(1) A travel protection plan may be offered for one (1) price if:
(a) The plan clearly discloses to the consumer, at or prior to the time of purchase, that:

Terms Used In Kentucky Statutes 304.52-040

  • Fulfillment materials: means documentation sent to the purchaser of a travel protection plan confirming the purchase and providing the travel protection plan's travel insurance coverage and travel assistance services details. See Kentucky Statutes 304.52-010

1. It includes travel insurance, travel assistance services, and cancellation fee waivers, as applicable; and
2. The consumer has the opportunity to obtain additional information regarding the features and pricing of the travel insurance, travel assistance services, and cancellation fee waivers, as applicable; and
(b) The fulfillment materials:
1. Describe any travel insurance, travel assistance services, and cancellation fee waivers in the travel protection plan; and
2. Include:
a. Travel insurance disclosures required by this section and KRS
304.52-030 and 304.52-050; and
b. Contact information for persons providing any travel assistance services or cancellation fee waivers.
(2) The prohibition of negative options or opt-outs as provided in KRS § 304.52-050(7)
shall apply to the offer, solicitation, or negotiation of a travel protection plan.
Effective: June 29, 2021
History: Created 2021 Ky. Acts ch. 36, sec. 4, effective June 29, 2021.