Sec. 5. (a) An insurance company that writes motor vehicle insurance in Indiana may exclude coverage under a motor vehicle insurance policy issued to an owner or operator of a personal vehicle for a loss or injury that occurs during the delivery available period or delivery service period.

     (b) An exclusion described in subsection (a) includes any coverage included in a motor vehicle insurance policy, including the following:

Terms Used In Indiana Code 8-2.1-19.3-5

  • Contract: A legal written agreement that becomes binding when signed.
  • Property: includes personal and real property. See Indiana Code 1-1-4-5
(1) Liability coverage for death, bodily injury, and property damage.

(2) Uninsured and underinsured motorist coverage.

(3) Medical payments coverage.

(4) Comprehensive physical damage coverage.

(5) Collision physical damage coverage.

     (c) An exclusion described in this section applies notwithstanding any requirement of IC 9-25.

     (d) This chapter does not do either of the following:

(1) Require a personal motor vehicle insurance policy to provide coverage:

(A) during the delivery available period or delivery service period; or

(B) while the driver is otherwise using a personal vehicle to provide delivery services.

(2) Preclude an insurance company from providing the coverage described in subdivision (1) under a contract or an endorsement.

As added by P.L.215-2023, SEC.10.