Sec. 3. (a) As used in this chapter, “long term care insurance” means insurance coverage for at least twelve (12) consecutive months for each covered person on an expense incurred, indemnity, or prepaid basis for one (1) or more necessary long term care services provided in a setting other than an acute care wing of a hospital.

     (b) The term does not include payment:

Terms Used In Indiana Code 12-15-39.6-3

  • long term care: means the provision of the following services in a setting other than an acute care wing of a hospital to enable individuals whose functional capacities are chronically impaired to be maintained at their maximum level of health and well-being:

    Indiana Code 12-15-39.6-1

(1) of coinsurance, deductibles, or premiums for other insurance policies;

(2) for services covered by other insurance policies; or

(3) for services covered by Parts A and B of the Medicare program (42 U.S.C. § 1395 et seq.).

As added by P.L.24-1997, SEC.53.

  Previous section
Next section  
 Chapter 39.6 Contents