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§ 58-15-1 |
Application of chapter |
§ 58-15-2 |
“Industrial life insurance” defined |
§ 58-15-3 |
Investment of trust funds in life insurance and annuities |
§ 58-15-4 |
Standard provisions required in policy of life insurance, exceptions |
§ 58-15-5 |
Standard provisions inapplicable to annuity contract or health or accident benefits |
§ 58-15-6 |
Standard provisions inapplicable to single premium or term policies |
§ 58-15-7 |
Description of policy in title |
§ 58-15-8 |
Entire contract contained in policy and application–Statement of applicant not deemed a warranty |
§ 58-15-8.1 |
Notice of right of cancellation after receipt of policy–“Free look” provision |
§ 58-15-8.2 |
Issuance of policies by insurance company or fraternal benefit society–Delivery receipts–Certificates of mailing–Term of retention |
§ 58-15-9 |
Effect of misstatement in policy regarding age |
§ 58-15-10 |
Incontestability provision required–Exceptions |
§ 58-15-11 |
Exclusions and restrictions unaffected by incontestability clause |
§ 58-15-12 |
Payment of premiums provision |
§ 58-15-13 |
Grace period in policy |
§ 58-15-14 |
Automatic premium loan–Provision optional with insurer |
§ 58-15-15 |
Insurance policy loan–Security–Maximum amount–Private placement policies |
§ 58-15-15.4 |
Insurance policy loan–Definition of terms |
§ 58-15-15.5 |
“Published monthly average” defined |
§ 58-15-15.6 |
Insurance policy loan–Permitted interest rates |
§ 58-15-15.7 |
Insurance policy loan–Allowable rate under adjustable maximum interest rate |
§ 58-15-15.8 |
Insurance policy loan–Determination of interest under adjustable maximum interest rate |
§ 58-15-15.9 |
Insurance policy loan–Notice of interest rate to policyholder |
§ 58-15-15.10 |
Insurance policy loan–Loan value of policy |
§ 58-15-15.11 |
Insurance policy loan–Provisions of statutes required in policies |
§ 58-15-15.12 |
Insurance policy loan–Application of statutes on interest rates to prior contracts |
§ 58-15-15.13 |
Private placement policy defined |
§ 58-15-15.14 |
Premium defined |
§ 58-15-16 |
Loans on policies issued prior to the adoption of standard policy provisions–Loan value–Deferment of application–Private placement policies |
§ 58-15-17 |
Loans on policies under standard policy provisions–Loan value–Deferment of application–Private placement policies |
§ 58-15-18 |
Loan value of policy–Indebtedness deducted |
§ 58-15-19 |
Delinquent interest on policy loan exceeding amount of loan value–Termination of policy, notice |
§ 58-15-20 |
Policy loan provisions inapplicable to term insurance or industrial life insurance policies |
§ 58-15-21 |
Nonforfeiture of benefits–Cash surrender value–Provisions required in policies |
§ 58-15-22 |
Reinstatement provisions required in policy |
§ 58-15-23 |
Participating policies–Annual dividends, ascertainment, and apportionment |
§ 58-15-24 |
Participating policies–Rights of policyholder to dividends |
§ 58-15-25 |
Participating industrial life insurance policies–Annual participation of policy in divisible surplus |
§ 58-15-26 |
Payment of claims for benefits–Private placement policies |
§ 58-15-26.1 |
Insurers to pay interest on life insurance proceeds |
§ 58-15-26.2 |
Computation of interest |
§ 58-15-26.3 |
Interest not required where beneficiary elects to receive other than lump sum payment |
§ 58-15-26.4 |
Notice to beneficiary of interest |
§ 58-15-26.5 |
Application limited |
§ 58-15-27 |
Beneficiary to be designated in industrial life policy–Change of beneficiary–Endorsement on policy |
§ 58-15-28 |
Industrial life policy–Payment of benefits |
§ 58-15-29 |
Installment payments–Table of guaranteed installments required |
§ 58-15-30 |
Nonforfeiture benefits in policies issued prior to the adoption of standard nonforfeiture law |
§ 58-15-31 |
Nonforfeiture benefits in policies issued under standard nonforfeiture law |
§ 58-15-32 |
Nonforfeiture benefit provisions which may be omitted–Deferred payment of cash surrender value–Private placement policies |
§ 58-15-33 |
Cash surrender value–Amount available under policy on default of premium–Paid-up policy |
§ 58-15-34 |
Paid-up nonforfeiture benefits–Default in payment of premium |
§ 58-15-35 |
Adjustment of premiums under nonforfeiture provisions |
§ 58-15-36 |
Amount of insurance varying with duration of policy–Adjustment of premiums |
§ 58-15-37 |
Adjusted premiums–Term insurance benefits provided by rider or supplemental policy |
§ 58-15-38 |
Adjusted premiums and present values–Computation |
§ 58-15-39 |
Default in payment of premium–Computation of cash surrender value and paid-up nonforfeiture benefit |
§ 58-15-40 |
Additional accident benefits–Premiums disregarded in ascertaining cash surrender value |
§ 58-15-41 |
Nonforfeiture benefit provision inapplicable to reinsurance, group insurance, annuity contracts, or term insurance |
§ 58-15-42 |
Notice by company of election to comply with nonforfeiture benefit provisions–Filing with director |
§ 58-15-43 |
Citation of standard nonforfeiture law for life insurance |
§ 58-15-43.1 |
Adjusted premiums–Calculation on annual basis |
§ 58-15-43.2 |
“Nonforfeiture net level premium” defined |
§ 58-15-43.3 |
Initial calculation of changes in benefits or premiums–Recalculation after change |
§ 58-15-43.4 |
Recalculated future adjusted premiums |
§ 58-15-43.5 |
Additional expense allowance |
§ 58-15-43.6 |
Recalculated nonforfeiture net level premium |
§ 58-15-43.7 |
Substandard policy–Calculation of adjusted premiums and present value |
§ 58-15-43.8 |
Adjusted premiums and present values–Calculation–Applicable procedures and tables |
§ 58-15-43.9 |
Nonforfeiture interest rate |
§ 58-15-43.10 |
Refiling of nonforfeiture values or methods of computation |
§ 58-15-43.11 |
Notice of election to comply with revised nonforfeiture |
§ 58-15-43.12 |
Insurance plans to conform to minimum standards of nonforfeiture laws |
§ 58-15-43.13 |
Default in payment of premium–Amount of cash surrender value–Amount of nonforfeiture factor–Policies issued after January 1, 1986 |
§ 58-15-44 |
Dating back of application for insurance to reduce premium prohibited–Contract not invalidated |
§ 58-15-45 |
Excluding or restricting coverage in case of death–Permissible exclusions |
§ 58-15-46 |
Excluding or restricting coverage in case of death–Return of premiums, adjustment for indebtedness and dividend credits |
§ 58-15-47 |
Prohibited policy provisions–Person soliciting insurance or annuity insurance producer of insured |
§ 58-15-48 |
Prohibited policy provisions–Construction of contract according to laws of other state or country |
§ 58-15-49 |
Prohibited policy provisions–Rights and obligations of insured under contract governed by law of other state |
§ 58-15-50 |
Prohibited policy provisions–Depriving courts of jurisdiction of action against insurer |
§ 58-15-51 |
Limitation of action on policy–Minimum time |
§ 58-15-52 |
Prohibited policy provisions inapplicable to group life insurance, health insurance, reinsurance, annuities, and accident benefits under life insurance policy |
§ 58-15-53 |
Use of prohibited policy provision which is more favorable to insured |
§ 58-15-54 |
Prohibited policy provisions in industrial life insurance–Denial of liability because of other insurance |
§ 58-15-55 |
Prohibited policy provisions in industrial life insurance–Right to declare policy void because of disease or ailment of insured |
§ 58-15-56 |
Prohibited policy provisions in industrial life insurance–Right to declare policy void because insured rejected for insurance |
§ 58-15-57 |
Annuity and endowment contracts–Standard provisions required, exceptions |
§ 58-15-58 |
Standard provisions of annuity and endowment contracts inapplicable to deferred annuities under life insurance policies |
§ 58-15-59 |
Annuities and endowments–Entire agreement contained in contract and application |
§ 58-15-59.1 |
Right of annuitant or purchaser to cancel after receipt of contract–Effect of cancellation |
§ 58-15-59.2 |
Issuance of policies by insurance company or fraternal benefit society–Delivery receipts–Certificates of mailing–Term of retention |
§ 58-15-60 |
Effect of misstatement of age or sex in annuity or endowment contract |
§ 58-15-61 |
Incontestability provision in annuity or endowment contract |
§ 58-15-62 |
Grace period in annuity or endowment contract |
§ 58-15-63 |
Participating annuity or endowment contract–Ascertainment and apportionment of divisible surplus |
§ 58-15-64 |
Reinstatement provision required in annuity or endowment contract |
§ 58-15-65 |
Reversionary annuity contract–Standard provisions |
§ 58-15-66 |
Reinstatement provision required in reversionary annuity contract |
§ 58-15-67 |
Reversionary annuity contract provisions inapplicable to group annuities or to annuities included in life insurance policies |
§ 58-15-68 |
Incontestability provisions after reinstatement of life insurance policy or annuity contract |
§ 58-15-69 |
Reinstated life insurance policy or annuity contract–Limitation of liability |
§ 58-15-70 |
Policy settlements by life insurer |
§ 58-15-71 |
Life insurance policy–Restrictions on issuing and delivering |
§ 58-15-82 |
Uniform life insurance and annuity request forms–Director to adopt by rule–Insurers to accept |
§ 58-15-84 |
Provisions required in annuity contracts |
§ 58-15-85 |
Minimum values based on minimum nonforfeiture amounts–Minimum nonforfeiture amounts defined |
§ 58-15-86 |
Present value of paid-up annuity benefit–Computation |
§ 58-15-87 |
Cash surrender benefits–Calculation of minimum–Death benefit |
§ 58-15-88 |
Contracts without cash surrender benefits–Contracts not providing death benefits prior to commencement of payments–Present value calculations |
§ 58-15-89 |
Election to have payments commence at optional maturity date–Maturity date used for calculation of benefits |
§ 58-15-90 |
Contracts without cash surrender benefits or death benefits at least equal to minimum nonforfeiture amount–Statement in contract |
§ 58-15-91 |
Lapse of time and payments beyond cessation year allowed for calculations |
§ 58-15-92 |
Annuity and life insurance benefits in excess of greater of cash surrender benefits or return of gross considerations with interest–Minimum nonforfeiture benefits–Additional benefits |
§ 58-15-95 |
Definition of terms regarding identification and location of beneficiaries |
§ 58-15-96 |
Comparison of policies, annuity contracts, and retained asset accounts against DMF |
§ 58-15-97 |
Semi-annual comparison of lapsed policies, annuity contracts, and retained asset accounts against updated DMF |
§ 58-15-98 |
Procedures for DMF comparisons–Validation of match |
§ 58-15-99 |
Exemption of insurer for financial hardship |
§ 58-15-100 |
Requirements upon receipt of information establishing knowledge of death |
§ 58-15-101 |
Beneficiary search |
§ 58-15-102 |
Disclosure of information to assist in search |
§ 58-15-103 |
Search fees and costs not chargeable to beneficiary |
§ 58-15-104 |
Provision of claim forms or instructions to beneficiaries |
§ 58-15-105 |
Request for information about beneficiaries |
§ 58-15-106 |
Compliance documentation |
§ 58-15-107 |
Promulgation of rules regarding identification and location of beneficiaries |
§ 58-15-108 |
Compliance with unclaimed property act |