Michigan Laws 333.1065 – Life insurer; prohibited acts
Current as of: 2023 | Check for updates
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A life insurer shall not do any of the following because of the execution or implementation of an order:
(a) Refuse to provide or continue coverage to the declarant.
Terms Used In Michigan Laws 333.1065
- Declarant: means an individual who has executed a do-not-resuscitate order on his or her own behalf or on whose behalf a do-not-resuscitate order has been executed as provided in this act. See Michigan Laws 333.1052
- order: means a document executed under this act directing that, if an individual suffers cessation of both spontaneous respiration and circulation in a setting outside of a hospital, resuscitation will not be initiated. See Michigan Laws 333.1052
(b) Charge the declarant a higher premium.
(c) Offer a declarant different policy terms because the declarant has executed an order.
(d) Consider the terms of an existing policy of life insurance to have been breached or modified.
(e) Invoke a suicide or intentional death exemption or exclusion in a policy covering the declarant.