2024 15 USC 1615 – Prohibition on use of “Rule of 78’s” in connection with mortgage refinancings and other consumer loans

2023 15 USC 1615 – Prohibition on use of “Rule of 78’s” in connection with mortgage refinancings and other consumer loans

2022 15 USC 1615 – Prohibition on use of “Rule of 78’s” in connection with mortgage refinancings and other consumer loans

2021 15 USC 1615 – Prohibition on use of “Rule of 78’s” in connection with mortgage refinancings and other consumer loans

2020 15 USC 1615 – Prohibition on use of “Rule of 78’s” in connection with mortgage refinancings and other consumer loans

2018 15 USC 1615 – Prohibition on use of “Rule of 78’s” in connection with mortgage refinancings and other consumer loans

2017 15 USC 1615 – Prohibition on use of “Rule of 78’s” in connection with mortgage refinancings and other consumer loans

2015 15 USC 1615 – Prohibition on use of “Rule of 78’s” in connection with mortgage refinancings and other consumer loans

2014 15 USC 1615 – Prohibition on use of “Rule of 78’s” in connection with mortgage refinancings and other consumer loans

2013 15 USC 1615 – Prohibition on use of “Rule of 78’s” in connection with mortgage refinancings and other consumer loans

2012 15 USC 1615 – Prohibition on use of “Rule of 78’s” in connection with mortgage refinancings and other consumer loans

2010 15 USC 1615 – Prohibition on use of Rule of 78’s” in connection with mortgage refinancings and other consumer loans”