A peer-to-peer car sharing program shall disclose all of the following to the shared vehicle owner and the shared vehicle driver in the peer-to-peer car sharing program agreement:

Terms Used In Ohio Code 4516.03

  • agreement: means an agreement established through the peer-to-peer car sharing program that serves as a contract between the peer-to-peer car sharing program, the shared vehicle owner, and the shared vehicle driver and describes the specific terms and conditions of the agreement, including the car sharing period and the location or locations for transfer of possession. See Ohio Code 4516.01
  • Car sharing period: means the period of time that commences with the car sharing delivery period or, if there is no car sharing delivery period, with the car sharing start time, in accordance with the peer-to-peer car sharing program agreement, and ends with the car sharing termination time. See Ohio Code 4516.01
  • Car sharing termination time: means the point in time when the earliest of the following events occurs:

    (1) The expiration time established in the peer-to-peer car sharing program agreement for use of the shared vehicle, provided that the shared vehicle is returned to the location designated in the agreement by the expiration time;

    (2) The shared vehicle is returned to an alternate location, if the shared vehicle owner and the shared vehicle driver agree on the alternate location, as communicated through the peer-to-peer car sharing program, and the alternate location is incorporated into the peer-to-peer car sharing program agreement. See Ohio Code 4516.01

  • Indemnification: In general, a collateral contract or assurance under which one person agrees to secure another person against either anticipated financial losses or potential adverse legal consequences. Source: FDIC
  • Peer-to-peer car sharing: means the authorized use of a motor vehicle by an individual other than the motor vehicle's owner through a peer-to-peer car sharing program. See Ohio Code 4516.01
  • program: means a person who operates a business platform that connects a shared vehicle owner to a shared vehicle driver to enable the sharing of vehicles for financial consideration. See Ohio Code 4516.01
  • Shared vehicle: means a personal motor vehicle that is registered as a passenger car under Chapter 4503 of the Revised Code or a substantially similar law in another state and that is enrolled in a peer-to-peer car sharing program. See Ohio Code 4516.01
  • Shared vehicle driver: means a person authorized by a shared vehicle owner, in accordance with the terms and conditions of a peer-to-peer car sharing program agreement, to operate a shared vehicle during a car sharing period. See Ohio Code 4516.01
  • Shared vehicle owner: means a registered owner of a shared vehicle or a person designated by the registered owner. See Ohio Code 4516.01

(A) Any right of the program to seek indemnification from the shared vehicle owner or the shared vehicle driver for economic loss sustained by the program resulting from a breach of the terms and conditions of the agreement;

(B) That any motor-vehicle liability policy or other proof of financial responsibility issued to the shared vehicle owner for the shared vehicle or issued to the shared vehicle driver does not provide a defense against or indemnification for any claim asserted by the program;

(C) That the program’s motor vehicle insurance coverage on the shared vehicle owner, the shared vehicle driver, and the shared vehicle is in effect only during the car sharing period and that any use of the shared vehicle by the shared vehicle driver after the car sharing termination time may not be covered by either the program’s insurance or any other motor-vehicle liability policy or proof of financial responsibility;

(D) The daily rate, fees, and any insurance or protection package costs that are charged to the shared vehicle owner or the shared vehicle driver;

(E) That the shared vehicle owner’s motor-vehicle liability policy or other proof of financial responsibility may not provide coverage for a shared vehicle during the car sharing period or for any use outside of the policy’s or proof’s stated terms and conditions;

(F) Any conditions under which a shared vehicle driver must maintain a separate motor-vehicle liability policy or other proof of financial responsibility with certain applicable coverage limits in order to reserve and use a shared vehicle under the agreement;

(G) Emergency contact information for roadside assistance and other customer service inquiries.

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