Delaware Code Title 21 Sec. 8605 – Exclusions in motor vehicle liability insurance policies
(a) An authorized insurer that writes motor vehicle liability insurance in the State may exclude any and all coverage beyond the minimum requirements contained in this title and the duty to defend or indemnify for any claim afforded under a shared vehicle owner’s motor vehicle liability insurance policy, including any of the following:
(1) Liability coverage for bodily injury and property damage.
(2) Personal injury protection coverage as described in § 2118 of this title.
(3) Uninsured and underinsured motorist coverage.
(4) Comprehensive physical damage coverage.
(5) Collision physical damage coverage.
Terms Used In Delaware Code Title 21 Sec. 8605
- Shared vehicle: means a vehicle that is available for sharing through a peer-to-peer car sharing program. See Delaware Code Title 21 Sec. 8602
- State: means the State of Delaware; and when applied to different parts of the United States, it includes the District of Columbia and the several territories and possessions of the United States. See Delaware Code Title 1 Sec. 302
(b) Nothing in this chapter invalidates or limits an exclusion contained in a motor vehicle liability insurance policy, including any insurance policy in use or approved for use that excludes coverage for motor vehicles made available for rent, sharing, or hire, or for any business use.
(c) Nothing in this chapter invalidates, limits, or restricts an insurer’s ability under existing law to underwrite any insurance policy, or to cancel and non-renew policies.