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Nebraska Statutes > Chapter 45 - Interest, Loans, And Debt

^{Current as of: 2010}

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§ 45-101.02	Terms, defined
§ 45-101.03	General interest rate; maximum; variable rate authorized; conditions
§ 45-101.04	General interest rate; maximum; when not applicable
§ 45-101.05	Mortgage loan; escrow account; how established and maintained
§ 45-101.06	Escrow accounts; not required
§ 45-101.07	Violations; penalty
§ 45-102	Interest; legal rate; exception
§ 45-103	Interest; judgments; decrees; rate; exceptions
§ 45-103.01	Postjudgment interest; accrual; when
§ 45-103.02	Prejudgment interest; accrual; when; conditions
§ 45-103.03	Interest; how computed
§ 45-103.04	Prejudgment interest; exceptions
§ 45-104	Interest; other contract obligations
§ 45-104.01	Interest; political subdivisions; delinquent taxes; special assessments
§ 45-104.02	Interest; State of Nebraska; delinquent taxes; special assessments; credits or refunds
§ 45-105	Usury; penalty
§ 45-106	Interest; warrants or orders
§ 45-107	Interest; effect on purchase of certain lands
§ 45-108	Interest; rate; when calculated by the year
§ 45-109	Contracts for payment of money or indebtedness; when usurious
§ 45-110	Usurious contracts; limit of recovery
§ 45-111	Usury; civil proceedings; testimony of lender compellable
§ 45-112	Usury; relief; tender of principal unnecessary
§ 45-113	Usury; witness; testimony not evidence in criminal proceeding, when
§ 45-189	Loan brokers; legislative findings
§ 45-190	Terms, defined
§ 45-191	Loan brokers; prohibited acts
§ 45-191.01	Loan brokerage agreement; written disclosure statement; requirements
§ 45-191.02	Loan brokers; filings with department required; filing fees
§ 45-191.03	Prohibited acts; violations; penalties
§ 45-191.04	Loan brokerage agreement; requirements; right to cancel
§ 45-191.05	Waiver of sections; attempt; prohibited
§ 45-191.06	Department; adopt rules and regulations
§ 45-191.07	Violation of loan brokerage agreement by loan broker; effect
§ 45-191.08	Director; enforcement powers
§ 45-191.09	Director; summary cease and desist order; when; other enforcement measures; collection of fines and costs; hearing; procedure; appeal
§ 45-191.10	Persons exempt
§ 45-191.11	Burden of proof
§ 45-1,104	Federal interest rate limitations; rejected by state
§ 45-1,105	Terms, defined
§ 45-1,106	Consumer credit transaction; default; notice required
§ 45-1,107	Consumer credit transaction; default; consumer's right to cure
§ 45-1,108	Consumer credit transaction; voluntary surrender of goods; creditor's right to enforce security interest
§ 45-1,109	Consumer credit transactions; procedures; when applicable
§ 45-1,110	Consumer credit default procedures; not applicable to certain licensees
§ 45-1,111	Forced sale; disposition of certain proceeds
§ 45-1,112	Terms, defined
§ 45-1,113	Action or defense based on credit agreement; requirements
§ 45-1,114	Implied credit agreement; limitations
§ 45-1,115	Sections; applicability
§ 45-204	Terms, defined
§ 45-205	Agreements; requirements; fees and delinquency charges authorized
§ 45-206	Monthly statement by seller; contents; payment in full; requirements
§ 45-207	Time-price differential; rate; maximum
§ 45-208	Violations; penalty
§ 45-209	Prohibited acts
§ 45-334	Act, how cited
§ 45-335	Terms, defined
§ 45-336	Installment contract; requirements
§ 45-337	Insurance; policy; cancellation; premium refund; fee
§ 45-338	Installment contract; time-price differential; rate; maximum; origination fee
§ 45-339	Subsequent purchases; consolidate with previous contract; requirements
§ 45-340	Contracts negotiated by mail; requirements
§ 45-341	Delinquency charges; limitation; fee
§ 45-342	Prepayment; rebate; how computed
§ 45-343	Failure to obtain license; penalty
§ 45-344	Excess charges; penalty
§ 45-345	License; requirement; exception
§ 45-346	License; application; issuance; bond; fee; term; director; duties; change of control of licensee; new application required
§ 45-346.01	Licensee; move of place of business; maintain minimum net worth; bond; existing licensee; how treated
§ 45-347	Fees; disposition
§ 45-348	License; renewal; licensee; duties; fee; voluntary surrender of license
§ 45-350	License; denial of renewal; suspension; revocation; appeal
§ 45-351	Licensee; investigation and inspection; director; appoint examiners; charges; fines; lien
§ 45-351.01	Holder of contract; extension or deferment authorized; fee
§ 45-352	Rules and regulations; adopt
§ 45-353	Violations; enforcement; receiver; appointment; powers; duties
§ 45-601	Act, how cited; collection agency; license required; violation; penalty; foreign agency; communication authorized
§ 45-602	Terms, defined
§ 45-603	Collection Agency Licensing Board; created; members; term; expenses; employees; Secretary of State; duties
§ 45-604	Board; adopt rules and regulations
§ 45-605	Board; duties; application for license; filing; issuance; denial; appeal
§ 45-606	License; application; fee; financial statement; form
§ 45-607	License; qualifications of licensee
§ 45-608	Licensee; bond; conditions
§ 45-609	License; form; display
§ 45-610	Licensee; employees; solicitor's certificates; form
§ 45-611	Licenses; certificates; expiration; renewal; application; time
§ 45-612	Licensee; solicitor; violation; conviction; revocation; hearing; order
§ 45-613	Licensee; solicitor; complaint; citation; notice; hearing
§ 45-614	Licensee; solicitor; citation; power to issue subpoenas; depositions
§ 45-615	Licensee; solicitor; citation; hearing; board; findings; powers
§ 45-616	License; solicitor's certificate; appeals; procedure
§ 45-617	Licensee; solicitor's certificate; appeal; effect
§ 45-618	Licensee; change place of business; notify Secretary of State; new license; issuance; solicitor; employment terminated; return certificate
§ 45-619	Licensee; board; require financial statement; confidential
§ 45-620	License; certificates; fees
§ 45-621	Nebraska Collection Agency Fund; created; use; investment
§ 45-622	Licensee; solicitor; prohibited from practice of law
§ 45-623	Collection of public debts; contracts authorized; requirements
§ 45-701	Act, how cited
§ 45-702	Terms, defined
§ 45-702.01	Reverse-mortgage loans; rules applicable; fees authorized; failure by licensee to make loan advances and cure default; forfeiture
§ 45-703	Act; exemptions
§ 45-704	Registration required; registration statement; fee; procedure; bond; registrant; duties; renewal
§ 45-705	License or registration required; application; fees; background investigation; registered agent
§ 45-706	License; issuance; denial; appeal; renewal; fees
§ 45-724	Surety bond; requirements
§ 45-725	Acquisition of control of mortgage banking business; procedure; fee; disapproval; hearing
§ 45-726	Reports
§ 45-727	Mortgage loan originator; license required; loan processor or underwriter; license required
§ 45-728	License; application; form; fee; use of nationwide registry
§ 45-729	Issuance of mortgage loan originator license; director; findings required; denial; notice; appeal
§ 45-730	Prelicensing education requirements; course review and approval; relicensure requirements
§ 45-731	Written test requirement; subject areas; retaking test; limitations
§ 45-732	License; term; renewal; minimum standards for renewal; fee; denial; appeal
§ 45-733	Licensed mortgage loan originator; continuing education; continuing education courses; review and approval; credit as instructor; relicensure requirements
§ 45-734	Mortgage loan originator license; inactive status; duration; renewal; reactivation
§ 45-735	Mortgage loan originator; employee or independent agent; restriction on activities; written agency contract; notification to department; fee; notice of termination
§ 45-736	Unique identifier; use
§ 45-737	Licensee; duties
§ 45-738	Licensee; failure to deliver abstract of title
§ 45-739	Transfer of servicing rights; duties
§ 45-740	Prohibited acts; violation; penalty; civil liability
§ 45-741	Director; examine documents and records; investigate violations or complaints; director; powers; costs; confidentiality
§ 45-742	License; suspension or revocation; administrative fine; procedure; surrender; cancellation; expiration; effect; reinstatement
§ 45-743	Violations; administrative fine; costs; lien
§ 45-744	Cease and desist orders; department; powers; judicial review; violation; penalty
§ 45-745	Appeals
§ 45-746	Enforcement of act; director; powers; construction of act; failure to comply with act; effect
§ 45-747	Prohibited acts; penalty
§ 45-748	License and registration under Nationwide Mortgage Licensing System and Registry; department; powers and duties; director; duties
§ 45-749	Information sharing; privilege and confidentiality; limitations; applicability of section; director; powers
§ 45-750	Department; duties; rules and regulations
§ 45-751	Money collected; disposition
§ 45-752	Act; liberal construction
§ 45-753	Personal jurisdiction; when
§ 45-754	Loans subject to act
§ 45-801	Act, how cited
§ 45-802	Terms, defined
§ 45-803	Exemptions
§ 45-804	Prohibited acts
§ 45-805	Surety bond or surety account; requirements; action on surety; depository; Secretary of State; powers and duties
§ 45-806	Registration statement; contents; requirements; fee
§ 45-807	Written statement to buyer; contents; credit services organization; duties
§ 45-808	Contract; requirements; cancellation; procedure; notice; breach; effect
§ 45-809	Waiver of rights; void
§ 45-810	Damages
§ 45-811	Violation; injunction
§ 45-812	Violation; deceptive trade practice
§ 45-813	Statute of limitations
§ 45-814	Violation; penalty
§ 45-815	Remedies
§ 45-901	Act, how cited
§ 45-902	Terms, defined
§ 45-903	Act; not applicable to financial institutions
§ 45-904	License required
§ 45-905	Application for license; form; contents; criminal history record information check
§ 45-906	Application; fee; bond
§ 45-907	Application; notice of filing; publication; hearing; investigation; costs
§ 45-908	License; issuance; conditions
§ 45-909	Application for license; timely action of director required; appeal
§ 45-910	License; posting; renewal; fee
§ 45-911	Surrender of license; effect
§ 45-912	Licensee; duty to inform director; when
§ 45-913	License; not transferable or assignable
§ 45-914	Change in control of licensee; approval required
§ 45-915	Licensee; principal place of business; change of location; branch offices; approval required; fee
§ 45-915.01	Licensee; books and records
§ 45-916	Operating with other business; conditions
§ 45-917	Licensee; written notice; contents; fees, charges, and penalties; posting required
§ 45-918	Fee; limitation
§ 45-919	Acts prohibited
§ 45-920	Director; examination of licensee; costs
§ 45-921	Alleged violations; director; powers and duties
§ 45-922	Licensee; disciplinary actions; failure to renew
§ 45-923	Cease and desist order; procedure; appeal
§ 45-924	Injunction, restraining order, or writ of mandamus
§ 45-925	Violations; orders authorized; administrative fine; lien; failure to pay; separate violation
§ 45-926	Operating without a license; penalty
§ 45-927	Fees, charges, costs, and fines; distribution
§ 45-928	Personal jurisdiction over licensee
§ 45-929	Director; rules and regulations; additional powers
§ 45-1001	Act, how cited
§ 45-1002	Terms, defined; act; applicability
§ 45-1003	Installment loans; financial institution ineligible
§ 45-1004	Installment loans; authority of licensee; affiliate of licensee; how treated
§ 45-1005	Installment loans; license; application; fee
§ 45-1006	Installment loans; application hearing; protest; procedure
§ 45-1007	Installment loans; license; bond
§ 45-1008	License; issuance; requirements; term
§ 45-1009	License; application; grant or denial; time allowed
§ 45-1010	Installment loans; licenses; limitations as to business and persons
§ 45-1011	Installment loans; place of business; separate office required; exceptions; enforcement
§ 45-1012	Licensee; service of process
§ 45-1013	Installment loans; license; renewal; fees; relocation of place of business; procedure; hearing; fee
§ 45-1014	Installment loans; fees; disposition
§ 45-1015	Installment loans; doing business without license; penalty
§ 45-1016	Installment loans; rules and regulations; power of Department of Banking and Finance
§ 45-1017	Licensees; business, records, and accounts; inspection; expenses; fines; lien
§ 45-1018	Licensees; reports
§ 45-1019	Cease and desist order; hearing; judicial review; enforcement; violation; penalty
§ 45-1020	Misleading advertising prohibited; enforcement
§ 45-1021	Installment loans; interest, defined
§ 45-1022	Installment loans; payment in advance; application of payments
§ 45-1023	Installment loans; false statement to secure; penalty
§ 45-1024	Installment loans; interest rate authorized; charges permitted; computation; application of payments; violations; restrictions
§ 45-1025	Installment loans; additional charges authorized; loan period; violation; effect
§ 45-1026	Installment loans; insurance upon security; licensee may require; restrictions; refunds; when
§ 45-1027	Installment loans; insurance procured through licensee; statement
§ 45-1028	Installment loans; assignments of wages or security agreement in blank; prohibited
§ 45-1029	Installment loans; power of attorney and instruments with blanks prohibited
§ 45-1030	Installment loans; assignment of wages; consent of spouse necessary
§ 45-1031	Installment loans; statement to borrower; contents
§ 45-1032	Surrender of license; effect
§ 45-1033	License; administrative fine; disciplinary actions; failure to renew
§ 45-1033.01	License and registration under Nationwide Mortgage Licensing System and Registry; department; powers and duties; director; duties
§ 45-1033.02	Information sharing; privilege and confidentiality; limitations; applicability of section; director; powers
§ 45-1034	License; revocation; new license; court order required
§ 45-1035	License; revocation; record of proceedings
§ 45-1036	Appeal; procedure
§ 45-1037	Violations; penalty
§ 45-1038	Licensees; loan provisions; violations; effect
§ 45-1039	Licensees; violations; effect
§ 45-1040	Repayment of loan; licensee; duties
§ 45-1041	Installment loans; enforcement
§ 45-1042	Loans made outside of state; enforcement in this state
§ 45-1043	Borrower's obligation; licensee; contacts limitation
§ 45-1044	Borrower's obligation; contact; limitation; waiver
§ 45-1045	Licensee; contacts permitted without borrower's consent
§ 45-1046	Borrower; default; notice to licensee; effect
§ 45-1047	Licensee; actions; permitted; prohibited
§ 45-1048	Borrower; right to action; licensee; judgment; effect
§ 45-1049	Borrower; default; agreement; extent of enforceability
§ 45-1050	Borrower; loan; default; licensee; notice; contents
§ 45-1051	Borrower; loan; default; right to cure; procedure
§ 45-1052	Borrower; loan; default; licensee; possession of collateral; restrictions
§ 45-1053	Loan; third-party obligation; when
§ 45-1054	Borrower; deficiency; liability; how treated
§ 45-1055	Writing evidencing borrower's obligation; form; copies; fee; licensee; duties
§ 45-1056	Licensee; discrimination prohibited
§ 45-1057	Licensee; loan; former debt; how treated
§ 45-1058	Violation; loan transaction; licensee; liability
§ 45-1059	Preauthorized loans; definitions; where found
§ 45-1060	Billing cycle, defined
§ 45-1061	Preauthorized loan, defined
§ 45-1062	Preauthorized loans; charges authorized; computation
§ 45-1063	Preauthorized loan; repayment; requirements
§ 45-1064	Preauthorized loans; additional fees, costs, and expenses authorized; restrictions
§ 45-1065	Preauthorized loans; security interest authorized
§ 45-1066	Preauthorized loans; sections not applicable
§ 45-1067	Preauthorized loans; department; powers
§ 45-1068	Reverse-mortgage loan; rules governing; how made or acquired; charges authorized; forfeiture by lender
§ 45-1069	Administrative fine; procedure; lien
§ 45-1101	Act, how cited
§ 45-1102	Purpose of act; exclusions from act; exemption from insurance requirements
§ 45-1103	Terms, defined
§ 45-1104	Guaranteed asset protection waivers; not insurance; exempt from insurance laws; sale options; separate statement of cost; part of finance agreement; sale and marketing restrictions
§ 45-1105	Guaranteed asset protection waiver; disclosures required
§ 45-1106	Guaranteed asset protection waiver agreement; authorized terms; cancellation or early termination of finance agreement; refund; calculation; disposition
§ 45-1107	Modification of guaranteed asset protection waiver; limitations
§ 45-1201	Act, how cited
§ 45-1202	Terms, defined
§ 45-1203	Contractor; payment; payment request; subcontractor; payment
§ 45-1204	Withholdings; authorized
§ 45-1205	Delay in payment; additional interest payment
§ 45-1206	Other remedies available
§ 45-1207	Residential real property; applicability of act
§ 45-1208	Applicability to contracts entered into on or after October 1, 2010
§ 45-1209	Contract provisions; void
§ 45-1210	Construction performed for political subdivision; liquidated or unliquidated claim; procedure; civil action authorized

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Nebraska Statutes > Chapter 45 - Interest, Loans, And Debt

Nebraska Statutes > Chapter 45 - Interest, Loans, And Debt

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