Terms Used In Indiana Code > Title 4 > Article 32.3 > Chapter 9 - Security

• account owner: means an Indiana resident who is the owner of a retained asset account. See Indiana Code 27-2-23-3
• adverse action: means :

  Indiana Code 27-2-21-1

• Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
• affiliate: means a company that controls, is controlled by, or is under common control with another company. See Indiana Code 27-2-21-2
• annuity: refers to an annuity contract issued in Indiana after June 30, 2015. See Indiana Code 27-2-23-4
• Annuity: A periodic (usually annual) payment of a fixed sum of money for either the life of the recipient or for a fixed number of years. A series of payments under a contract from an insurance company, a trust company, or an individual. Annuity payments are made at regular intervals over a period of more than one full year.
• Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
• applicant: means an individual who has applied with an insurer for coverage under a personal insurance policy. See Indiana Code 27-2-21-3
• Arrest: Taking physical custody of a person by lawful authority.
• Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
• Attorney: includes a counselor or other person authorized to appear and represent a party in an action or special proceeding. See Indiana Code 1-1-4-5
• authorized agency: means the following:

  Indiana Code 27-2-24-2

• automobile policy: means a policy providing one (1) or more of the types of insurance described in Class 2(f) of IC 27-1-5-1. See Indiana Code 27-2-28-2
• available insurance proceeds: means :

  Indiana Code 27-2-24-3

• Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. ^{Source: OCC}
• Charity: An agency, institution, or organization in existence and operating for the benefit of an indefinite number of persons and conducted for educational, religious, scientific, medical, or other beneficent purposes.
• commissioner: refers to the insurance commissioner appointed under IC 27-1-1-2. See Indiana Code 27-2-21-4
• commissioner: refers to the insurance commissioner appointed under IC 27-1-1-2. See Indiana Code 27-2-22-2
• commissioner: refers to the insurance commissioner appointed under IC 27-1-1-2. See Indiana Code 27-2-27-3
• consumer: means an:

  Indiana Code 27-2-21-5

• consumer: means a resident of Indiana whose nonpublic information is in a licensee's possession, custody, or control. See Indiana Code 27-2-27-4
• consumer reporting agency: means a person that, for a monetary fee or dues or on a cooperative nonprofit basis, regularly engages in the practice of assembling or evaluating consumer credit information or other information concerning consumers for the purpose of furnishing consumer reports to third parties. See Indiana Code 27-2-21-6
• Contract: A legal written agreement that becomes binding when signed.
• Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
• coverage: means the right of an individual to receive:

  Indiana Code 27-2-25-1

• covered individual: means an individual who is entitled to coverage from a health carrier. See Indiana Code 27-2-25-2
• credit information: means credit related information:

  Indiana Code 27-2-21-7

• credit report: means a written, an oral, or another communication of information by a consumer reporting agency concerning a consumer's creditworthiness, credit standing, or credit capacity that is used or expected to be used or collected as a factor to determine personal insurance policy premiums, eligibility for coverage, or tier placement. See Indiana Code 27-2-21-8
• Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. ^{Source: OCC}
• cybersecurity event: means an event resulting in unauthorized access to or a disruption or misuse of an information system or nonpublic information stored on the information system that has a reasonable likelihood of materially harming a consumer or any material part of the normal operations of the licensee. See Indiana Code 27-2-27-5
• death master file: refers to :

  Indiana Code 27-2-23-5

• death master file match: means the result of a search of a death master file that indicates a match of a person's name with the person's:

  Indiana Code 27-2-23-6

• department: refers to the department of insurance created by IC 27-1-1-1. See Indiana Code 27-2-21-9
• department: means the department of insurance created by IC 27-1-1-1. See Indiana Code 27-2-27-6
• Discovery: Lawyers' examination, before trial, of facts and documents in possession of the opponents to help the lawyers prepare for trial.
• encrypted: means the transformation of data into a form that results in a low probability of assigning meaning without the use of a protective process or key. See Indiana Code 27-2-27-7
• episode of care: means the medical care ordered to be provided for a specific medical procedure, condition, or illness. See Indiana Code 27-2-25-2.5
• Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
• Fair Credit Reporting Act: A federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any mistakes. ^{Source: OCC}
• good faith estimate: means a health carrier's reasonable estimate of:

  Indiana Code 27-2-25-3

• health carrier: means an entity:

  Indiana Code 27-2-25-4

• health carrier: means the following entities:

  Indiana Code 27-2-26-1

• in network: when used in reference to a practitioner, means that the health care services provided by the practitioner are subject to a health carrier's network plan. See Indiana Code 27-2-25-5
• in writing: include printing, lithographing, or other mode of representing words and letters. See Indiana Code 1-1-4-5
• information security program: means the administrative, technical, and physical safeguards that a licensee uses to access, collect, distribute, process, protect, store, use, transmit, dispose of, or otherwise handle nonpublic information. See Indiana Code 27-2-27-8
• information system: means either of the following:

  Indiana Code 27-2-27-9

• innocent coinsured: means an individual who:

  Indiana Code 27-2-24-5

• insurance producer: has the meaning set forth in Indiana Code 27-2-21-10
• insurance score: means a number or rating that is derived from an algorithm, computer application, model, or other process that is based on credit information for the purpose of predicting the future insurance loss exposure of an individual consumer. See Indiana Code 27-2-21-11
• insured: means an individual entitled to coverage under a personal insurance policy. See Indiana Code 27-2-21-12
• insured: means the individual whose life is the subject of insurance under a policy. See Indiana Code 27-2-22-3
• insured: means an individual who is the first named insured on the declarations page of a personal automobile or homeowner's policy. See Indiana Code 27-2-28-4
• insurer: refers to an insurer (as defined in IC 27-1-2-3) that issues a personal insurance policy. See Indiana Code 27-2-21-13
• insurer: means an insurance company that issues a policy. See Indiana Code 27-2-22-4
• insurer: means an insurance company that issues or delivers a policy of property or casualty insurance. See Indiana Code 27-2-24-6
• insurer: refers to an insurer (as defined in IC 27-1-2-3) that issues a personal automobile or homeowner's policy. See Indiana Code 27-2-28-5
• Interest rate: The amount paid by a borrower to a lender in exchange for the use of the lender's money for a certain period of time. Interest is paid on loans or on debt instruments, such as notes or bonds, either at regular intervals or as part of a lump sum payment when the issue matures. ^{Source: OCC}
• Judgment: means all final orders, decrees, and determinations in an action and all orders upon which executions may issue. See Indiana Code 1-1-4-5
• Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
• knowledge of death: means one (1) of the following:

  Indiana Code 27-2-23-7

• licensee: means a person that is:

  Indiana Code 27-2-27-10

• material change: means :

  Indiana Code 27-2-28-6

• Month: means a calendar month, unless otherwise expressed. See Indiana Code 1-1-4-5
• Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
• Mortgagee: The person to whom property is mortgaged and who has loaned the money.
• multi-factor authentication: means authentication through verification of at least two (2) of the following types of authentication factors:

  Indiana Code 27-2-27-11

• network: means a group of provider facilities and practitioners that:

  Indiana Code 27-2-25-6

• nonemergency health care service: means a discrete service or series of services ordered by a practitioner for an episode of care for the:

  Indiana Code 27-2-25-8

• nonpublic information: means electronic information that is not publicly available information and is described in either of the following subdivisions:

  Indiana Code 27-2-27-12

• Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
• person: refers to an insured, annuity owner, annuitant, or a retained asset account owner. See Indiana Code 27-2-23-8
• personal insurance policy: means a policy that:

  Indiana Code 27-2-21-14

• policy: means a policy or certificate that provides the kind of insurance described in Class 1 of IC 27-1-5-1. See Indiana Code 27-2-22-5
• policy: means a policy or certificate issued in Indiana after June 30, 2015, that provides the kind of insurance described in Class 1 of IC 27-1-5-1. See Indiana Code 27-2-23-9
• practitioner: means :

  Indiana Code 27-2-25-9

• Probable cause: A reasonable ground for belief that the offender violated a specific law.
• Property: includes personal and real property. See Indiana Code 1-1-4-5
• property or casualty insurance: means a type of insurance described in Class 2 and Class 3 of IC 27-1-5-1. See Indiana Code 27-2-24-7
• provider: means :

  Indiana Code 27-2-25-10

• provider facility: means any of the following:

  Indiana Code 27-2-25-11

• Public law: A public bill or joint resolution that has passed both chambers and been enacted into law. Public laws have general applicability nationwide.
• publicly available information: means any information that a licensee has a reasonable basis to believe is lawfully made available to the general public from:

  Indiana Code 27-2-27-13

• record keeping services: means an insurer's responsibility, under an agreement with a group policy owner, to obtain, maintain, and administer in the insurer's system information concerning each individual insured under a group policy (or a line of coverage under a group policy), including at least the following:

  Indiana Code 27-2-23-10

• retained asset account: means a mechanism through which the settlement of proceeds payable under a policy occurs by the insurer's deposit of the proceeds into a checking or draft account:

  Indiana Code 27-2-22-6

• retained asset account: refers to a retained asset account that is issued in Indiana after June 30, 2015. See Indiana Code 27-2-23-10.2
• risk assessment: means the assessment a licensee is required to conduct under section 17 of this chapter. See Indiana Code 27-2-27-14
• Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
• Subpoena: A command to a witness to appear and give testimony.
• Summons: Another word for subpoena used by the criminal justice system.
• Testify: Answer questions in court.
• third party service provider: means a person that contracts with a licensee to maintain, process, store, or otherwise is permitted access to nonpublic information through its provision of services to the licensee. See Indiana Code 27-2-27-15
• Tort: A civil wrong or breach of a duty to another person, as outlined by law. A very common tort is negligent operation of a motor vehicle that results in property damage and personal injury in an automobile accident.
• Year: means a calendar year, unless otherwise expressed. See Indiana Code 1-1-4-5