“Consumer credit insurance” means insurance, other than insurance on property, by which the satisfaction of debt in whole or in part is a benefit provided, but does not include:

   (1)   Insurance issued as an isolated transaction on the part of the insurer not related to an agreement or plan for insuring customers of the creditor;

   (2)   Insurance indemnifying the creditor against loss due to the customer’s default; or

   (3)   A guaranteed asset protection waiver, as defined in s. 218.0148 (1) (e).