§ 1006.6 Communications in connection with debt collection
§ 1006.10 Acquisition of location information
§ 1006.14 Harassing, oppressive, or abusive conduct
§ 1006.18 False, deceptive, or misleading representations or means
§ 1006.22 Unfair or unconscionable means
§ 1006.26 Collection of time-barred debts
§ 1006.30 Other prohibited practices
§ 1006.34 Notice for validation of debts
§ 1006.38 Disputes and requests for original-creditor information
§ 1006.42 Sending required disclosures

Terms Used In CFR > Title 12 > Chapter X > Part 1006 > Subpart B - Rules for Fdcpa Debt Collectors

  • Appropriation: The provision of funds, through an annual appropriations act or a permanent law, for federal agencies to make payments out of the Treasury for specified purposes. The formal federal spending process consists of two sequential steps: authorization
  • Common law: The legal system that originated in England and is now in use in the United States. It is based on judicial decisions rather than legislative action.
  • Fair Credit Reporting Act: A federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any mistakes. Source: OCC
  • Garnishment: Generally, garnishment is a court proceeding in which a creditor asks a court to order a third party who owes money to the debtor or otherwise holds assets belonging to the debtor to turn over to the creditor any of the debtor
  • Injunction: An order of the court prohibiting (or compelling) the performance of a specific act to prevent irreparable damage or injury.
  • Joint committee: Committees including membership from both houses of teh legislature. Joint committees are usually established with narrow jurisdictions and normally lack authority to report legislation.
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • Statute of limitations: A law that sets the time within which parties must take action to enforce their rights.
  • Subpoena: A command to a witness to appear and give testimony.
  • Tort: A civil wrong or breach of a duty to another person, as outlined by law. A very common tort is negligent operation of a motor vehicle that results in property damage and personal injury in an automobile accident.