North Carolina General Statutes 58-44B-1. Scope and purpose
(a) The purpose of this Article is to create a comprehensive legal framework within which travel insurance may be sold in this State.
(b) The requirements of this Article shall apply to travel insurance which covers any resident of this State and is sold, solicited, negotiated, or offered in this State and where policies and certificates are delivered or issued for delivery in this State. It shall not apply to cancellation fee waivers and travel assistance services, except as expressly provided herein.
(c) All other applicable provisions of this Chapter shall continue to apply to travel insurance except that (i) the specific provisions of this Article shall supersede any general provisions of law that would otherwise be applicable to travel insurance and (ii) in the event of a conflict between this Article and other provisions of this Chapter regarding the sale and marketing of travel insurance and travel protection plans, the provisions of this Article shall control. ?(2019-128, s. 2.)
Terms Used In North Carolina General Statutes 58-44B-1
- state: when applied to the different parts of the United States, shall be construed to extend to and include the District of Columbia and the several territories, so called; and the words "United States" shall be construed to include the said district and territories and all dependencies. See North Carolina General Statutes 12-3
- Travel assistance services: Non-insurance services for which the consumer is not indemnified based on a fortuitous event, and where providing the service does not result in the transfer or shifting of risk that would constitute the business of insurance. See North Carolina General Statutes 58-44B-5
- Travel protection plans: Plans that provide one or more of the following: travel insurance, travel assistance services, and cancellation fee waivers. See North Carolina General Statutes 58-44B-5