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Mortgage Lending: Related Laws

U.S.

  • U.S. Code > Title 12 > Chapter 11A - Federal Home Loan Mortgage Corporation
  • 12 USC 1701m - Credit and cancellation of notes transferred from Reconstruction Finance Corporation; net loss computation
  • U.S. Code > Title 12 > Chapter 13 > Subchapter III - National Mortgage Associations
  • U.S. Code > Title 12 > Chapter 13 > Subchapter IX-B - Mortgage Insurance for Group Practice Facilities and Medical Practice Facilities
  • U.S. Code > Title 12 > Chapter 27 - Real Estate Settlement Procedures

Alabama

  • Alabama Code > Title 35 > Chapter 10 - Mortgages
  • Alabama Code > Title 35 > Chapter 10A - Asset-Backed Securities Facilitation Act

Alaska

  • Alaska Statutes > Chapter 60 - Mortgage Licensing

Arizona

  • Arizona Laws > Title 6 > Chapter 9 - Mortgage Brokers, Mortgage Bankers and Loan Originators
  • Arizona Laws > Title 33 > Chapter 6 - Mortgages

California

  • California Codes > Financial Code > Division 11.5 - National Housing Act Loans
  • California Codes > Financial Code > Division 20 - California Residential Mortgage Lending Act

Connecticut

  • Connecticut General Statutes > Chapter 846 - Mortgages

Delaware

  • Delaware Code > Title 5 > Chapter 24 - Mortgage Loan Originators
  • Delaware Code > Title 6 > Chapter 24C - Mortgage Loan Modification Services
  • Delaware Code > Title 25 > Chapter 21 - Mortgages On Real Estate

Florida

  • Florida Statutes > Chapter 494 - Loan Originators and Mortgage Brokers
  • Florida Regulations > Chapter 69V-40 - Mortgage Brokerage

Guam

  • Guam Code > Title 18 > Chapter 36 - Mortgages

Idaho

  • Idaho Code > Title 26 > Chapter 31 - Idaho Residential Mortgage Practices Act

Illinois

  • Illinois Compiled Statutes > 205 ILCS 635 - Residential Mortgage License Act of 1987
  • Illinois Compiled Statutes 205 ILCS 635/1-1 - This Act shall be known and may be cited as the "Residential Mortgage …
  • Illinois Compiled Statutes 205 ILCS 635/1-2 - Purpose of Act and Policy Statement
  • Illinois Compiled Statutes 205 ILCS 635/1-3 - Necessity for license; scope of Act
  • Illinois Compiled Statutes 205 ILCS 635/1-4 - Definitions

Indiana

  • Indiana Code > Title 24 > Article 4.4 - First Lien Mortgage Lending
  • Indiana Code > Title 24 > Article 9 - Home Loan Practices
  • Indiana Code > Title 32 > Article 29 - Mortgages

Iowa

  • Iowa Code > Chapter 528 - Alternative Mortgage Loans
  • Iowa Code > Chapter 535B - Mortgage Bankers, Mortgage Brokers, and Closing Agents
  • Iowa Code > Chapter 655 - Satisfaction of Mortgages

Kansas

  • Kansas Statutes > Chapter 9 > Article 22 - Mortgage Business
  • Kansas Statutes > Chapter 58 > Article 23 - Mortgages of Real Property

Kentucky

  • Kentucky Statutes > Chapter 286 > Subtitle 8 - Mortgage Loan Companies and Brokers
  • Kentucky Statutes > Chapter 294 - Mortgage Loan Companies and Loan Brokers

Louisiana

  • Louisiana Revised Statutes > Title 6 > Chapter 14 - Residential Mortgage Brokers and Lenders
  • Louisiana Revised Statutes > Title 9 > CODE TITLE XXII - Of Mortgages
  • Louisiana Codes > Civil Code > PRELIMINARY TITLE > Title XXII - Mortgages

Maine

  • Maine Revised Statutes > Title 33 > Chapter 9 - Mortgages of Real Property

Massachusetts

  • Massachusetts General Laws > Chapter 255E - Licensing of Certain Mortgage Lenders and Brokers
  • Massachusetts General Laws > Chapter 255F - Licensing of Mortgage Loan Originators

Michigan

  • Michigan Laws > Chapter 12 > Act 3 of 1952 - Service Fees On Real Estate Mortgages
  • Michigan Laws > Chapter 445 > Act 67 of 2012 - Nonrecourse Mortgage Loan Act
  • Michigan Laws > Chapter 445 > Act 135 of 1977 - Mortgage Lending Practices
  • Michigan Laws > Chapter 445 > Act 351 of 1984 - Due-On-Sale Clauses
  • Michigan Laws > Chapter 445 > Act 660 of 2002 - Consumer Mortgage Protection Act

Minnesota

  • Minnesota Statutes > Chapter 58 - Mortgage Originator and Servicer Licensing
  • Minnesota Statutes > Chapter 58A - Individual Mortgage Originator Licensing

Montana

  • Montana Code > Title 32 > Chapter 9 - Residential Mortgage Brokers, Lenders, Servicers, and Loan Originators
  • Montana Code > Title 71 - Mortgages, Pledges, and Liens

Nebraska

  • Nebraska Statutes > Residential Mortgage Licensing Act

Nevada

  • Nevada Revised Statutes > Chapter 106 - Real Mortgages
  • Nevada Revised Statutes > Chapter 107 - Deeds of Trust
  • Nevada Revised Statutes > Chapter 645E - Mortgage Bankers
  • Nevada Revised Statutes > Chapter 645F - Mortgage Lending and Related Professions

New Hampshire

  • New Hampshire Revised Statutes > Chapter 397-A - Licensing of Nondepository Mortgage Bankers, Brokers, and Servicers

New Mexico

  • New Mexico Statutes > Chapter 58 > Article 8 - National Housing Act Loans and Obligations
  • New Mexico Statutes > Chapter 58 > Article 18 - Mortgage Finance Authority
  • New Mexico Statutes > Chapter 58 > Article 18A - Municipal Mortgage Finance
  • New Mexico Statutes > Chapter 58 > Article 18B - Low-Income Housing Trust
  • New Mexico Statutes > Chapter 58 > Article 18C - New Mexico Housing Trust Fund

New York

  • New York Laws > Banking > Article 12-D - Licensed Mortgage Bankers
  • New York Laws > Banking > Article 12-E - Licensed Mortgage Loan Originators

North Carolina

  • North Carolina General Statutes > Chapter 24 > Article 2 - Loans Secured by Secondary or Junior Mortgages
  • North Carolina General Statutes > Chapter 45 - Mortgages and Deeds of Trust
  • North Carolina General Statutes > Chapter 45A - Good Funds Settlement Act
  • North Carolina General Statutes > Chapter 53 > Article 19B - The Secure and Fair Enforcement Mortgage Licensing Act

North Dakota

  • North Dakota Code > Chapter 13-10 - Mortgage Loan Originators
  • North Dakota Code > Chapter 32-19.2 - Trustees for Commercial Buildings During Foreclosures
  • North Dakota Code > Chapter 35-03 - Mortgage of Real Property
  • North Dakota Code > Chapter 35-05 - Crop Mortgages
  • North Dakota Code > Chapter 47-29 - Recording Master Mortgage

Ohio

  • Ohio Code > Chapter 1322 - Ohio Residential Mortgage Lending Act (Rmla)

Oregon

  • Oregon Statutes > Chapter 86 - Mortgages; Trust Deeds

Rhode Island

  • Rhode Island General Laws > Chapter 19-14.10 - An Act Adopting the Federal Secure and Fair Enforcement for Mortgage Licensing Act of 2009
  • Rhode Island General Laws > Chapter 19-14.11 - Third-Party Loan Servicers
  • Rhode Island General Laws > Chapter 19-25.2 - Secondary Mortgage Loans
  • Rhode Island General Laws > Chapter 19-25.4 - Money and Mortgage Brokers
  • Rhode Island General Laws > Chapter 34-23 - Mortgages of Real Property

South Carolina

  • South Carolina Code > Title 29 - Mortgages and Other Liens
  • South Carolina Code > Title 37 > Chapter 22 - Mortgage Lending

South Dakota

  • South Dakota Codified Laws > Title 44 > Chapter 8 - Real Estate Mortgages

Tennessee

  • Tennessee Code > Title 7 > Chapter 60 - Tennessee Home Mortgage Act
  • Tennessee Code > Title 45 > Chapter 13 - Tennessee Residential Lending, Brokerage and Servicing Act
  • Tennessee Code > Title 45 > Chapter 20 - Tennessee Home Loan Protection Act
  • Tennessee Code > Title 47 > Chapter 15 - Interest on Home Loans
  • Tennessee Code > Title 47 > Chapter 23 - Duties of Mortgagee or Lender

Utah

  • Utah Code > Title 7 > Chapter 17 - Interest on Mortgage Loan Reserve Accounts
  • Utah Code > Title 57 > Chapter 28 - Utah Reverse Mortgage Act
  • Utah Code > Title 61 > Chapter 2c - Utah Residential Mortgage Practices and Licensing Act
  • Utah Code > Title 70D - Financial Institution Mortgage Financing Regulation Act

Virginia

  • Virginia Code 6.2-1600: Definitions
  • Virginia Code 6.2-1601: License requirement
  • Virginia Code 6.2-1602: Persons exempt from chapter
  • Virginia Code 6.2-1603: Application for license; form; content; fee
  • Virginia Code 6.2-1604: Bond required

Washington

  • Washington Code > Chapter 19.144 - Mortgage lending and homeownership
  • Washington Code > Chapter 19.146 - Mortgage broker practices act
  • Washington Code > Chapter 19.148 - Mortgage loan servicing
  • Washington Code > Chapter 19.149 - Residential mortgage loan closing -- Valuation disclosure
  • Washington Code > Chapter 61.16 - Assignment and satisfaction of real estate and chattel mortgages

West Virginia

  • West Virginia Code > Chapter 31 > Article 17 - West Virginia Residential Mortgage Lender, Broker and Servicer Act
  • West Virginia Code > Chapter 31 > Article 17A - West Virginia Safe Mortgage Licensing Act
  • West Virginia Code > Chapter 47 > Article 24 - The Reverse Mortgage Enabling Act

Wisconsin

  • Wisconsin Statutes > Chapter 224 > Subchapter III - Mortgage Bankers, Loan Originatorsand Mortgage Brokers
  • Wisconsin Statutes > Chapter 428 > Subchapter I - First Lien Real Estate Loans
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