(a)  Notwithstanding any other provision of this title, travel insurance; shall be classified, and filed for purposes of rates and forms under an inland marine line of insurance provided, however, that travel insurance that provides coverage for sickness, accident, disability, or death occurring during travel, either exclusively or in conjunction with related coverages of emergency evacuation or repatriation of remains, or incidental limited property and casualty benefits such as baggage or trip cancellation, may be filed by an authorized insurer under either an accident and health line of insurance or an inland marine line of insurance.

Terms Used In Rhode Island General Laws 27-79.1-10

  • Travel insurance: means insurance coverage for personal risks incident to planned travel, including:

    (i)  Interruption or cancellation of trip or event;

    (ii)  Loss of baggage or personal effects;

    (iii)  Damages to accommodations or rental vehicles;

    (iv)  Sickness, accident, disability, or death occurring during travel;

    (v)  Emergency evacuation;

    (vi)  Repatriation of remains; or

    (vii)  Any other contractual obligations to indemnify or pay a specified amount to the traveler upon determinable contingencies related to travel as approved by the commissioner. See Rhode Island General Laws 27-79.1-3

  • Travel protection plans: means plans that provide one or more of the following:

    (i)  Travel insurance;

    (ii)  Travel assistance services; and

    (iii)  Cancellation fee waivers. See Rhode Island General Laws 27-79.1-3

(b)  Travel insurance may be in the form of an individual, group, or blanket policy.

(c)  Eligibility and underwriting standards for travel insurance may be developed and provided based on travel protection plans designed for individual or identified marketing or distribution channels, provided those standards also meet the state’s underwriting standards for inland marine.

History of Section.
P.L. 2019, ch. 44, § 2; P.L. 2019, ch. 51, § 2.