Consumer Credit Generally: Related Laws

U.S.

• U.S. Code > Title 15 > Chapter 41 - Consumer Credit Protection

Alabama

• Alabama Code > Title 5 > Chapter 19 - Consumer Finance

Alaska

• Alaska Statutes > Chapter 20 - Alaska Small Loans Act

Arizona

• Arizona Laws > Title 6 > Chapter 5 - Consumer Lenders
• Arizona Laws > Title 6 > Chapter 14 - Premium Finance Companies
• Arizona Laws > Title 44 > Chapter 16 - Restrictions On Deficiency Judgments in Consumer Credit Sales

California

• California Codes > Financial Code > Division 1.3 - The Setting of Fees in Consumer Credit Agreements and Related Consumer Protections
• California Codes > Financial Code > Division 9 > Chapter 2 - Consumer Loans
• California Codes > Financial Code > Division 10 - California Deferred Deposit Transaction Law

Connecticut

• Connecticut General Statutes > Chapter 733a - Retail Credit Transaction Statement Errors

Florida

• Florida Statutes > Chapter 516 - Consumer Finance
• Florida Regulations > Chapter 69V-160 - Florida Consumer Finance Act

Hawaii

• Hawaii Revised Statutes > Chapter 476 - Credit Sales
• Hawaii Revised Statutes > Chapter 477E - Fair Credit Extension

Idaho

• Idaho Code > Title 28 > Chapter 43 > Part 3 - Limitations On Agreements and Practices in Regulated Consumer Credit Transactions
• Idaho Code > Title 28 > Chapter 45 - Remedies and Penalties
• Idaho Code > Title 28 > Chapter 46 - Administration

Indiana

• Indiana Code > Title 24 > Article 4.5 - Uniform Consumer Credit Code

Iowa

• Iowa Code > Chapter 537 - Consumer Credit Code
• Iowa Code > Chapter 714G - Consumer Credit Security

Kansas

• Kansas Statutes > Chapter 16 > Article 8 - Truth in Lending
• Kansas Statutes > Chapter 16a - Consumer Credit Code

Louisiana

• Louisiana Revised Statutes > Title 6 > Chapter 16 - Credit Agreements -- Writing Requirements

Maine

• Maine Revised Statutes > Title 9-A - Maine Consumer Credit Code
• Maine Revised Statutes Title 10 Sec. 1121 - Purpose
• Maine Revised Statutes Title 10 Sec. 1122 - Definitions
• Maine Revised Statutes Title 10 Sec. 1123 - Scope
• Maine Revised Statutes Title 10 Sec. 1124 - Requirements for agreements

Massachusetts

• Massachusetts General Laws > Chapter 140D - Consumer Credit Cost Disclosure

Michigan

• Michigan Laws > Chapter 445 > Act 162 of 1995 - Credit Reform Act
• Michigan Laws > Chapter 446 > Act 66 of 2009 - Refund Anticipation Loan Disclosure Act
• Michigan Laws > Chapter 446 > Act 67 of 2009 - Refund Anticipation Loan Act

Montana

• Montana Code > Title 32 > Chapter 5 - Consumer Loan Businesses

Nevada

• Nevada Revised Statutes > Chapter 598D - Unfair Lending Practices
• Nevada Revised Statutes > Chapter 604A - Deferred Deposit Loans, High-Interest Loans, Title Loans and Check-Cashing Services
• Nevada Revised Statutes > Chapter 604B - Refund Anticipation Loans

New Hampshire

• New Hampshire Revised Statutes > Chapter 358-K - Regulation of Consumer Credit Transactions
• New Hampshire Revised Statutes > Chapter 384-G - Regulation of Revolving Credit Plans
• New Hampshire Revised Statutes > Chapter 399-B - Disclosure of Finance Charges
• New Hampshire Revised Statutes > Chapter 399-C - Lenders of Money
• New Hampshire Revised Statutes > Chapter 399-D - Debt Adjustment Services

New Mexico

• New Mexico Statutes > Chapter 58 > Article 1A - Consumer Credit Banks

North Carolina

• North Carolina General Statutes > Chapter 53 > Article 15 - North Carolina Consumer Finance Act
• North Carolina General Statutes > Chapter 53 > Article 20 - Refund Anticipation Loan Act

Rhode Island

• Rhode Island General Laws > Chapter 6-27 - Truth in Lending and Retail Selling

South Carolina

• South Carolina Code > Title 34 > Chapter 29 - Consumer Finance Law
• South Carolina Code > Title 37 > Chapter 2 - Credit Sales
• South Carolina Code > Title 37 > Chapter 3 - Loans

Utah

• Utah Code > Title 13 > Chapter 45 - Consumer Credit Protection Act
• Utah Code > Title 70C - Utah Consumer Credit Code

Virginia

• Virginia Code 6.2-1500: (Effective until January 1, 2021) Definitions
• Virginia Code 6.2-1501: (Effective until January 1, 2021) Compliance with chapter; license required; attempts to evade application of chapter
• Virginia Code 6.2-1502: Certain persons ineligible as licensees; exception for subsidiaries
• Virginia Code 6.2-1503: Scope of chapter
• Virginia Code 6.2-1504: Restrictions on name

Washington

• Washington Code > Chapter 19.265 - Tax refund anticipation loans
• Washington Code > Chapter 31.04 - Consumer loan act

West Virginia

• West Virginia Code > Chapter 46A > Article 2 - Consumer Credit Protection
• West Virginia Code > Chapter 46A > Article 4 - Regulated Consumer Lenders
• West Virginia Code > Chapter 46A > Article 5 - Civil Liability and Criminal Penalties

Wisconsin

• Wisconsin Statutes > Chapter 422 - Consumer credit transactions