Texas Insurance Code 1106.005 – Request for Reinstatement; Limitation
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(a) A request for reinstatement of a policy under this chapter and proof of mental incapacity may be filed with the insurer by:
(1) the insured;
(2) the insured’s legal guardian or other legal representative; or
(3) the legal representative of the insured’s estate.
(b) The request and the proof of mental incapacity must be filed not later than the first anniversary of the date the policy lapses.
Terms Used In Texas Insurance Code 1106.005
- Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.