Alaska Statutes 45.48.100 – Security freeze authorized
Current as of: 2023 | Check for updates
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Terms Used In Alaska Statutes 45.48.100
- Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. Source: OCC
- Credit Score: A number, roughly between 300 and 800, that measures an individual's credit worthiness. The most well-known type of credit score is the FICO score. This score represents the answer from a mathematical formula that assigns numerical values to various pieces of information in your credit report. Source: OCC
A consumer may prohibit a consumer credit reporting agency from releasing the consumer’s credit report or credit score without the express authorization of the consumer by placing a security freeze on the consumer’s credit report.