§ 27-43-1 Short title
§ 27-43-2 Purpose of chapter
§ 27-43-3 Definitions
§ 27-43-4 Applicability of chapter
§ 27-43-5 Authorization of prepaid legal expense insurance business required
§ 27-43-6 Insurers deemed eligible to transact legal expense insurance
§ 27-43-7 Procedure for incorporation of legal services insurance corporation generally
§ 27-43-8 Filing of application for certificate of authority; contents of application; issuance of certificate
§ 27-43-9 Bond or deposit requirements
§ 27-43-10 Types of legal expense insurance; policy and certificate forms; issuance of policies and certificates
§ 27-43-11 Premium rates
§ 27-43-12 Filing, approval, etc., of contracts between insurers and attorneys, etc
§ 27-43-13 Fees and taxes required of legal service insurance corporations; applicability of general insurance laws to legal service insurance corporations
§ 27-43-14 Applicability of Chapters 7 and 8A
§ 27-43-15 Registration requirements – Sales agents
§ 27-43-16 Grounds for compulsory refusal, suspension, revocation, etc., of registration of contracting sales agents
§ 27-43-17 Grounds for discretionary refusal, suspension, revocation, etc., of registration of contracting sales agents
§ 27-43-18 Procedure for refusal, suspension, revocation, etc., of registration of contracting sales agent
§ 27-43-19 Imposition of administrative penalty in lieu of suspension, revocation, etc., of registration
§ 27-43-20 Funds belonging to legal service insurance corporations received by agents to be held in trust; accounting for and disposition of funds by agents; appropriation of funds, etc., by agent
§ 27-43-21 Disposition of moneys received from licenses and fees
§ 27-43-22 Promulgation of rules and regulations
§ 27-43-23 Construction of chapter

Terms Used In Alabama Code > Title 27 > Chapter 43

  • Answer: The formal written statement by a defendant responding to a civil complaint and setting forth the grounds for defense.
  • Arraignment: A proceeding in which an individual who is accused of committing a crime is brought into court, told of the charges, and asked to plead guilty or not guilty.
  • Arrest: Taking physical custody of a person by lawful authority.
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Bail: Security given for the release of a criminal defendant or witness from legal custody (usually in the form of money) to secure his/her appearance on the day and time appointed.
  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • Common law: The legal system that originated in England and is now in use in the United States. It is based on judicial decisions rather than legislative action.
  • Conviction: A judgement of guilt against a criminal defendant.
  • CRIMINAL OFFENSE: Conduct which is alleged in any summons, complaint, warrant of arrest, information, presentment, or indictment and for which a sentence to a term of imprisonment, or the death penalty, or to a fine is provided by any law of this state or by any law, local law, or ordinance of a political subdivision of this state. See Alabama Code 15-14-52
  • department: The Department of Insurance;

    (2) COMMISSIONER. See Alabama Code 15-13-190

  • Devise: To gift property by will.
  • Docket: A log containing brief entries of court proceedings.
  • Felony: A crime carrying a penalty of more than a year in prison.
  • Grand jury: agreement providing that a lender will delay exercising its rights (in the case of a mortgage,
  • Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
  • Indictment: The formal charge issued by a grand jury stating that there is enough evidence that the defendant committed the crime to justify having a trial; it is used primarily for felonies.
  • insurer: Any person authorized to do a casualty insurance business or life, accident and sickness insurance business as an insurer in this state and organizations authorized to transact legal expense insurance under Section 27-43-8;

    (4) LEGAL EXPENSE INSURANCE. See Alabama Code 15-13-190

  • Judgement: The official decision of a court finally determining the respective rights and claims of the parties to a suit.
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • oath: includes affirmation. See Alabama Code 30-3D-608
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • person: A human being, a public or private corporation, an unincorporated association, a partnership, or other entity established by law, and/or a government or a governmental instrumentality, including, but not limited to, the State of Alabama or any political subdivision thereof. See Alabama Code 15-14-52
  • Plea: In a criminal case, the defendant's statement pleading "guilty" or "not guilty" in answer to the charges, a declaration made in open court.
  • Pleadings: Written statements of the parties in a civil case of their positions. In the federal courts, the principal pleadings are the complaint and the answer.
  • Probation: A sentencing alternative to imprisonment in which the court releases convicted defendants under supervision as long as certain conditions are observed.
  • Prosecute: To charge someone with a crime. A prosecutor tries a criminal case on behalf of the government.
  • Remand: When an appellate court sends a case back to a lower court for further proceedings.
  • Statute: A law passed by a legislature.
  • Summons: Another word for subpoena used by the criminal justice system.
  • Testify: Answer questions in court.
  • Testimony: Evidence presented orally by witnesses during trials or before grand juries.
  • Transcript: A written, word-for-word record of what was said, either in a proceeding such as a trial or during some other conversation, as in a transcript of a hearing or oral deposition.
  • Trial: A hearing that takes place when the defendant pleads "not guilty" and witnesses are required to come to court to give evidence.
  • victim: A person who is a victim of the defendant's criminal offense. See Alabama Code 15-14-52