416-A:1 Short Title
416-A:2 Definitions
416-A:3 Compliance Required
416-A:4 Corporate Form Required
416-A:5 Financial Requirements
416-A:6 Determination of Insurability Required
416-A:7 Powers
416-A:8 Prohibitions
416-A:8-a Compensation by Title Insurance Company
416-A:9 Unearned Premium Reserve
416-A:10 Amount of Unearned Premium Reserve, Release
416-A:11 Reserve for Unpaid Losses and Loss Expense
416-A:12 Net Retained Liability
416-A:13 Power to Reinsure
416-A:14 Legal Investments
416-A:15 Title Insurance Agent’s License
416-A:16 Title Insurance Agents; Certain Names Prohibited
416-A:17 Rates and Rating Organizations
416-A:17-a Filing of Forms
416-A:18 Laws Applicable
416-A:19 Fees
416-A:20 Examination, Exception
416-A:21 Rules and Regulations
416-A:22 Applicability

Terms Used In New Hampshire Revised Statutes > Chapter 416-A

  • Alien title insurance company: means any title insurance company incorporated or organized under the laws of any foreign nation, or of any province or territory thereof, not included under the definition of foreign title insurance company. See New Hampshire Revised Statutes 416-A:2
  • Approved attorney: means an attorney at law, who is not an employee of a title insurance company or of a title insurance agent, upon whose examination of title and report thereon a title insurance company may issue a policy of title insurance. See New Hampshire Revised Statutes 416-A:2
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • business of title insurance: means the making or proposing to make, as insurer, guarantor, or surety, or any contract or policy of title insurance; or the transacting or proposing to transact, as insurer, guarantor, or surety, any phase of title insurance, including solicitation, negotiation preliminary to execution, execution of a contract of title insurance, and transacting matters subsequent to the execution of the contract and arising out of it, including reinsurance. See New Hampshire Revised Statutes 416-A:2
  • Contract: A legal written agreement that becomes binding when signed.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Escrow: Money given to a third party to be held for payment until certain conditions are met.
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Fee: for title insurance means and includes the premium, abstracting, and/or searching charge, examination charge, and every other charge, exclusive of settlement, closing or escrow charges, whether denominated premium or otherwise, made by a title insurance company, agent of a title insurance company, to an insured or to an applicant for insurance, for any policy or contract for the issuance of title insurance, but the term "fee" shall not include any charges paid to and retained by an attorney at law or abstracter acting as an independent contractor whether or not he is acting as an agent of a title insurance company or an approved attorney, or any charges made for special services not constituting title insurance, even though performed in connection with a title insurance policy or contract. See New Hampshire Revised Statutes 416-A:2
  • following: when used by way of reference to any section of these laws, shall mean the section next preceding or following that in which such reference is made, unless some other is expressly designated. See New Hampshire Revised Statutes 21:13
  • Foreign title insurance company: means a title insurance company organized under the laws of any other state of the United States. See New Hampshire Revised Statutes 416-A:2
  • Guarantor: A party who agrees to be responsible for the payment of another party's debts should that party default. Source: OCC
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Net retained liability: means the total liability retained by a title insurance company under any policy or contract for insurance, or under a single insurance risk as defined in or computed in accordance with paragraph IX of this section, after the purchase of reinsurance. See New Hampshire Revised Statutes 416-A:2
  • person: may extend and be applied to bodies corporate and politic as well as to individuals. See New Hampshire Revised Statutes 21:9
  • Personal property: All property that is not real property.
  • Premium: for title insurance is the amount charged by a title insurance company, agent for a title insurance company, or either of them, to an insured or an applicant for insurance for the assumption by the title insurance company of the risk created by the issuance of the title insurance policy. See New Hampshire Revised Statutes 416-A:2
  • real estate: shall include lands, tenements, and hereditaments, and all rights thereto and interests therein. See New Hampshire Revised Statutes 21:21
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • Single insurance risk: means the insured amount of any policy or contract of title insurance issued by a title insurance company unless 2 or more policies or contracts are simultaneously issued on different estates in identical real property, in which event, it means the sum of the insured amounts of all such policies or contracts. See New Hampshire Revised Statutes 416-A:2
  • state: when applied to different parts of the United States, may extend to and include the District of Columbia and the several territories, so called; and the words "United States" shall include said district and territories. See New Hampshire Revised Statutes 21:4
  • Title insurance: means insuring, guaranteeing, or indemnifying owners of real property or others interested therein against loss or damage suffered by reason of liens, encumbrances upon, defects in, or the unmarketability of the title to said property. See New Hampshire Revised Statutes 416-A:2
  • Title insurance agent: means a person authorized by a title insurance company to solicit insurance or to collect premiums, or to issue or countersign policies in its behalf. See New Hampshire Revised Statutes 416-A:2
  • Title insurance company: means any domestic company organized under the provisions of this chapter for the purpose of insuring titles to real property; any title insurance company organized under the laws of another state or foreign nation and licensed to insure titles to real estate within this state; and any domestic, foreign, or alien company having the power and authorized to insure titles to real estate within this state and which meets the requirements of this chapter. See New Hampshire Revised Statutes 416-A:2
  • United States: shall include said district and territories. See New Hampshire Revised Statutes 21:4