1.    The department of health and human services may not provide any loan repayment funds to a dentist under this chapter until the dentist has practiced at least six months on a full-time basis in the city or surrounding areas, or both, the department of health and human services has identified as having a defined need for dental services.

2.    Except as otherwise provided, the department of health and human services shall make payments under this chapter at the conclusion of each of the five twelve-month periods of service during which the dentist met the qualifying terms of the contract. The department of health and human services may make a prorated payment under this chapter if during the twelve-month period the dentist failed to meet the qualifying terms of the contract.

3.    Payments under this chapter terminate upon the earlier of completion of five years as a participant in this loan repayment program or failure of the dentist to meet the qualifying terms under the contract.