25A-1 Scope of act
25A-2 “Consumer credit sale” defined
25A-3 “Payable in installments” defined
25A-4 “Goods” defined
25A-5 “Services” defined
25A-6 “Seller” defined
25A-7 “Cash price” defined
25A-8 “Finance charge” defined
25A-9 “Amount financed” defined
25A-10 “Official fees” defined
25A-11 “Revolving charge account contract” defined
25A-12 “Consumer credit installment sale contract” defined
25A-13 “Consumer Credit Protection Act” defined
25A-14 Finance charge rates and service charge for revolving charge account contracts
25A-15 Finance charge rates for consumer credit installment sale contracts
25A-16 Transfer of equity
25A-17 Additional charges for insurance
25A-18 Confession of judgment
25A-19 Acceleration
25A-20 Disclaimer of warranty
25A-21 Attorneys’ fees
25A-22 Receipts for payments; return of title documents upon full payment
25A-23 Collateral taken by the seller
25A-24 Identification of instruments of indebtedness
25A-25 Preservation of consumers’ claims and defenses
25A-26 Substitution of collateral
25A-27 Application of payments
25A-28 Form of consumer credit installment sale contract
25A-29 Default charges
25A-30 Deferral charges
25A-31 Consolidation and refinancing
25A-32 Rebates on prepayment
25A-32.1 Unearned finance charge credits on prepayment of loans secured by real property and mobile home loans
25A-33 Terms of payments
25A-34 Balloon payments
25A-35 Statement of account
25A-36 Certificates of insurance and rebates
25A-37 Referral sales
25A-38 “Home-solicitation sale” defined
25A-39 Buyer’s right to cancel
25A-40 Form of agreement or offer; statement of buyer’s rights
25A-41 Restoration of down payment; retention of goods
25A-42 Duties as to care and return of goods; no compensation for services prior to cancellation
25A-43 Unconscionability
25A-44 Remedies and penalties
25A-45 Conflict with Consumer Credit Protection Act