When any mortgage of real estate has been foreclosed, and the time limited for redemption has passed, and the title to the mortgaged premises has become absolute in the mortgagee, or any person claiming under him, he shall, either in person or by his agent or attorney, forthwith make and sign a certificate describing the premises foreclosed, the deed of mortgage on which the foreclosure was had, the book and page where the same was recorded and the time when the mortgage title became absolute. The certificate shall be recorded in the records of the town where the premises are situated and shall be substantially in the form following:

Terms Used In Connecticut General Statutes 49-16

  • Complaint: A written statement by the plaintiff stating the wrongs allegedly committed by the defendant.
  • Deed: The legal instrument used to transfer title in real property from one person to another.
  • Foreclosure: A legal process in which property that is collateral or security for a loan may be sold to help repay the loan when the loan is in default. Source: OCC
  • month: means a calendar month, and the word "year" means a calendar year, unless otherwise expressed. See Connecticut General Statutes 1-1
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mortgagee: The person to whom property is mortgaged and who has loaned the money.

To all whom it may concern. This certifies that a mortgage from …. of the town of …., county of …., in the state of …., to …. of the town of …., county of …., and state of …., bearing date the …. day of …., A.D. …., and recorded in the land records of the town of …., book …., page …., was foreclosed upon the complaint of …. against …., the owner of the equity of redemption in said mortgaged premises, and against …., having an interest therein, in the …. court …. held at …. within and for the county of …. and the state of Connecticut on the …. day of …., A.D. 20… The premises foreclosed are described as follows, viz.: …. The time limited for redemption in said judgment of foreclosure has passed and the title to said premises became absolute in the said …. on the …. day of …., A.D. 20…

Dated at …., this …. day of …., 20…

If such person neglects to lodge the certificate for one month after the title becomes absolute, he shall be fined not more than five dollars.