Montana Code 33-17-1405. Travel protection plans
33-17-1405. Travel protection plans. Travel protection plans may be offered for one price for the combined features that the travel protection plan offers in this state if:
Terms Used In Montana Code 33-17-1405
- Fulfillment materials: means documentation sent to the purchaser of a travel protection plan confirming the purchase and providing the travel protection plan's coverage and assistance details. See Montana Code 33-17-1401
- State: when applied to the different parts of the United States, includes the District of Columbia and the territories. See Montana Code 1-1-201
- Travel assistance services: means noninsurance services for which the consumer is not indemnified based on a fortuitous event and that do not result in the transfer or shifting of risk that would constitute the business of insurance. See Montana Code 33-17-1401
- Travel insurance: means insurance coverage for personal risks incident to planned travel, including but not limited to:
(i)interruption or cancellation of a trip or event;
(ii)loss of baggage or personal effects;
(iii)damages to accommodations or rental vehicles;
(iv)sickness, accident, disability, or death occurring during travel;
(v)emergency evacuation;
(vi)repatriation of remains; or
(vii)any other contractual obligations to indemnify or pay a specified amount to the traveler upon determinable contingencies related to travel as approved by the commissioner. See Montana Code 33-17-1401
- Travel protection plans: means plans that provide one or more of the following:
(a)travel insurance;
(b)travel assistance services; or
(c)cancellation fee waivers. See Montana Code 33-17-1401
(1)the travel protection plan clearly discloses to the consumer, at or prior to the time of purchase, that it includes travel insurance, travel assistance services, and cancellation fee waivers, as applicable, and provides information and an opportunity, at or prior to the time of purchase, for the consumer to obtain additional information regarding the features and pricing of each; and
(2)the fulfillment materials:
(a)describe and delineate the travel insurance, travel assistance services, and cancellation fee waivers in the travel protection plan; and
(b)include the travel insurance disclosures and the contact information for persons providing travel assistance services and cancellation fee waivers, as applicable.