A number, roughly between 300 and 800, that measures an individual’s credit worthiness. The most well-known type of credit score is the FICO score. This score represents the answer from a mathematical formula that assigns numerical values to various pieces of information in your credit report. Source: OCC
State Law
Florida
means a score, grade, or value that is derived by using data from a credit report in any type of model, method, or program, whether electronically, in an algorithm, in a computer software or program, or by any other process for the purpose of grading or ranking credit report data Florida Statutes 494.001
Illinois
means a credit risk score as defined by the Fair Isaac Corporation, or its successor, and reported under such names as “BEACON” “EMPIRICA” and “FAIR ISAAC RISK SCORE” by one or more of the following credit reporting agencies or their successors: Equifax, Inc Illinois Compiled Statutes 765 ILCS 77/70
Michigan
means the numerical score ranging from 300 to 850 assigned by a consumer reporting agency to measure credit risk and includes FICO credit score Michigan Laws 500.2151