§ 3151 Short title
§ 3152 Scope and applicability
§ 3153 Definitions
§ 3154 Policy definitions and exclusions
§ 3155 Required disclosures
§ 3156 Policy conditions
§ 3157 Wellness programs
§ 3158 Insurance producer requirements
§ 3159 Enforcement
§ 3160 Rules
§ 3161 Effective date

Terms Used In Maine Revised Statutes > Title 24-A > Chapter 44 - Pet Insurance

  • Adult: means a person who has attained the age of 18 years. See Maine Revised Statutes Title 1 Sec. 72
  • Chronic condition: means a condition that can be treated or managed, but not cured. See Maine Revised Statutes Title 24-A Sec. 3153
  • Commissioner: means the Commissioner of Health and Human Services. See Maine Revised Statutes Title 22 Sec. 1-A
  • Congenital anomaly or disorder: means a condition that is present from birth, whether inherited or caused by the environment, which may cause or contribute to illness or disease. See Maine Revised Statutes Title 24-A Sec. 3153
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Department: means the Department of Health and Human Services. See Maine Revised Statutes Title 22 Sec. 1-A
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Hereditary disorder: means an abnormality that is genetically transmitted from parent to offspring and may cause illness or disease. See Maine Revised Statutes Title 24-A Sec. 3153
  • in writing: include printing and other modes of making legible words. See Maine Revised Statutes Title 1 Sec. 72
  • Majority: when used in reference to age shall mean the age of 18 and over. See Maine Revised Statutes Title 1 Sec. 72
  • Month: means a calendar month. See Maine Revised Statutes Title 1 Sec. 72
  • Orthopedic: refers to conditions affecting the bones, skeletal muscle, cartilage, tendons, ligaments and joints, including, but not limited to, elbow dysplasia, hip dysplasia, intervertebral disc degeneration, patellar luxation and cranial cruciate ligament ruptures but not including cancers or metabolic, hemopoietic or autoimmune diseases. See Maine Revised Statutes Title 24-A Sec. 3153
  • Oversight: Committee review of the activities of a Federal agency or program.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • Pet insurance: means property insurance that provides coverage for accidents and illnesses of pets. See Maine Revised Statutes Title 24-A Sec. 3153
  • Preexisting condition: means a condition for which any of the following are true prior to the effective date of a pet insurance policy or during a waiting period:
A. See Maine Revised Statutes Title 24-A Sec. 3153
  • Presiding officer: A majority-party Senator who presides over the Senate and is charged with maintaining order and decorum, recognizing Members to speak, and interpreting the Senate's rules, practices and precedents.
  • Public law: A public bill or joint resolution that has passed both chambers and been enacted into law. Public laws have general applicability nationwide.
  • Quorum: The number of legislators that must be present to do business.
  • Renewal: means to issue and deliver at the end of an insurance policy period a policy that supersedes a policy previously issued and delivered by the same insurer or an affiliated insurer and that provides types and limits of coverage substantially similar to those contained in the policy being superseded. See Maine Revised Statutes Title 24-A Sec. 3153
  • Veterinarian: means an individual who holds a valid license to practice veterinary medicine from the appropriate licensing entity in the jurisdiction in which the individual practices. See Maine Revised Statutes Title 24-A Sec. 3153
  • Veterinary expenses: means the costs associated with medical advice, diagnosis, care or treatment provided by a veterinarian, including, but not limited to, the cost of drugs prescribed by a veterinarian. See Maine Revised Statutes Title 24-A Sec. 3153
  • Waiting period: means the period of time specified in a pet insurance policy that is required to transpire before some or all of the coverage in the policy begins. See Maine Revised Statutes Title 24-A Sec. 3153
  • Wellness program: means a subscription-based or reimbursement-based program that is separate from an insurance policy and that provides goods and services to promote the general health, safety or well-being of a pet. See Maine Revised Statutes Title 24-A Sec. 3153