| The person who pledges property to a creditor as collateral for a loan and who receives the money. |
| Federal Law |
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includes the original borrower under a mortgage and his successors and assigns 12 USC 1736 |
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includes the original borrower under a mortgage, his successors and assigns 12 USC 1748 |
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means the obligor, grantor, or trustor named in the mortgage agreement and, unless the context otherwise indicates, includes the current owner of record of the security property whether or not personally liable on the mortgage debt 12 USC 3702 |
| State Law |
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Arizona |
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means a person that grants a mortgage or a successor in ownership of the real property described in the mortgage Arizona Laws 33-2601 |
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Florida |
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means a person granting a mortgage lien or a person who has assumed the obligation secured by a mortgage lien Florida Statutes 721.82 |
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means a person who is obligated on a mortgage loan pursuant to a mortgage agreement Florida Statutes 627.9903 |
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Hawaii |
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means the mortgagor or borrower named in the mortgage and, unless the context otherwise indicates, includes the current owner of record of the mortgaged property whose interest is subject to the mortgage Hawaii Revised Statutes 667-1 |
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Illinois |
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means a person of low or moderate income and who has received or qualifies to receive a home mortgage loan on a home Illinois Compiled Statutes 65 ILCS 5/11-74.5-2 |
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Indiana |
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means an individual, or two (2) or more individuals acting together, who have received a home mortgage under this chapter Indiana Code 5-20-2-2 |
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means the grantor of a mortgage Indiana Code 32-29-6-4 |
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Iowa |
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include a successor in interest Iowa Code 655A.3 |
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means a mortgagor or a borrower executing a deed of trust as provided in chapter 654 or a vendee of a real estate contract Iowa Code 615.1 |
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means the grantor of a mortgage Iowa Code 16.92, Iowa Code 16.92 |
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Kansas |
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means any person of low and moderate income who has received or qualifies to receive a home mortgage loan on a home Kansas Statutes 12-5221 |
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Kentucky |
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means the original borrower under a mortgage and his successors and assigns Kentucky Statutes 99A.010 |
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Maine |
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means the grantor or party giving rights to eligible collateral pursuant to a mortgage and includes the successors or assigns of a mortgagor Maine Revised Statutes Title 10 Sec. 963-A, Maine Revised Statutes Title 38 Sec. 2211 |
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Michigan |
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means a person that grants a mortgage or a successor in ownership of the real property described in the mortgage Michigan Laws 554.1012 |
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Montana |
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means a person:
(a)who is of lower income as determined by the board Montana Code 90-6-503 |
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New York |
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means a person having title to and occupying a one to six family residence which is located in this state and is subject to a mortgage N.Y. Real Property Tax Law 952 |
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Rhode Island |
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as used in this chapter , means and includes the mortgagor and mortgagors named in the “mortgage” and his, her, its or their heirs, executors, administrators, successors or assigns, as the case may be Rhode Island General Laws 34-25.1-6 |
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means a person that grants a mortgage or a successor in ownership of the real property described in the mortgage Rhode Island General Laws 10-21-2 |
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means the person who is obligated on a mortgage loan pursuant to a mortgage agreement Rhode Island General Laws 27-6.1-3 |
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South Carolina |
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means a person granting a mortgage lien South Carolina Code 27-32-310 |
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Tennessee |
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means a person that grants a mortgage or a successor in ownership of the real property described in the mortgage Tennessee Code 29-40-102 |
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means any person who grants a mortgage, deed of trust or other equivalent consensual security interest pursuant to a residential mortgage loan transaction Tennessee Code 45-13-105 |
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means the original borrower under an insurable mortgage, and such original borrower’s successors and assigns, as approved by the agency Tennessee Code 13-22-101 |
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Utah |
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means a person that grants a mortgage or a successor in ownership of the real property described in the mortgage Utah Code 78B-21-102 v2 |
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means a person who:
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executes a mortgage; or |
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is obligated to pay a mortgage loan Utah Code 70D-1-102 |
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Virginia |
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includes an owner of real estate, and spouse, who has assumed responsibility for the obligation secured by a mortgage or deed of trust encumbering the real estate Virginia Code 6.2-300 |
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West Virginia |
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means a person that grants a mortgage or a successor in ownership of the real property described in the mortgage West Virginia Code 55-21-2 |
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