Terms Used In Vermont Statutes Title 9 Sec. 2480i

  • agency: means a person who, for fees, dues, or on a cooperative basis, regularly engages in whole or in part in the practice of assembling or evaluating information concerning a consumer's credit or other information for the purpose of furnishing a credit report to another person. See
  • Consumer: means a natural person other than a protected consumer. See
  • following: when used by way of reference to a section of the law shall mean the next preceding or following section. See
  • Security freeze: means a notice placed in a credit report, at the request of the consumer, pursuant to section 2480h of this title. See

§ 2480i. Credit reporting agency duties if security freeze in place

If a security freeze is in place, a credit reporting agency shall not change any of the following official information in a credit report without sending a written confirmation of the change to the consumer within 30 days of the change being posted to the consumer’s file: name, date of birth, Social Security number, and address. Written confirmation is not required for technical modifications of a consumer’s official information, including name and street abbreviations, complete spellings, or transposition of numbers or letters. In the case of an address change, the written confirmation shall be sent to both the new address and the former address. (Added 2003, No. 155 (Adj. Sess.), § 3, eff. July 1, 2005.)