1. Scope. This chapter applies to all persons and other entities required to be licensed by the superintendent under this Title, or Title 24, and to all insurance support organizations, as defined in section 2204, that collect, maintain or distribute information on residents of this State or arising out of insurance transactions in this State. With respect to particular insurance transactions, this chapter applies if the transaction arises out of a policy, contract or certificate delivered, issued for delivery or renewed in this State or arises out of an application for such coverage. With respect to information practices, this chapter applies if information is collected or maintained in connection with an insurance transaction subject to this chapter or if personal information about residents of this State is collected or maintained in such a manner as to be accessible by the name of the insurance consumer referred to.

[PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]

Terms Used In Maine Revised Statutes Title 24-A Sec. 2203

  • consumer: means any individual who resides or obtains insurance in this State and:
A. See Maine Revised Statutes Title 24-A Sec. 2204
  • Contract: A legal written agreement that becomes binding when signed.
  • Insurance support organization: means any person, other than a regulated insurance entity, health care provider or governmental agency, who regularly engages, in whole or in part, in the practice of assembling or collecting information for the primary purpose of providing the information to carriers, producers or agencies for insurance transactions, including:
    • A. See Maine Revised Statutes Title 24-A Sec. 2204
  • Insurance transaction: means any transaction that entails:
    • A. See Maine Revised Statutes Title 24-A Sec. 2204
  • Personal information: includes but is not limited to an individual's name and address and health care information. See Maine Revised Statutes Title 24-A Sec. 2204
  • Regulated insurance entity: means any person or entity required to be licensed by the superintendent under this Title or Title 24, including without limitation a carrier, producer, producer agency or administrator. See Maine Revised Statutes Title 24-A Sec. 2204
    • 2. Residents. For purposes of this chapter, a person is considered a resident of this State if the person’s last known mailing address, as shown in the records of the regulated insurance entity or insurance support organization, is in this State.

    [PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]

    3. Exception. Except to the extent expressly provided in rules adopted by the superintendent pursuant to section 2220, this chapter does not apply to insurance transactions arising out of workers’ compensation, medical malpractice, fidelity, suretyship or boiler and machinery insurance or information collected from public records for the purpose of title insurance.

    [PL 2001, c. 262, Pt. C, §2 (AMD).]

    SECTION HISTORY

    PL 1997, c. 677, §3 (NEW). PL 1997, c. 677, §5 (AFF). PL 2001, c. 262, §C2 (AMD).
      Previous section
    Next section  
     Chapter 24 Contents