation; and
    (g) for property that the authority owns or leases and expects to sell or sublease, the expected total cost of the property to the authority and the expected selling price or lease payments. See Utah Code 63H-1-102
  • Project area plan: means a written plan that, after the plan's effective date, guides and controls the development within a project area. See Utah Code 63H-1-102
  • Property: includes both real and personal property. See Utah Code 68-3-12.5
  • Property insurance: means insurance against loss or damage to real or personal property of every kind and any interest in that property:
    (i) from all hazards or causes; and
    (ii) against loss consequential upon the loss or damage including vehicle comprehensive and vehicle physical damage coverages. See Utah Code 31A-1-301
  • Property tax: includes a privilege tax imposed under Title 59, Chapter 4, Privilege Tax, except as described in Subsection (20)(b), and each levy on an ad valorem basis on tangible or intangible personal or real property. See Utah Code 63H-1-102
  • Property tax allocation: means the difference between:
    (a) the amount of property tax revenues generated each tax year by all taxing entities from the area within a project area designated in the project area plan as the area from which the property tax allocation is to be collected, using the current assessed value of the property; and
    (b) the amount of property tax revenues that would be generated from that same area using the base taxable value of the property. See Utah Code 63H-1-102
  • PSAP: means an entity in this state that:
    (a) receives, as a first point of contact, direct 911 emergency communications from the 911 emergency service network requesting a public safety service;
    (b) has a facility with the equipment and staff necessary to receive the communication;
    (c) assesses, classifies, and prioritizes the communication; and
    (d) dispatches the communication to the proper responding agency. See Utah Code 63H-7a-103
  • Public agency: means a state or local government entity, including:
    (a) a department, division, agency, office, commission, board, or other government organization;
    (b) a political subdivision, including a county, city, town, metro township, special district, or special service district;
    (c) a public school, school district, charter school, or public higher education institution; or
    (d) a judicial or quasi-judicial body. See Utah Code 63G-26-102
  • Public agency: means any political subdivision of the state dispatched by a public safety answering point. See Utah Code 63H-7a-103
  • Public body: means the same as that term is defined in Section 52-4-103. See Utah Code 63G-30-101
  • Public employee: means any individual employed by or volunteering for a state agency or a political subdivision who is not a public official. See Utah Code 63G-22-102
  • Public employer: means an employer that is:
    (a) the state of Utah or any administrative subunit of the state;
    (b) a state institution of higher education, as defined in Section 53B-3-102;
    (c) a political subdivision of the state including a county, city, town, school district, special district, or special service district; or
    (d) an administrative subunit of a political subdivision. See Utah Code 63G-12-102
  • Public entity: means the state or a political subdivision of the state, including each department, division, office, board, commission, council, authority, or institution of the state or a political subdivision of the state. See Utah Code 63G-27-102
  • Public entity: means :
    (a) the state, including each department or agency of the state; or
    (b) a political subdivision of the state, including the authority or a county, city, town, school district, special district, special service district, or interlocal cooperation entity. See Utah Code 63H-1-102
  • Public infrastructure and improvements: includes :
    (i) facilities, lines, or systems that harness geothermal energy or provide water, chilled water, steam, sewer, storm drainage, natural gas, electricity, or telecommunications;
    (ii) streets, roads, curb, gutter, sidewalk, walkways, tunnels, solid waste facilities, parking facilities, public transportation facilities, and parks, trails, and other recreational facilities;
    (iii) snowmaking equipment and related improvements that can also be used for water storage or fire suppression purposes; and
    (iv) a building and related improvements for occupancy by the public, the authority, the military, or military-related entities. See Utah Code 63H-1-102
  • Public location: means :
    (a) a location that is open to the general public, regardless of whether the location is owned by a public entity, a private entity, or an individual; or
    (b) a location that is not open to the general public, but where the notice is clearly visible to, and may easily be read by, an individual while the individual is present in a location described in Subsection (5)(a). See Utah Code 63G-30-101
  • Public notice: means a notice that is required to be provided to the public by a public body or a government official. See Utah Code 63G-30-101
  • Public official: means :
    (i) an appointed official or an elected official as those terms are defined in Section 63A-17-502; or
    (ii) an individual elected or appointed to a county office, municipal office, school board or school district office, special district office, or special service district office. See Utah Code 63G-22-102
  • Public official: includes a judge or justice of:
    (a) the Utah Supreme Court;
    (b) the Utah Court of Appeals; or
    (c) a district court. See Utah Code 63G-23-102
  • Public safety communications network: means :
    (a) a regional or statewide public safety governmental communications network and related facilities, including real property, improvements, and equipment necessary for the acquisition, construction, and operation of the services and facilities; and
    (b) 911 emergency services, including radio communications, connectivity, and 911 call processing equipment. See Utah Code 63H-7a-103
  • Qualifying residential unit: means a residential unit that:
    (a) is located in the state;
    (b) is new construction or newly constructed but not yet inhabited;
    (c) is financed by a qualifying mortgage loan;
    (d) is owner-occupied upon purchase; and
    (e) is purchased for an amount that does not exceed:
    (i) $450,000; or
    (ii) if applicable, the maximum purchase price established by the corporation under Subsection 63H-8-502(6). See Utah Code 63H-8-501
  • Rate: means :
    (i) the cost of a given unit of insurance; or
    (ii) for property or casualty insurance, that cost of insurance per exposure unit either expressed as:
    (A) a single number; or
    (B) a pure premium rate, adjusted before the application of individual risk variations based on loss or expense considerations to account for the treatment of:
    (I) expenses;
    (II) profit; and
    (III) individual insurer variation in loss experience. See Utah Code 31A-1-301
  • real property: includes :Utah Code 68-3-12.5
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • Rebate: means a licensee paying, allowing, giving, or offering to pay, allow, or give, directly or indirectly:
    (i) a refund of premium or portion of premium;
    (ii) a refund of commission or portion of commission;
    (iii) a refund of all or a portion of a consultant fee; or
    (iv) providing services or other benefits not specified in an insurance or annuity contract. See Utah Code 31A-1-301
  • Recipient: means a first-time homebuyer who receives program funds. See Utah Code 63H-8-501
  • Rehabilitation: includes the reconstruction, rehabilitation, improvement, and repair of residential housing. See Utah Code 63H-8-103
  • Reinsurance: means an insurance transaction where an insurer, for consideration, transfers any portion of the risk it has assumed to another insurer. See Utah Code 31A-1-301
  • Reinsurance intermediary: means :
    (a) a reinsurance intermediary-broker; or
    (b) a reinsurance intermediary-manager. See Utah Code 31A-23a-102
  • Reinsurance intermediary-broker: means a person other than an officer or employee of the ceding insurer, firm, association, or corporation who solicits, negotiates, or places reinsurance cessions or retrocessions on behalf of a ceding insurer without the authority or power to bind reinsurance on behalf of the insurer. See Utah Code 31A-23a-102
  • Reinsurance intermediary-manager: means a person who:
    (i) has authority to bind or who manages all or part of the assumed reinsurance business of a reinsurer, including the management of a separate division, department, or underwriting office; and
    (ii) acts as an agent for the reinsurer whether the person is known as a reinsurance intermediary-manager, manager, or other similar term. See Utah Code 31A-23a-102
  • Reinsurer: means a person licensed in this state as an insurer with the authority to assume reinsurance. See Utah Code 31A-1-301
  • Relevant contact information: means the following for an undocumented individual:
    (a) the undocumented individual's name;
    (b) the undocumented individual's residential address;
    (c) the undocumented individual's residential telephone number;
    (d) the undocumented individual's personal email address;
    (e) the name of the person with whom the undocumented individual has a contract for hire;
    (f) the name of the contact person for the person listed in Subsection (18)(e);
    (g) the address of the person listed in Subsection (18)(e);
    (h) the telephone number for the person listed in Subsection (18)(e);
    (i) the names of the undocumented individual's immediate family members;
    (j) the names of the family members who reside with the undocumented individual; and
    (k) any other information required by the department by rule made in accordance with Chapter 3, Utah Administrative Rulemaking Act. See Utah Code 63G-12-102
  • Religious official: includes an individual designated by the religion as clergy, minister, priest, pastor, rabbi, imam, bishop, stake president, or sealer, when that individual is acting as such. See Utah Code 63G-20-102
  • Religious organization: means :
    (a) a religious organization, association, educational institution, or society;
    (b) a religious corporation sole; or
    (c) any corporation or association constituting a wholly owned subsidiary, affiliate, or agency of any religious organization, association, educational institution, society, or religious corporation sole. See Utah Code 63G-20-102
  • Remainder: An interest in property that takes effect in the future at a specified time or after the occurrence of some event, such as the death of a life tenant.
  • Remaining municipal services revenue: means municipal services revenue that the authority has not:
    (a) spent during the authority's fiscal year for municipal services as provided in Subsection 63H-1-503(1); or
    (b) redirected to use in accordance with Subsection 63H-1-502(3). See Utah Code 63H-1-102
  • Resident: is a s defined by rule made by the commissioner in accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act. See Utah Code 31A-23a-102
  • Residential housing: means a specific work or improvement within the state undertaken primarily to provide dwelling accommodations, including land, buildings, and improvements to land and buildings, whether in one to four family units or multifamily units, and other incidental or appurtenant nonhousing facilities, or as otherwise specified by the corporation. See Utah Code 63H-8-103
  • Residential unit: includes a manufactured home or modular home that is attached to a permanent foundation. See Utah Code 63H-8-501
  • Resort communities tax: means a sales and use tax imposed under Section 59-12-401. See Utah Code 63H-1-102
  • RESPA: means the federal Real Estate Settlement Procedures Act, 12 U. See Utah Code 31A-23a-1001
  • Restitution: The court-ordered payment of money by the defendant to the victim for damages caused by the criminal action.
  • Restricted account: means the Immigration Act Restricted Account created in Section 63G-12-103. See Utah Code 63G-12-102
  • Retrocession: means reinsurance with another insurer of a liability assumed under a reinsurance contract. See Utah Code 31A-1-301
  • Risk management fund: means the fund created in Section 63A-4-201. See Utah Code 63G-10-501
  • Risk manager: means the state risk manager appointed under Section 63A-4-101. See Utah Code 63G-10-501
  • Road: includes :Utah Code 68-3-12.5
  • Rulemaking board: means a board, committee, commission, or council:
    (i) that has rulemaking authority; and
    (ii) at least part of whose membership is appointed by the governor subject to the advice and consent of the Senate. See Utah Code 63G-24-102
  • Security: means a:
    (i) note;
    (ii) stock;
    (iii) bond;
    (iv) debenture;
    (v) evidence of indebtedness;
    (vi) certificate of interest or participation in a profit-sharing agreement;
    (vii) collateral-trust certificate;
    (viii) preorganization certificate or subscription;
    (ix) transferable share;
    (x) investment contract;
    (xi) voting trust certificate;
    (xii) certificate of deposit for a security;
    (xiii) certificate of interest of participation in an oil, gas, or mining title or lease or in payments out of production under such a title or lease;
    (xiv) commodity contract or commodity option;
    (xv) certificate of interest or participation in, temporary or interim certificate for, receipt for, guarantee of, or warrant or right to subscribe to or purchase any of the items listed in Subsections (171)(a)(i) through (xiv); or
    (xvi) another interest or instrument commonly known as a security. See Utah Code 31A-1-301
  • Sell: means to exchange a contract of insurance:
    (a) by any means;
    (b) for money or its equivalent; and
    (c) on behalf of an insurance company. See Utah Code 31A-23a-102
  • Serious felony: means a felony under:
    (a) Title 76, Chapter 5, Offenses Against the Individual;
    (b) Title 76, Chapter 5b, Sexual Exploitation Act;
    (c) Title 76, Chapter 6, Offenses Against Property;
    (d) Title 76, Chapter 7, Offenses Against the Family;
    (e) Title 76, Chapter 8, Offenses Against the Administration of Government;
    (f) Title 76, Chapter 9, Offenses Against Public Order and Decency; and
    (g) Title 76, Chapter 10, Offenses Against Public Health, Safety, Welfare, and Morals. See Utah Code 63G-12-102
  • Service of process: The service of writs or summonses to the appropriate party.
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • Settlement agreement report: means a report that:
    (a) states the total amount of the settlement;
    (b) states the payer of the settlement;
    (c) states the recipient of the payment;
    (d) summarizes the circumstances related to the settlement; and
    (e) contains a copy of the settlement agreement, unless the agreement is not permitted to be disclosed due to a court order or other legal requirement. See Utah Code 63G-10-102
  • Sexuality: includes legal sexual conduct, legal sexual expression, sexual desires, and the status of a person as male or female. See Utah Code 63G-20-102
  • Signature: includes a name, mark, or sign written with the intent to authenticate an instrument or writing. See Utah Code 68-3-12.5
  • Site selection committee: means the International Olympic Committee or the International Paralympic Committee. See Utah Code 63G-28-101
  • Solicit: means :
    (a) attempting to sell insurance;
    (b) asking or urging a person to apply for:
    (i) a particular kind of insurance; and
    (ii) insurance from a particular insurance company;
    (c) advertising insurance, including advertising for the purpose of obtaining leads for the sale of insurance; or
    (d) holding oneself out as being in the insurance business. See Utah Code 31A-23a-102
  • State: means the state of Utah, and includes each office, department, division, agency, authority, commission, board, institution, college, university, Children's Justice Center, or other instrumentality of the state. See Utah Code 63G-9-201
  • State: means the state of Utah. See Utah Code 63H-8-103
  • state agency: means an executive branch:
    (1) department;
    (2) division; or
    (3) office. See Utah Code 63G-25-101
  • State agency: means a department, division, board, council, committee, institution, office, bureau, or other similar administrative unit of the executive branch of state government. See Utah Code 63G-22-102
  • State agency: means :
    (i) each department, commission, board, council, agency, institution, officer, corporation, fund, division, office, committee, authority, laboratory, library, unit, bureau, panel, or other administrative unit of the state; or
    (ii) each state public education entity. See Utah Code 63I-5-102
  • State housing credit ceiling: means the amount specified in Subsection 42(h)(3)(C) of the Internal Revenue Code for each calendar year. See Utah Code 63H-8-103
  • State or local government: means :
    (a) a state government entity, agency, or instrumentality; or
    (b) a local government entity, agency, or instrumentality. See Utah Code 63G-20-102
  • State or local government official: means an officer, employee, or appointee of a state or local government. See Utah Code 63G-20-102
  • State security: means a financial obligation undertaken by the state under a host agreement. See Utah Code 63G-28-101
  • State service: includes :
    (i) for the Governor's Office of Economic Opportunity or the Division of Technology Services, public high-speed Internet access;
    (ii) for the Division of Wildlife Resources, fishing, hunting, and trapping licenses;
    (iii) for the Department of Public Safety, fingerprinting, an online driver license renewal, online appointment scheduling, an online motor vehicle record request, and an online change of address with the Driver License Division; and
    (iv) for the Department of Workforce Services, online job searches, verification of submission for benefits administered by the Department of Workforce Services, online unemployment applications, online food stamp applications, and online appointment scheduling. See Utah Code 63G-21-102
  • Status verification system: includes :
    (i) the e-verify program;
    (ii) an equivalent federal program designated by the United States Department of Homeland Security or other federal agency authorized to verify the work eligibility status of a newly hired employee pursuant to the Immigration Reform and Control Act of 1986;
    (iii) the Social Security Number Verification Service or similar online verification process implemented by the United States Social Security Administration; or
    (iv) an independent third-party system with an equal or higher degree of reliability as the programs, systems, or processes described in Subsection (21)(b)(i), (ii), or (iii). See Utah Code 63G-12-102
  • Statute: A law passed by a legislature.
  • Subpoena: A command to a witness to appear and give testimony.
  • Substantial interest: means the same as that term is defined in Section 67-16-3. See Utah Code 63G-24-102
  • Sufficient capital and net worth: means :
    (a) for a new or newly affiliated title entity:
    (i) $100,000 for the first five years after becoming a new or newly affiliated title entity; or
    (ii) after the first five years after becoming a new or newly affiliated title entity, the greater of:
    (A) $50,000; or
    (B) on February 1 of each year, an amount equal to 5% of the title entity's average annual gross revenue over the preceding two calendar years, up to $150,000; or
    (b) for a title entity licensed before May 14, 2019, who is not a new or newly affiliated title entity:
    (i) for the time period beginning on February 1, 2020, and ending on January 31, 2029, the lesser of:
    (A) an amount equal to the applicable percentage of the title entity's average annual gross revenue over the two calendar years immediately preceding the February 1 on which the applicable percentage first applies; or
    (B) $150,000; and
    (ii) beginning on February 1, 2029, the greater of:
    (A) $50,000; or
    (B) an amount equal to 5% of the title entity's average annual gross revenue over the preceding two calendar years, up to $150,000. See Utah Code 31A-23a-1001
  • Surplus: means the excess of assets over the sum of paid-in capital and liabilities. See Utah Code 31A-1-301
  • Taxable value: means the value of property as shown on the last equalized assessment roll. See Utah Code 63H-1-102
  • Taxed interlocal entity: means the same as that term is defined in Section 11-13-602. See Utah Code 63G-22-102
  • Telecommunications tax: means a telecommunications license tax under 4. See Utah Code 63H-1-102
  • Terminate: means :
    (a) the cancellation of the relationship between:
    (i) an individual licensee or agency licensee and a particular insurer; or
    (ii) an individual licensee and a particular agency licensee; or
    (b) the termination of:
    (i) an individual licensee's or agency licensee's authority to transact insurance on behalf of a particular insurance company; or
    (ii) an individual licensee's authority to transact insurance on behalf of a particular agency licensee. See Utah Code 31A-23a-102
  • Testimony: Evidence presented orally by witnesses during trials or before grand juries.
  • Title entity: means :
    (a) a title licensee as defined in Section 31A-2-402; or
    (b) a title insurer as defined in Section 31A-23a-415. See Utah Code 31A-23a-1001
  • Title examination: means a license subline of authority in conjunction with the title insurance line of authority that allows a person to issue title insurance commitments or policies on behalf of a title insurer. See Utah Code 31A-23a-102
  • Title insurance: means the insuring, guaranteeing, or indemnifying of an owner of real or personal property or the holder of liens or encumbrances on that property, or others interested in the property against loss or damage suffered by reason of liens or encumbrances upon, defects in, or the unmarketability of the title to the property, or invalidity or unenforceability of any liens or encumbrances on the property. See Utah Code 31A-1-301
  • Title marketing representative: means a person who:
    (a) represents a title insurer in soliciting, requesting, or negotiating the placing of:
    (i) title insurance; or
    (ii) escrow services; and
    (b) does not have a title examination or escrow license as provided in Section 31A-23a-106. See Utah Code 31A-23a-102
  • Tort: A civil wrong or breach of a duty to another person, as outlined by law. A very common tort is negligent operation of a motor vehicle that results in property damage and personal injury in an automobile accident.
  • Town: includes , depending on population, a metro township as defined in Section 10-3c-102. See Utah Code 68-3-12.5
  • Transient room tax: means a tax under Section 59-12-352. See Utah Code 63H-1-102
  • Travel administrator: means a person who, in connection with travel insurance, directly or indirectly:
    (i) underwrites;
    (ii) collects a charge, collateral, or a premium from a resident of this state; or
    (iii) adjusts or settles a claim on a resident of this state. See Utah Code 31A-23a-902
  • Travel assistance service: includes :
    (i) a security advisory;
    (ii) destination information;
    (iii) a vaccination and immunization information service;
    (iv) a travel reservation service;
    (v) entertainment;
    (vi) activity and event planning;
    (vii) translation assistance;
    (viii) emergency messaging;
    (ix) an international legal or medical referral;
    (x) medical case monitoring;
    (xi) coordination of transportation arrangements;
    (xii) emergency cash transfer assistance;
    (xiii) medical prescription replacement assistance;
    (xiv) passport and travel document replacement assistance;
    (xv) lost luggage assistance; and
    (xvi) a concierge service. See Utah Code 31A-23a-902
  • Travel insurance: means insurance coverage for personal risks incident to planned travel, including:
    (i) interruption or cancellation of a trip or event;
    (ii) loss of baggage or personal effects;
    (iii) damages to accommodations or rental vehicles;
    (iv) sickness, accident, disability, or death during travel;
    (v) emergency evacuation;
    (vi) repatriation of remains; or
    (vii) a contractual obligation that indemnifies or pays a specified amount to the traveler upon a determinable contingency related to travel. See Utah Code 31A-23a-902
  • Travel protection plan: means a plan that provides:
    (a) travel insurance;
    (b) a travel assistance service; or
    (c) a cancellation fee waiver. See Utah Code 31A-23a-902
  • Travel retailer: means a business entity that:
    (a) makes, arranges, or offers a travel service; and
    (b) may offer and disseminate travel insurance as a service to the entity's customers on behalf of and under the direction of a limited lines travel insurance producer. See Utah Code 31A-23a-902
  • Trial: A hearing that takes place when the defendant pleads "not guilty" and witnesses are required to come to court to give evidence.
  • Trust account: A general term that covers all types of accounts in a trust department, such as estates, guardianships, and agencies. Source: OCC
  • Trustee: means "director" when referring to the board of directors of a corporation. See Utah Code 31A-1-301
  • Trustee: A person or institution holding and administering property in trust.
  • Trustor: The person who makes or creates a trust. Also known as the grantor or settlor.
  • U-verify program: means the verification procedure developed by the department in accordance with Section 63G-12-210. See Utah Code 63G-12-102
  • Unauthorized alien: is a s defined in 8 U. See Utah Code 63G-12-102
  • under common control: means the direct or indirect possession of the power to direct or cause the direction of the management and policies of a person. See Utah Code 31A-1-301
  • Undocumented individual: means an individual who:
    (a) lives or works in the state; and
    (b) is not in compliance with the Immigration and Nationality Act, 8 U. See Utah Code 63G-12-102
  • Uniform application: means the version of the National Association of Insurance Commissioners' uniform application for resident and nonresident producer licensing at the time the application is filed. See Utah Code 31A-23a-102
  • Uniform business entity application: means the version of the National Association of Insurance Commissioners' uniform business entity application for resident and nonresident business entities at the time the application is filed. See Utah Code 31A-23a-102
  • Uniform Commercial Code: A set of statutes enacted by the various states to provide consistency among the states' commercial laws. It includes negotiable instruments, sales, stock transfers, trust and warehouse receipts, and bills of lading. Source: OCC
  • USPS: means the United States Postal Service. See Utah Code 63G-21-102
  • Utah Code: means the 1953 recodification of the Utah Code, as amended, unless the text expressly references a portion of the 1953 recodification of the Utah Code as it existed:Utah Code 68-3-12.5
  • Utah Public Notice Website: means the Utah Public Notice Website created in Section 63A-16-601. See Utah Code 63G-30-101
  • Variable Rate: Having a "variable" rate means that the APR changes from time to time based on fluctuations in an external rate, normally the Prime Rate. This external rate is known as the "index." If the index changes, the variable rate normally changes. Also see Fixed Rate.
  • Venue: The geographical location in which a case is tried.
  • Venue: means a facility:
    (a) designed and currently approved under standards developed by a generally recognized sports federation to host world-class level, international winter sports competitions; and
    (b) used for recreational, developmental, and competitive athletic training. See Utah Code 63G-28-301
  • Venue operator: means a person who:
    (a) operates a venue that is exempt from federal income taxation under Section 501(c)(3), Internal Revenue Code; or
    (b) owns a venue or operates a venue under contract with the public owner of the venue. See Utah Code 63G-28-301
  • Verdict: The decision of a petit jury or a judge.